09/01/2026
When thinking about retirement, include Long Term Care insurance in your plans. Most standard health insurance plans, including Medicare, don’t cover long term care. And, the time to consider options is sooner rather than later. Premiums are lower when you’re younger and in good health. Don’t wait too long.
Most standard health insurance policies, including Medicare and employer-sponsored plans, don’t cover long term care expenses. Only Long Term Care (LTC) insurance and Medicaid will pay for long term care, but Medicaid requires you to spend down your assets to qualify for benefits. LTC insurance ca...