RG Insurance Agency

06/18/2025

If you have an E-bike, this is something you need to pay attention to.

As electric bikes (e-bikes) continue to grow in popularity, more cyclists have taken to city streets, sidewalks and trails with electric power, and unfortunately, it’s been happening illegally and unsafely in many areas of our city. There is a lot of information here, so please familiarize yourself with it. Parents especially.

Chaska does not currently have a city ordinance; however, state law is still enforced here. South Lake Minnetonka Police Department has a flow chart to help understand all of this, which is shown below.

There are 3 classes of e-bikes based on how the electric motor (up to 750 watts) assists with pedaling. Anything over 750 watts is no longer considered a “bicycle” and is subject to additional regulation:

Class 1 electric-assisted bicycle - no throttle, only pedal assist, max motor assisted speed of 20mph

Class 2 electric-assisted bicycle - throttle and pedal assist, max motor speed of 20mph, motor may be used exclusively but will stop at 20mph

Class 3 electric-assisted bicycle - no throttle, pedal assist, can reach speed of 28mph when using pedals. **If equipped with throttle, throttle alone will only allow speed of 20mph**

Motorized bicycle - electric or a liquid fuel motor of a piston displacement capacity of 50 cubic centimeters or less, and a maximum of two brake horsepower, which is capable of a maximum speed of not more than 30 miles per hour on a flat surface with not more than one percent grade in any direction when the motor is engaged. MUST have a driver’s license or a motorized bicycle permit to operate this.

Here are a few e-bike laws and safety reminders:

- According to State law, cyclists must be 15 or older to operate an e-bike.
- According to State law, cyclists must follow the rules of the road including speed limits and traffic signals. E-bikes cannot be modified to bypass the speed limit control.
- Cyclists must alert pedestrians of their approach and be courteous to others sharing the sidewalks, trails and roads.
- Cyclists should always wear a bike helmet and other appropriate safety gear.

Penalties for not following the e-bike laws and regulations can result in fines. For more information, read more about applicable state laws 169.011, 169.222, 169.223, 169.225: https://www.revisor.mn.gov/statutes/cite/169.011

05/23/2024

To all of those who wonder, why are Minnesota Homeowners Insurance rates so high.

If you have questions about your policy, don't be afraid to ask.

Each time the Midwest is hit with severe weather, the damage adds up and so do the insurance costs. In Talking Points, Esme Murphy explores how insurance companies are looking at how they can make up for all those payouts.

01/01/2024

🎉 Wishing you a Happy New Year! 🎊 As we bid farewell to 2023, may the coming year be filled with joy, prosperity, and new opportunities. 🌟

If you're looking for reliable insurance solutions, contact RG Insurance Agency at 📞 612.562.9362 or visit our website: www.rginsuranceus.com.

Feel free to reach out on WhatsApp at 📲 612.5629362.

Cheers to a fantastic year ahead! 🥂

12/24/2023

🎄 ¡Feliz Navidad de parte de RG Insurance Agency! 🎄

En esta temporada de alegría y magia, todo el equipo de RG Insurance Agency se une para desearte una Feliz Navidad llena de amor, paz y seguridad. Que esta festividad esté rodeada de momentos especiales junto a tus seres queridos y que el espíritu navideño ilumine tu hogar.

Que esta Navidad esté llena de momentos especiales y que el nuevo año te traiga prosperidad y éxitos. ¡Felices fiestas de parte de RG Insurance Agency! 🎅🤶

rginsuranceus.com

12/23/2023

🎄✨ Merry Christmas from RG Insurance Agency! ✨🎄

Wishing you a season filled with joy, warmth, and the peace of mind that comes with knowing you're protected. As you gather with loved ones to celebrate this special day, may your hearts be light, and your homes be filled with the magic of the holiday spirit.

May this Christmas be filled with special moments, and may the coming year bring you prosperity and success. From all of us at RG Insurance Agency, Merry Christmas! 🎅🤶🎁

12/22/2023

🌟 Embrace the Winter Solstice with RG Insurance Agency! 🌟

As the longest night descends upon us and the enchanting winter season takes center stage, RG Insurance Agency is here to illuminate your world with warmth and protection. Just as the sun marks its lowest point in the sky, our commitment to securing your peace of mind reaches new heights.

☃️ Winter Solstice Special Coverage:

🏡 Home Insurance: Ensure your home is a cozy haven during the chilly months. From protecting against winter-related damage to safeguarding your valuables, our policies have you covered.

🚗 Auto Insurance: Navigate the icy roads with confidence. Our comprehensive auto insurance plans shield you from unexpected twists and turns, providing peace of mind as you journey through the winter wonderland.

❄️ Seasonal Safeguarding Tips:

Prepare for the Cold: Insulate your home, check for drafts, and service your heating system to stay warm and cozy throughout the season.

Winterize Your Vehicle: From tire checks to fluid inspections, our experts at RG Insurance Agency ensure your vehicle is winter-ready for safe travels.

Holiday Protection: Safeguard your holiday celebrations by reviewing your policies. Our team can help you understand how your coverage extends to festive gatherings and gifts.

📞 Contact RG Insurance Agency:

Phone: 612.562.9362
Website: rginsuranceus.com
Whatsapp: 612.562.9362

This Winter Solstice, let RG Insurance Agency be your beacon of protection. Illuminate your path to a worry-free season with our comprehensive coverage and expert advice. Because, just like the returning sunlight after the solstice, our commitment to your security shines brightly year-round.

❄️ Happy Winter Solstice from RG Insurance Agency! ❄️

11/23/2023

🍂🦃 Giving Thanks from RG Insurance Agency! 🦃🍂

Dear Valued Clients,

As we pause to celebrate Thanksgiving, the RG Insurance Agency family wants to extend our deepest gratitude to each and every one of you. This year has been filled with challenges and triumphs, and through it all, your trust and partnership have been the cornerstone of our success.

We are truly thankful for the opportunity to serve you and be a part of your lives, providing protection and peace of mind. Your confidence in RG Insurance Agency motivates us to continually strive for excellence in delivering top-notch insurance solutions. We understand the importance of safeguarding what matters most to you, and we are honored to be your chosen insurance partner.

As we reflect on the blessings of the past year, we want to express our heartfelt appreciation for your loyalty, trust, and collaboration. Your feedback and support inspire us to raise the bar and exceed your expectations. We look forward to continuing this journey together, offering reliable and personalized insurance services tailored to your unique needs.

May this Thanksgiving be a time of joy, gratitude, and cherished moments with loved ones. From all of us at RG Insurance Agency, we wish you a Happy Thanksgiving filled with warmth, laughter, and the abundance of good company.

Thank you for being a valued part of the RG Insurance Agency family.

Warmest wishes,

The RG Insurance Agency Team

11/11/2023

🇺🇸🎗️ Honoring our Veterans on this special day 🎗️🇺🇸

On Veterans Day, RG Insurance Agency in Chaska expresses gratitude to all the brave men and women who have served our nation. Your sacrifice and dedication inspire us every day.

To our veterans and active-duty military, we salute you.

Thank you for your service. Happy Veterans Day!

We make buying insurance easier by showing you the best options available and helping you find the perfect policy at a great price.

11/09/2023

🍔🎉 Celebrate National Fried Chicken Sandwich Day! 🎉🍔

Tomorrow is a day for all the foodies out there because it's National Fried Chicken Sandwich Day! 🍗 Whether you like it spicy, crispy, saucy, or simply classic, there's no denying the mouthwatering appeal of a perfectly crafted fried chicken sandwich.

Join us in celebrating this delightful day by sharing your favorite fried chicken sandwich spot or your go-to recipe. Let's turn our newsfeeds into a delicious showcase of culinary creativity! 📸🍔

Don't forget to tag your favorite local restaurants and eateries to give them a shoutout. It's the perfect excuse to indulge in a crispy and succulent treat that hits all the right spots.

And while you're savoring that perfect bite, take a moment to appreciate the finer things in life, just like you would with a good insurance policy. Because, like the perfect fried chicken sandwich, the right insurance coverage provides comfort, protection, and peace of mind.

Happy National Fried Chicken Sandwich Day! 🎉🍔 Enjoy every bite, and remember that RG Insurance is here to add a dash of security to your life's menu. 🤝🏡

📍 Location: Carver County, MN
🌐 Website: www.rginsuranceus.com
📱 WhatsApp: 612.562.9362

11/02/2023

🌼🕯️ En RG Insurance Agency en Chaska, MN, recordamos y celebramos el Día de los Mu***os 🕯️🌼

El Día de los Mu***os es una festividad llena de amor, recuerdos y tradición. Es un momento para honrar a nuestros seres queridos que han partido y mantener viva su memoria en nuestros corazones.

En RG Insurance Agency, entendemos la importancia de la protección y la seguridad para nuestras familias, incluso después de que ya no estemos aquí. Queremos asegurarnos de que tus seres queridos estén bien cuidados.

Hoy, mientras celebramos y recordamos a nuestros ancestros, reflexionemos sobre la importancia de asegurarnos de que nuestras familias tengan la protección que necesitan.

¿Necesitas asesoramiento sobre seguros? Estamos aquí para ti. Llámanos hoy mismo al ☎️ 612-562-9362 para una consulta sin compromiso o visita nuestro sitio web en 🌐 www.rginsuranceus.com. También puedes contactarnos a través de WhatsApp al 📱 612-562-9362.

***os

11/01/2023

🌼 Honoring the Day of the Dead with RG Insurance Agency! 🌼

Today, we celebrate the rich traditions of Dia de los Mu***os, the Day of the Dead. It's a time to remember and honor our loved ones who have passed away and to cherish the memories we hold dear. At RG Insurance Agency, we understand the importance of protecting what matters most, not only in life but beyond.

Just as Dia de los Mu***os is a time to reflect on the memories of those we've lost, it's also a reminder to safeguard the future for our loved ones. Our dedicated team is here to provide you with the security and peace of mind that comes with the right insurance coverage.

Connect with us today:
📞 Call us at 612-562-9362
🌐 Visit our website: www.RGinsuranceus.com
📱 Connect with us on WhatsApp: 612-562-9362

On this Day of the Dead, we join you in honoring the memory of your loved ones and ensuring a bright future for those you cherish. 💀🌸