The Rudd Insurance Group

09/03/2026

Interest rates continue to cause some buyers to take a “wait-and-see” approach to purchasing a home, leading many homeowners to renew their commitment to investing in the homes they already own.

In this week’s “60-Second Educational Moment,” Agency Owner Bill Rudd responds to a question from Gary about the risks of hiring an uninsured contractor.

Normally, a contractor’s Commercial General Liability Insurance provides an important layer of protection if your home is damaged during a project. Perhaps even more importantly, if an uninsured contractor’s employee is injured while working on your property, the situation can become much more complicated.

Thanks to Gary for the great question!

We love to serve!
📞 434.973.6166
🌐 www.theruddinsurancegroup.com

09/01/2026

Testimonial Tuesday! 

08/27/2026

Granted, using toilet paper as an illustration may be a bit unconventional, but we hope it brings a smile while making an important point.

In this week’s “60 Second Educational Moment,” Agency Owner Bill Rudd uses this unlikely prop to demonstrate how a three-vehicle accident occurred—and the subsequent debate over who was ultimately responsible for the claim.

Like many communities, ours is experiencing significant growth. With that growth comes increased pressure on our infrastructure, particularly our highway system. As a result, we have seen a rise in claims involving tailgating and following too closely.

Have questions about your insurance coverage or what happens when an accident occurs? We have answers!

📞 434-973-6166
🌐 www.theruddinsurancegroup.com

08/25/2026

Testimonial Tuesday!

08/20/2026

They were certainly thought-provoking questions!

In this week’s “60-Second Educational Moment,” Agency Principal Bill Rudd shares a snippet of an email from a prospective client seeking clarification. Two of our team members visited his home last week, but follow-up questions like these are routine—and always welcome.

Bill addresses two of Kevin’s questions because they are among our most frequently asked questions.

Prompt service and smiles are always free!
📞 434.973.6166 www.theruddinsurancegroup.com

08/18/2026

Testimonial Tuesday! Just before leaving to accept a new assignment, our first Home Office Underwriter with Erie left these kind words. ❤️

08/13/2026

Could you be responsible for paying part of a claim when the accident wasn’t your fault?

In this week’s “60-Second Educational Moment,” Agency Owner Bill Rudd shares an experience one of our team members encountered this morning. In her situation, the at-fault insurance company provided a cost disclosure that prompted her to contact the body shop she had selected.

When you’re involved in an accident, we always recommend contacting us as soon as possible. We can help you understand the claims process, review your options, and make sure you have the information you need to make an informed decision.

Don’t navigate a claim alone—give us a call at 434-973-6166.

www.theruddinsurancegroup.com

08/11/2026

08/06/2026

What would you prefer, a promise or a guarantee? In this weeks “60 Second Educational Moment”, Agency Principal Bill Rudd shares a conversation where one of our team members asked about the validity of a verbal word as it related to her insurance contract. Important to recognize that an insurance policy is a legal contract, one of the few contracts an attorney doesn’t write. Have questions? We have answers! 434.973.6166. www.theruddinsurancegroup.com