Hanckel-Citizens Insurance

Hanckel-Citizens Insurance Serving Charlottesville & surrounding areas since 1872. Hanckel-Citizens Insurance has provided clients with prompt, honest, and reliable products since 1872.

One of the oldest independent insurance agencies in Central Virginia, we attribute our success to giving customers sound and trusted advice, as well as excellent service. Our customers span from Charlottesville, Albemarle, Greene, Louisa, Fluvanna, and Nelson Counties. Hanckel-Citizens is a certified Trusted Choice agency dedicated to treating you as a person not a policy. Our personal approach di

stinguishes us from other agencies. We start by evaluating your need for insurance or financial services. Based on that information, we use our availability to multiple companies to find products that are just right for you. With us, you have quick and flexible access to underwriting. We’ll always make sure you understand coverage levels and options that come with each policy. And should you ever have to file a claim, we’ll make sure the process is handled promptly and fairly.

06/02/2026

More than a house—it’s your story. 🏡 (434) 296-7191

Happy Birthday, Dave! 🎉 Thank you for bringing dedication, kindness, and teamwork to the office each day. Have a great o...
06/01/2026

Happy Birthday, Dave! 🎉 Thank you for bringing dedication, kindness, and teamwork to the office each day. Have a great one!

05/30/2026

Think of your policy review like a financial checkup.
In just 10 minutes, you can:
✔ Update your home inventory.
✔ Add or remove vehicles.
✔ Ensure coverage keeps up with inflation.
✔ Check liability limits.
✔ Review discounts.
Small updates today can prevent big surprises later and keep your insurance policy performing its best.

05/27/2026

Your life’s constantly evolving! Ensure your insurance keeps up.

Home of the free, because of the brave. Wishing everyone a meaningful Memorial Day of reflection and gratitude.
05/25/2026

Home of the free, because of the brave. Wishing everyone a meaningful Memorial Day of reflection and gratitude.

05/23/2026

Reminder: Email inboxes aren't secure for your private policy data. To protect your information and finalize changes, always contact your agent through official channels.

05/22/2026

🗺️Scenic Route Savvy
Crossing state lines this weekend? Most auto policies automatically adjust to local requirements, keeping you legal and protected wherever the map leads. Happy National Road Trip Day!

05/20/2026

🏎️💨 Need new wheels protection? Let’s quote your auto insurance policy today.

AI-powered scams and cyber threats are becoming more advanced every day. 💻⚠️Our latest blog explores how cybercriminals ...
05/19/2026

AI-powered scams and cyber threats are becoming more advanced every day. 💻⚠️

Our latest blog explores how cybercriminals are using AI and why cyber insurance is becoming more important than ever for businesses and families alike.

AI-powered cyber threats use machine learning algorithms and automation to identify weaknesses, trick users, and pe*****te systems more efficiently than traditional cyberattacks. These tools allow hackers to scale their attacks, personalize scams to their victims, and adapt to new defenses quickly.....

Insurance isn’t all the same.Two quotes can look similar, but cover completely different things.A lower price often mean...
05/18/2026

Insurance isn’t all the same.
Two quotes can look similar, but cover completely different things.
A lower price often means:
• Lower liability limits
• Higher deductibles
• Fewer protections
• More gaps
A little extra premium can protect you from a lot of financial exposure.

Address

218 3rd Street NE
Charlottesville, VA
22902

Opening Hours

Monday 8:30am - 1pm
2pm - 4:30pm
Tuesday 8:30am - 1pm
2pm - 4:30pm
Wednesday 8:30am - 12:30pm
Thursday 8:30am - 1pm
2pm - 4:30pm
Friday 8:30am - 1pm
2pm - 3pm

Telephone

+14342967191

Website

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