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Monday 8:30am - 5pm Tuesday 8:30am - 5pm Wednesday 8:30am - 5pm Thursday 8:30am - 5pm Friday 8:30am - 5pm

Presidential Bank Mortgage Charlottesville

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United States
Charlottesville, VA
Presidential Bank Mortgage Charlottesville

Tom Scully (NMLS #524550) provides solutions for the largest purchase you Please drop in and let us know what you need? A new home and mortgage?

A new mortgage with better interest rates or a new term? We would love the opportunity to show you how we can help.

11/02/2026

Waiting for the Fed to make its next move before buying a home? Here's something to keep in mind. 🏡

The Fed's latest announcement came and went, but mortgage rates saw only modest movement.

Why? Mortgage rates don't move in lockstep with the Fed. They tend to follow the bond market, which responds to a variety of economic factors.

That means waiting for a particular Fed date doesn't necessarily mean you'll get a better mortgage rate.

The best time to buy depends on more than a headline. Let's talk about your goals, your budget, and what options may be available to you.

11/01/2026

More time, more opportunities!
Daylight Saving Time ends, but it’s always the right time to explore your mortgage options. Let’s make your next move before the year runs out! 💪🏠

10/31/2026

No tricks, just helpful mortgage guidance! 🎃🏡 This Halloween, let's help make the path to homeownership feel a little less frightening.

Ready to explore your mortgage options? Let's chat today!

10/30/2026

Are you the one we’re looking for? 👀🏡

Presidential Bank Mortgage is growing, and we’re looking for talented Mortgage Loan Officers and Branch Managers to join our award-winning team!

Ready to take the next step in your career? Visit our website to explore opportunities and learn more about joining our team!

https://www.presidentialbankmortgage.com/join-our-team

10/30/2026

🏡💰 Mortgage Payoff vs. Investing: Which Move is Right for You?

Should you pay off your mortgage early or put that extra money toward investments? Both options have potential benefits, but the right choice depends on your financial goals!

Check out our new blog post to explore both options and learn what factors to consider when making your decision.

https://www.presidentialbankmortgage.com/post/mortgage-payoff-vs-investing-which-move-is-right-for-you

10/30/2026

🎉 Congratulations, Gold Club Member! 🎉

A big congratulations to Brian McGovern for being recognized as a member of our Gold Club this past quarter.

This recognition reflects your hard work, professionalism, and the relationships you've built with your clients and referral partners. Thank you for your continued commitment to excellence. Well deserved!

10/29/2026

🏆 Gold Club Quarterly Recognition 🏆

Congratulations to Mark Wharton on earning a place in our Gold Club this past quarter!

Your dedication to your clients, commitment to excellence, and consistent production have made this achievement possible. Thank you for the impact you make every day—we're proud to celebrate your success.

10/28/2026

The Fed is making headlines again, but what does that really mean for your mortgage?

Here's what matters: Mortgage rates don't move automatically with the Fed, and waiting for the "perfect" rate doesn't guarantee a better opportunity.

Whether you're looking to buy, refinance or explore your home equity options, don't let market headlines determine your next move.

Don't just watch the rates. Know your opportunities.

Let's run the numbers and see what makes sense for YOU in today's market!

10/28/2026

🚒🚑 Today, on National First Responders Day, we honor the firefighters, police officers, EMTs, and other first responders who dedicate their lives to protecting and serving our communities.

Thank you for answering the call, showing up when it matters most, and helping keep our communities safe. You deserve a place to call home, too! 🏡

Did you know there are a number of down payment assistance programs available specifically for first responders? Depending on your location, profession, and eligibility, these programs may help make homeownership more attainable.

Whether you're a firefighter, police officer, EMT, or another dedicated first responder, there may be options worth exploring.

💙 Ready to see what may be available to you? Let's connect and explore your homeownership options!

10/28/2026

⭐ Recognizing Outstanding Performance ⭐

Congratulations to Kristy Grams for earning Gold Club recognition this past quarter!

Success isn't measured by a single transaction—it's built through consistency, trusted relationships, and a dedication to delivering exceptional service. We're proud to recognize your accomplishments and look forward to seeing your continued success.

10/27/2026

⭐ Recognizing Outstanding Performance ⭐

Congratulations to Chris Schoenthal for earning Gold Club recognition this past quarter!

Success isn't measured by a single transaction—it's built through consistency, trusted relationships, and a dedication to delivering exceptional service. We're proud to recognize your accomplishments and look forward to seeing your continued success.

10/26/2026

Homeowners are sitting on an estimated $35 trillion in equity. 🔑 More are using it for renovations and big goals while keeping their current mortgage in place. Curious what yours could do? Let's start the conversation.

10/23/2026

Before you negotiate, compare the numbers. 🔎

A $10,000 price reduction and $10,000 toward a rate buydown can have different impacts. One lowers the purchase price, while the other may offer greater monthly payment savings.

Let's chat and help you compare both options! 🏡

10/22/2026

An adjustable-rate mortgage (ARM) is a home loan with an interest rate that may change over time after an initial fixed-rate period. ARMs can be an option for homebuyers looking for flexibility in their mortgage financing.🏡

Think an ARM may fit your homebuying needs? Let's chat today to learn more!🔗

10/20/2026

🏡 Whether you're preparing to buy your first home or have owned your home for years, it's important to understand your homeowners insurance costs.

If you're planning to buy, knowing what to expect can help you budget with confidence. Already own a home? Reviewing your policy annually can help you spot potential savings and make sure you have the right coverage.

Visit our website to read the full blog for strategies to keep your homeowners insurance costs in line!

🔗 https://www.presidentialbankmortgage.com/post/are-you-paying-too-much-for-homeowners-insurance-strategies-to-keep-costs-in-line

Address

Charlottesville, VA
22901

Opening Hours

Monday	8:30am - 5pm
Tuesday	8:30am - 5pm
Wednesday	8:30am - 5pm
Thursday	8:30am - 5pm
Friday	8:30am - 5pm

Website

https://www.presidentialbankmortgage.com/branches/charlottesville

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