Renee Kopstein - Transamerica Agency Network

04/15/2026

I’m excited to share a few solid year-to-date work achievements with you all! 😄

🌟Charlotte District- Top Independent Agent for March 🌟

🌟Ranked 10th in the Company-Independent Agent for March 🌟

🌟Charlotte District- Top Independent Agent for Q1 🌟

This accomplishment qualified me for the First Quarter Incentive Trip Award in Blowing Rock! Definitely looking forward to this upcoming mountain getaway ⛰️🙌🏼

I want to express my deepest gratitude to my clients for continuing to entrust me with the responsibility of helping them achieve their financial protection and retirement goals! 😊

11/19/2025

Thank you to all my clients for entrusting me with the responsibility of helping you achieve your retirement goals and needs! Annuities can be an integral part of your retirement plan, providing safety and protection of your assets during market downturns. They also offer indexed strategies for strong growth potential, no fees or low fees, nursing home benefits, and guaranteed lifetime income.

A few examples of when an annuity could be a beneficial addition to your retirement plan:

✅ You are nearing retirement and want peace of mind by protecting a portion of your current retirement savings

✅ You recently changed jobs and left behind your 401k or 403b with your previous employer. You’re seeking a safe IRA alternative that offers market loss protection, flexibility, and growth potential.

✅ Your investing risk tolerance is more conservative.

I’m an experienced resource here to answer any questions you may have and discuss your retirement needs and goals. Together, we can determine if an annuity is the right choice for you! 📈

🎉Shout Out to Renee Kopstein! 🎉

We’re thrilled to recognize Renee Kopstein for leading the way with Top Annuity Sales in October! 👏

💼 Why Annuities Matter
Annuities are a powerful tool in retirement planning. They offer guaranteed income, helping retirees manage longevity risk and maintain financial stability throughout their golden years.

Thanks to professionals like Renee, more people are discovering how annuities can bring peace of mind and financial confidence for the future.

08/20/2025

A big THANK YOU to all of my new and long time clients that continue to entrust me with your important Life Insurance and Supplemental Retirement Savings needs! I truly enjoy assisting young professionals, small business owners, families and retirees with your small business protections, legacy planning, tax advantaged retirement savings and more. Contact me to schedule a free financial review to ensure you are getting the most out of your insurance dollar and discuss plans to reduce your family’s or business’s financial risk and areas of vulnerability!

✅Small Businesses- Protections and Legacy Planning

Key Person Policies, Buy Sell Agreements, Executive Bonus Plans, Employee Benefits, Life Insurance, Living Benefits (Critical, Chronic, Terminal Illness and hybrid LTC coverage) and Tax Advantaged Retirement Savings

✅Young Professionals and Families- Protections and Legacy Planning

Life Insurance, Mortgage Protection Insurance, Living Benefits (Critical, Chronic and Terminal Illness coverage), hybrid LTC policies, 401K rollovers from previous employers and Tax Advantaged Retirement Savings

✅Pre Retirees and Retirees- Protections and Legacy Planning

Life Insurance, 401k and pension rollovers, Supplemental Health coverage through hybrid Living Benefits and LTC plans, guaranteed lifetime income and estate planning strategies to maximize family legacy

Let’s talk! Send me a DM, call/text or email me @ [email protected]

💥💥 Congratulations to our Producer of the Month for July, Renee Kopstein! 💥💥

Renee is no stranger to success! She has been leading the way at Transamerica for over a decade!

Renee especially enjoys working with entrepreneurs in her community. As an entrepreneur herself, Renee realizes the investment in time and resources it takes to build a successful business.

She also knows that without proper planning, business owners risk losing everything! Let Renee help you put plans in place to protect what you've worked so hard to build!

04/15/2025

It’s Tax Day! Tax time is a great reminder to schedule a review of your financial accounts, life insurance policies, and retirement savings plans. I have over 15 years experience and am here to assist with a free holistic financial review! Life is always evolving with new life events and new life stages so it’s extremely important to review your plan annually. To truly achieve a well balanced comprehensive financial plan, it takes a team. A financial team that includes specialists with expertise in different areas of financial wellness, including :
📍 Protection strategies (life insurance, legacy planning (family or business)
📍 Wealth accumulation, and risk management (retirement savings accounts, 401k 403b and IRA)
📍 Supplemental Healthcare protections (pre retirement and retirement)
📍 Retirement account diversification
~Taxable
~Tax Deferred
~Tax Advantaged- are you fully taking advantage of all the TAX FREE retirement income strategies that are available?

A second set of eyes, to answer questions, offer advice and recommendations is a great way to provide peace of mind. Let’s connect, schedule a review and ensure that you are truly on the right path to achieve your personal financial goals! 🤩 💵 📈

09/18/2024

🎉Exciting News! 🎉 I am now licensed in Florida! I am a previous Florida resident and would love to be a member of your Financial Team! I am here to assist you with:

✅ Life Insurance and Final Expense
✅ Supplemental Retirement Savings (Tax Advantaged)
✅ Critical, Chronic, Terminal Illness and LTC Coverage
✅ Small Business Protections and Continuation Strategies
✅ Mortgage Protection
✅ Legacy Planning
✅ 401k/403b rollovers
✅ Financial Plan reviews
And more…

Send me a DM or an email with any inquiries or questions.
[email protected]

06/12/2024

Had a wonderful afternoon this past Sunday, networking with a group of fantastic women and meeting new potential clients! Whether you’re a young professional, a local small business owner, or currently raising a young family I can be of assistance in helping you protect your now, save for a tax advantaged retirement and prepare for the unexpected. Contact me today to schedule a free consultation, ask any questions you may have or request additional information. 🗂️ Free Financial Review
💰 Life Insurance
👩‍🎓 College Funding Options
🏡 Mortgage Protection
🩺 Living Benefits (critical, chronic & terminal illness) or hybrid Long Term Care coverage
💵📈 Supplemental Retirement Savings (Tax FREE income)
📊 Small Business Protections and Continuation Strategies or Employee Benefits. And more……

🎉 Congratulations to Cecilia, the winner of the gift basket giveaway!! 🤩👏🏼

I look forward to the opportunity and becoming a valued member of your Financial Team!

06/07/2024

Hi Ladies! Come see me this Sunday, June 9th from 1-4pm for an afternoon of Networking with other local business women! 🙌🏼 There will be many local vendors present, lots of prizes, charcuterie, champagne and of course FUN! 🤩🥂🎉

👗 We will be giving back to the local community by collecting donations of lightly used business dresses to help women in need successfully rejoin the workforce!

06/05/2024

I’d love the opportunity to be a member of your FINANCIAL TEAM! It takes a team of professionals to create and implement a well balanced plan for true financial health. Contact me today for a free review of your current plan to make sure you’re optimizing your insurance dollar and aren’t missing any important pieces in your own personal financial strategy. I’m here to help protect your today, while building your best financial future!

Congratulations to Renee Kopstein, our independent producer for the month for May!!

Renee has been in the financial services industry and a valued member of the Transamerica team for over 14 years. She has a passion for helping local small business owners put important protections and continuation plans in place to help their business thrive now and into the future. She also loves assisting young professionals and families protect their legacy, while preparing and saving for a fulfilling happy retirement! Renee would love to be a part of your Financial Team! Contact her today for a review to discover if there are any vulnerabilities or gaps in your financial plan.

06/14/2023

⁉️Are you getting the most out of your Life Insurance dollar⁉️

Life insurance that includes Living Benefits offers multiple options for use WHILE LIVING, not just as a death benefit when you pass away.

💵 And even better, a policy with Living Benefits might cost less than your current death benefit only policy!

A policy with Living Benefits provides:

✅ A policy that acts as a bucket of money, to accelerate funds that are paid directly to you, if you were to be diagnosed with a Critical, Chronic or Terminal Illness. Things like Cancer, Heart Attack, Stroke, Kidney Failure, assistance with your daily activities of living (ADL’s) and much more.

✅ This policy allows you to protect your other assets (like your home, 401k, IRA, and other savings accounts) from being drastically impacted if one of these major medical events were to occur. Helping to avoid medical bankruptcy or years/decades of financial struggle.

Contact me today to review your existing coverage or for a free quote to make sure you’re getting the most out of your insurance dollar! Protect the assets you work so hard every day to accumulate for the purpose it was intended…for your retirement and family legacy.

[email protected]

Did you know? Transamerica was named the best company for Living Benefits in 2023. What are living benefits? Contact us today to find out!!

11/29/2022

This is an eye opening article that I read this morning from Barron’s. They conducted a large poll to find out the “Top 5 Financial Regrets of Americans over 50”.

‼️The #2 concern was not getting a LTC plan in place sooner to protect their savings and retirement assets, and to ensure their quality of life in retirement. ‼️

The time to act is now! While you are as young as you will ever be and in your best health! You have to qualify to be eligible for LTC policies and rider benefits, so the longer you wait the more expensive it will be and puts you at risk of not being eligible for this important protection at all down the road.

A fantastic multi use option is the LTC rider on the #1 rated Transamerica FFIUL policy. For pennies on the dollar, this policy allows you to protect your LTC care need, along with a death benefit and other Living Benefits all in 1 policy! You can even use the LTC benefits to pay a friend or loved one to be your caregiver so you can stay in the comfort of your own home. Amazing right?! Contact me to learn more and I will email you some more detailed information!