Troy Meeks - Residential Lender Nmls # 117379

Troy Meeks - Residential Lender Nmls # 117379 Five Star Mortgage Professional
NMLS #117379

American Security Mortgage Corp
NMLS #40561
Equal Opportunity Lender

Had a great time with mom today! for tasty lunch on Shem Creek
06/03/2026

Had a great time with mom today! for tasty lunch on Shem Creek

Markets have largely been trading sideways for a few weeks, but news that the Justice Department has dropped its crimina...
04/24/2026

Markets have largely been trading sideways for a few weeks, but news that the Justice Department has dropped its criminal probe into Fed Chair Jerome Powell should be a positive sign going forward.

Inflation expectations remain anchored, spending remains strong, and the job market is staying stable.

If you are thinking about buying or exploring loan options, feel free to reach out anytime.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

Don’t let this be you.Getting pre-approved first makes the whole process smoother and puts you in a stronger position wh...
04/22/2026

Don’t let this be you.

Getting pre-approved first makes the whole process smoother and puts you in a stronger position when the right home comes along.

Reach out and I’ll walk you through it step by step.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

If you’re thinking about getting pre-approved, having a few things ready upfront can make the process a lot smoother. Mo...
04/21/2026

If you’re thinking about getting pre-approved, having a few things ready upfront can make the process a lot smoother.

Most lenders will ask for basic information around your income, assets, and overall financial picture. Having this ready ahead of time can help avoid delays and keep things moving.

If you want help getting started, I can walk you through what to expect.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

National average mortgage rates moved this week as markets reacted more to global events than economic data.Oil prices a...
04/20/2026

National average mortgage rates moved this week as markets reacted more to global events than economic data.

Oil prices and developments in the Middle East played a big role, with some improvement later in the week.

If you are thinking about buying or refinancing, feel free to reach out anytime to talk through your options.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

Getting pre-approved is a great first step, but it’s really just the beginning.Once you’re ready to move forward, having...
04/15/2026

Getting pre-approved is a great first step, but it’s really just the beginning.

Once you’re ready to move forward, having a clear idea of what comes next can make the process feel a lot less overwhelming and a lot more manageable.

If you’re thinking about buying or want to talk through your next steps, I’m here to help.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

A lot of people assume your mortgage is just the loan amount — but there’s more to it. Your monthly payment is typically...
04/13/2026

A lot of people assume your mortgage is just the loan amount — but there’s more to it.

Your monthly payment is typically made up of things like principal, interest, taxes, and insurance, along with other factors depending on your situation.

This helps give you a more realistic idea of what to expect before you start looking.

If you want help estimating your monthly payment, I can break it down based on your specific numbers.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

National average mortgage rates moved throughout the week as markets reacted to new data, including inflation reports an...
04/10/2026

National average mortgage rates moved throughout the week as markets reacted to new data, including inflation reports and economic updates.

While inflation remains elevated, rates have stayed relatively steady overall.

It’s a good reminder that even in a changing market, staying informed and having a plan in place can make a big difference.

If you’re thinking about buying or refinancing, feel free to reach out anytime to talk through your options.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

March was full of some really special moments. It’s always great to help people take that next step into a new chapter.C...
04/08/2026

March was full of some really special moments. It’s always great to help people take that next step into a new chapter.

Congratulations to everyone who closed last month and thank you to the referral partners and returning clients who helped make it all come together.

If refinancing or making a move has been on your mind, now is a good time to start the conversation. I’m always here to walk you through your options and help you feel confident in your next step.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561

Here’s a quick example of what affordability can look like in the Charlotte market right now. This breaks down what some...
04/06/2026

Here’s a quick example of what affordability can look like in the Charlotte market right now.

This breaks down what someone around the average income could realistically be looking at in today’s market.

Even small changes in income, debt, or down payment can shift this number quite a bit — so this is just a starting point.

If you want to see what this looks like for you, I can run your numbers and show you exactly what this would look like.

📞 (704) 905-5761
📩 [email protected]

NMLS 117379 & 40561
Equal Opportunity Lender

Address

150 Providence Road, Suite 300
Charlotte, NC
28207

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