Terry Dowsett-Cabaniss - Sales Manager/Loan Pro at Rosegate

04/30/2026

The Ultimate Down Payment Assistance (DPA) Program is here at Rosegate! 🏠

Unforgivable grant for your 3.5 % down payment (FHA), NO geographic restrictions, NO income restrictions, 100% financing! Call me today for details (714)709-7954 direct/text

Terry Dowsett-Cabaniss
Sales Manager/Loan Pro
Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

02/21/2026

GREAT news for new homebuyers!
It all starts with with being pre-approved so let’s talk options before the spring competition starts heating up! 😉👍🏠

Terry Dowsett-Cabaniss
Sales Manager/Loan Pro
Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

Price drops and a 3.5-year low in mortgage rates are good news for buyers. The 30-year fixed rate fell to 6.01%, down from 6.85% a year ago, boosting purchasing power by about 9% ($36K for a median home) if rates hold through spring.

02/08/2026

I love sharing when first time homebuyers go “UNDER CONTRACT!”🏠❤️
Clients sometimes have had their challenges, whether it’s credit, financial hardships, job changes and living paycheck to paycheck with limited savings. Sometimes it’s all of the above. My clients here believed in themselves, were phenomenal about taking my guidance and did the 6 months of credit work to make their dream home a reality. This special young family is closing on their new home mid March 👏🏠
Who’s next? We do it together.


Terry Dowsett-Cabaniss
Sales Manager & Loan Pro
Rosegate Making mortgage easy 🌹
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

02/07/2026

Rosegate is proud to support our First Responders! 🏠 Our exclusive program provides financial assistance as a thank you to our first responders (law enforcement, firefighters, paramedics and more) looking to take the leap into homeownership. 👮 🚒
Reach out today for your pre-approval and let’s get you shopping in 2026. I am honored to guide you through!

Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
NC, SC, CA, FL, GA, KY, & TN

01/24/2026

Stay safe, realtor friends!❄️🏠❤️😅

Terry Dowsett-Cabaniss
Sales Manager/Loan Pro
Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

01/23/2026

Helpful tips and prioritized checklist for the upcoming storm which looks to be a doozy. 🧊 ❄️ Worth a read here, friends to protect your home and your loved ones. Stay safe ❤️🏠

Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

01/22/2026

Another happy (repeat) client! 🏠 ❤️
This sweetheart of a lady and her granddaughter’s refinance will provide all that they need to do big renovations on their forever home and make it spectacular! Who’s next?

Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

01/15/2026

Now IS the time to review your current home loan financing if you own and a fantastic time for new homebuyers to STOP renting! Let’s talk about options- this is your year to make that jump. 🏠👍
(714)709-7954 direct/text

Below from realtor.com:
“Home loan demand jumped 28.5% in the week ending Jan. 9, rebounding from a holiday slowdown, according to the Mortgage Bankers Association.
Refinance applications led the surge, rising 40% week over week and more than doubling from a year earlier, while purchase applications increased 16%. The pickup came as mortgage rates held steady. “
https://rltor.cm/RfVLqL

Rosegate Making mortgage easy
Company NMLS # 2082961
Terry Dowsett-Cabaniss
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

01/09/2026

Let’s think about this.
Every month you pay rent to the landlord is another month you lose out on homeownership and building equity and wealth for YOU. Let’s have the conversation and get you shopping for your new home in 2026! 💰🏠

Rosegate Making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN

01/08/2026

President Donald Trump announced on Wednesday he is moving to ban large investors from purchasing single-family homes.
"I am immediately taking steps to ban large institutional investors from buying more single-family homes, and I will be calling on Congress to codify it," Trump wrote in a Truth Social post. "People live in homes, not corporations."

Rosegate making mortgage easy
Company NMLS # 2082961
NMLS #2467654
(714)709-7954 direct or text
[email protected]
https://rosegate.com
Equal Opportunity Lender
NC, SC, CA, FL, GA, KY, & TN