Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union Offering financial services for every life stage. Federally Insured by NCUA. Equal Housing Lender Serving the Carolinas since 1934.

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts. We have

8 branches across North Carolina (Charlotte, Cornelius, Gastonia and Raleigh) and South Carolina (Columbia and Greenville). While individual location hours vary, most are open Mon., Thurs., Fri. – 9 a.m. - 5:30 p.m. and Tues., Wed. – 9 a.m. - 5 p.m. For a complete listing of locations and hours, including holiday closings, please visit https://www.ctelco.org/BranchLocationsAndHours.

CTFCU is partnering with Credit Union Auto Marketplace (CUAM) to give members a simple, flexible way to shop for their n...
09/08/2026

CTFCU is partnering with Credit Union Auto Marketplace (CUAM) to give members a simple, flexible way to shop for their next vehicle from home. Browse quality inspected options online, compare choices that fit your budget, and explore financing built for a range of credit profiles. You can even have your vehicle delivered, often in just a couple of days. It is car shopping that fits your life and keeps you in control.⁠

Find a vehicle that fits with Credit Union Auto Marketplace!
https://www.cuautomarketplace.com/

Happy Labor Day! All CTFCU offices are closed today in observance of the holiday. Wishing everyone a safe and relaxing d...
09/07/2026

Happy Labor Day! All CTFCU offices are closed today in observance of the holiday. Wishing everyone a safe and relaxing day!

Did you know billions of dollars in federal aid go unclaimed every year because students don’t complete the FAFSA? At CT...
09/04/2026

Did you know billions of dollars in federal aid go unclaimed every year because students don’t complete the FAFSA? At CTFCU, we’re committed to helping members reach their financial goals including making college more affordable.

Our latest Coach session breaks down what the FAFSA is, how it works, and why it’s the key to unlocking financial aid for higher education.

📌 Ready to learn more? Click the link below to begin and see how FAFSA can open doors for your future.

https://ctelco.banzai.org/wellness/resources/filling-out-the-fafsa

With fixed rates as low as 6.75% APR*, personal loans make it easier to take action. Borrow up to $50,000 to move forwar...
09/01/2026

With fixed rates as low as 6.75% APR*, personal loans make it easier to take action. Borrow up to $50,000 to move forward on the things that matter. Choose terms up to 72 months, and enjoy no prepayment penalties when you’re ready to pay it off early. From unexpected expenses to big plans, you’ve got options.

Ready for what’s next? Apply today.

Unlock the possibilities of achieving your financial goals with our personalized loan solutions and take advantage of our competitive rates.

From the things you’ve been planning to the things you never saw coming, a HELOC gives you flexible access to funds when...
09/01/2026

From the things you’ve been planning to the things you never saw coming, a HELOC gives you flexible access to funds when you need them. With rates as low as 6.75% APR*, you can use your home’s equity for renovations, debt consolidation, college costs, emergency expenses, and more.

Apply Today!

Access a Home Equity Line of Credit from CTFCU. Use up to 90% of your home's value, with no appraisal fee, low rates, and easy online access.

Applications for the 2026–2027 CTFCU Legacy Scholarships open October 1st! This is your chance to earn one of ten indivi...
09/01/2026

Applications for the 2026–2027 CTFCU Legacy Scholarships open October 1st! This is your chance to earn one of ten individual $2,000 awards and move your goals forward with real support behind you.

Take a look at a few of last year’s inspiring winners and let their stories spark your own momentum. Your name could be next!

Your home does more than hold memories, it holds possibility. With rates as low as 6.75% APR*, a HELOC gives you flexibl...
08/18/2026

Your home does more than hold memories, it holds possibility. With rates as low as 6.75% APR*, a HELOC gives you flexible, lower cost financing you can tap into when you want to consolidate debt, cover college expenses, or take on a major purchase. With no prepayment penalties, you can move at your own pace and pay it off whenever the timing feels right.

Apply today!

Access a Home Equity Line of Credit from CTFCU. Use up to 90% of your home's value, with no appraisal fee, low rates, and easy online access.

If you are ready to give your savings a boost, a 12 month Certificate of Deposit delivers steady, reliable growth you ca...
08/17/2026

If you are ready to give your savings a boost, a 12 month Certificate of Deposit delivers steady, reliable growth you can count on. Lock in 3.66% APY* and let your money build consistent returns while your goals stay protected. Choose a Regular CD or an IRA CD and enjoy simple, confident saving that puts real momentum behind your plans.

Open your CD and start growing with purpose!

A personal loan gives you support when opportunities or unexpected expenses pop up. With fixed rates as low as 6.75% APR...
08/17/2026

A personal loan gives you support when opportunities or unexpected expenses pop up. With fixed rates as low as 6.75% APR, you can move forward with clarity!

You can borrow up to $50,000 with terms up to 72 months, giving you flexibility to choose what fits your goals. And with no prepayment penalties, you can pay off your loan early whenever it feels right.

CTFCU Gives You Easy Access to Your FICO ScoreYour FICO Score is one of the most important numbers in your financial lif...
08/17/2026

CTFCU Gives You Easy Access to Your FICO Score

Your FICO Score is one of the most important numbers in your financial life. It influences everything from borrowing power to interest rates and even rental opportunities. Today is a great reminder to check in on your financial wellness — and CTFCU makes that simple. You can view your FICO Score anytime through Online Banking or our Mobile App, giving you an easy way to track changes, spot opportunities, and stay in control. Small habits make a big difference. Keep an eye on your score and take steps that move you toward better rates and brighter financial possibilities

Click the link below to read more about how FICO Scores work, why you may have more than one, and the everyday habits that help strengthen your score over time.

https://ctelco.banzai.org/wellness/resources/fico-scores-your-key-to-financial-wellness

Address

3921 Tuckaseegee Road
Charlotte, NC
28208

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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