Carolinas Telco Federal Credit Union

Carolinas Telco Federal Credit Union Offering financial services for every life stage. Federally Insured by NCUA. Equal Housing Lender Serving the Carolinas since 1934.

Carolinas Telco Federal Credit Union was originally formed to meet the financial needs of telecommunications workers in North and South Carolina. Our expanded membership charter gives all persons within our service areas the opportunity to apply for credit union membership. We offer exceptional services and products, like auto loans, credit cards, mortgages, savings, and checking accounts. We have

8 branches across North Carolina (Charlotte, Cornelius, Gastonia and Raleigh) and South Carolina (Columbia and Greenville). While individual location hours vary, most are open Mon., Thurs., Fri. – 9 a.m. - 5:30 p.m. and Tues., Wed. – 9 a.m. - 5 p.m. For a complete listing of locations and hours, including holiday closings, please visit https://www.ctelco.org/BranchLocationsAndHours.

06/01/2026

Your everyday spending just leveled up.
The CTFCU Visa Platinum Credit Card gives you 2% cash back or a low rate with no annual fee, along with travel protection, warranty benefits, and flexible balance transfers. The right card opens the door to more.

Apply today!

06/01/2026

Kick off summer with auto loan rates as low as 3.74% APR* on new vehicles and 4.34% APR* on used. Get a $100 rebate on every approved loan, or boost it to $300 when you add GAP.

Offer ends July 31 — apply today!

Today we honor the brave service members who gave their lives for our freedom. 🇺🇸 CTFCU is closed today in observance of...
05/25/2026

Today we honor the brave service members who gave their lives for our freedom. 🇺🇸 CTFCU is closed today in observance of the holiday.

Wishing you a safe day to honor and reflect!

Congrats Graduates!We are celebrating every graduate who crossed the stage this year. Your hard work and dedication have...
05/22/2026

Congrats Graduates!

We are celebrating every graduate who crossed the stage this year. Your hard work and dedication have paid off, and we are excited to cheer you on as you take your next steps.

​At Carolinas Telco Federal Credit Union, we aim to empower our members’ financial success with personalized guidance for each of life’s milestones. Start exploring the services and financial tools available to you today.

https://www.ctelco.org/

It’s National Memo Day!  A good memo keeps you organized, and so does a solid financial plan. If your notes include goal...
05/21/2026

It’s National Memo Day!
A good memo keeps you organized, and so does a solid financial plan. If your notes include goals like lowering payments, paying off debt faster, or making better use of the accounts you already have, our team is ready to help.

Today is the perfect day to turn those notes into real results with support from the people who know your financial goals best.

👉 Reach out to your local branch team and start your financial check in today!

https://www.ctelco.org/

We had an amazing time at the Cornelius Jazz Festival this past Saturday. Huge thanks to everyone who stopped by our boo...
05/20/2026

We had an amazing time at the Cornelius Jazz Festival this past Saturday. Huge thanks to everyone who stopped by our booth and helped make the day feel full of energy and community.
If you are ready to take the next step toward your financial goals, explore everything CTFCU offers and see how we can support your plans!

https://www.ctelco.org/

Through CTFCU’s partnership with Love My Credit Union Rewards, you can use Trust & Will to create a legally binding esta...
05/19/2026

Through CTFCU’s partnership with Love My Credit Union Rewards, you can use Trust & Will to create a legally binding estate plan in minutes. The guided process is simple, supportive, and tailored to your state’s requirements, making it an easy way to protect what matters most.⁠

Learn more and get started today at the link!

https://trustandwill.com/partnerships/lmcur-members?utm_source=lovemycreditunion_april26lto&utm_medium=partnerships&utm_name=lovemycu_april26lto&p_id=103c_id=23494

For mortgage loans, 5.75% APR* on a 30 year fixed term gives you a strong start, and CTFCU makes the rest just as simple...
05/18/2026

For mortgage loans, 5.75% APR* on a 30 year fixed term gives you a strong start, and CTFCU makes the rest just as simple! You can get moving with only 5% down for most loan types, no PMI required, and zero points charged. With local servicing from people right in your community, the whole process feels smoother and more supportive from the very beginning.
Follow the link and apply for a mortgage that puts your needs first!

Navigate the process of securing your first home with our specialized First Time Home Buyer Mortgage Loan, designed to make homeownership dreams a reality.

Today we honor active duty, National Guard, and Reserve personnel from all six branches and the families who make that s...
05/16/2026

Today we honor active duty, National Guard, and Reserve personnel from all six branches and the families who make that service possible. We at CTFCU offer our sincere gratitude. 🇺🇸

Address

3921 Tuckaseegee Road
Charlotte, NC
28208

Opening Hours

Monday 9am - 5:30pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5:30pm
Friday 9am - 5:30pm

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