The Holt Team

07/31/2023

Every step closer to homeownership is an important step 🤝

07/28/2023

Anyone have bingo!?
🙌
At this point, I've seen it all (and can help you through it all!) Where are you at in your home buying journey?
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07/26/2023

NAF Dream is comprised of a passionate team of people who are driven to increase Black homeownership across the country.
Our mission is to provide racial equity and build consumer confidence through:
🏠 Homebuying Education
🔑 Accessibility to Credit
💵 Mortgage Industry Career Opportunities
🙌 Unique Products and Solutions such as our NAF Cash program, Pathway to Homeownership programs, and 5-Year Rate Protection Pledge.

07/24/2023

Both USDA and FHA loans are designed to help borrowers with less-than-perfect credit and potential income concerns, making homeownership more accessible. Read more about the similarities and differences between these two loans!

New American Funding offers both USDA and FHA loans. Discover which one could be right for you based on your needs.

07/21/2023

Leveling the playing field in the real estate market with NAF Cash 💰✨
Say goodbye to bidding wars and hello to your dream home! 🏡

Discover the power of NAF Cash, our affiliated partner dedicated to making your homeownership dreams a reality. Talk to your New American Funding Loan Officer about if you qualify and unlock the potential of NAF Cash today!

NAF Cash, LLC. MI Real Estate Broker #6502431375.

07/19/2023

Summer can be a great time to buy a home! Statistics show that in Summer months, like August for example, price cuts start to begin while inventory levels remain steady. However, we like to say that the best time to buy a home is when YOU are ready to do so! I am here to help you through the process of homeownership and are ready to get you started!

07/17/2023

You’ve made sacrifices serving your country so make sure you are taking advantage of the benefits a VA Loan can offer.

VA loans provide access to special benefits, including:
✅No down payment required
✅Lower interest rates
✅No monthly mortgage insurance premiums
✅Reduced funding fees

Contact me today to learn more.

07/14/2023

Homeownership could be closer than you think! Ask me about our Pathway Programs and see if you qualify for up to $8000 in assistance!

07/12/2023

At New American Funding, we believe that every person deserves a clear path to achieving their dream of homeownership. So, we created the Pathway to Homeownership initiative to alleviate some of your financial worries.

Pathway Highlights:
- Up to $8,000 in assistance: Can potentially be used to help with your down payment, closing costs, or other upfront costs, depending on the program you qualify for
- Designed for first-time homebuyers
- No income limitations: No minimum or maximum income limitations
- Down payments as low as 3%
- Can be combined with other DPA programs

07/10/2023

If you recently decided it's time to buy a home, chances are you're feeling both excited and overwhelmed.

As a first-time home buyer, navigating the home buying process can feel like a mysterious journey — but it doesn't have to be. This is a well-traveled path, and there are professionals who will guide you along the way. I'm here to help!

If you recently decided it's time to buy a home, chances are you're feeling both excited and overwhelmed.

07/07/2023

As you might have heard, there is no such thing as the "perfect market". Whether or not 2023 is a good year to buy a house will depend on several factors. Start by asking yourself the basics: How long will I be in this home? How is my credit score? Do I have enough saved for a down payment and closing costs? You will want to consider your individual circumstances to weigh the pros and cons of purchasing a home in 2023. If you have any questions, you can always reach out to me!