Oscar Reto / PrimeLending

Oscar Reto / PrimeLending Senior Mortgage Loan Officer with PrimeLending, NMLS # 505436 I have been in the mortgage business for over 14 years.

This experience has allowed me to assist thousands of families to achieve responsible and affordable home loans. I have extensive background assisting first-time homebuyers, self-employed borrowers, and Jumbo high-net-worth borrowers alike. I am also the First President and Founder of NAHREP Charlotte (National Association of Hispanic Real Estate Professionals). NAHREP’s mission is to empower the Real Estate professionals of Charlotte, who serve the Hispanic community.

02/05/2015

‘Measure twice, cut once’ is used so often, it’s cliché. But that doesn’t mean it’s not practical advice. In the mortgage industry, measuring twice means checking and rechecking the information and background in mortgage applications. Knowing before owing is key to a healthy deal that will benefit…

02/04/2015

Looking for a new home, especially your first home, is an exciting time. But don’t let the excitement take your eyes off the task at hand: buying a solid house that is a wise investment. After all, this ‘house’ you are looking at might very well end up being your ‘home’! When you are shopping, […]

02/03/2015

The Supreme Court recently heard arguments in a case challenging the wording and intent of rescission. Rescission is the voiding of a contract between two parties. In this case, the focus is on borrowers voiding contracts with lenders, and the verdict is good news for borrowers. The Court gave a…

02/02/2015

Solar power is now more affordable in over 80% of the biggest U.S. cities. Solar is not only a money saver, but it’s a great investment in your home as well. Solar is no longer the exclusive domain of the wealthy, and there is a clear gap in the reality and the perception of solar. […]

01/30/2015

The Seattle area offers up some interesting insight and trends in real estate that may get traction in the national picture before you know it. In 2014, the hottest properties on the market were apartments. Investors were grabbing rental properties faster than office buildings, and that trend may…

01/29/2015

Up to one million Home Affordable Modification Program (HAMP) mortgages may be eligible for help through 4 new programs recently announced. Mortgage holders with a good record of payment for 5 years may be eligible to receive assistance to help pay down principle. Other borrowers will have an…

01/28/2015

Why rent when you can buy? Answer that question and you might be onto something perplexing a lot industry people. Millennials, when asked in a recent survey, said they would rather rent than buy, to the tune of nearly 6 in 10. Only 1 in 4 Millennials today owns a home. That is significantly down […]

01/27/2015

A group of mortgage-bond investors have sent a letter to Ocwen in which they accuse the company of “imprudent and improper” actions that may be the precursor to a lawsuit, according to Kathy Patrick of Gibbs & Bruns LLP. The company has been under the microscope in recent months for improper…

01/26/2015

Reducing the amount of space in which you live might be a big idea whose time is here. Its subscribers refer to it as micro living, or the tiny house movement among other names, but the idea is the same: lowering the amount of space, the amount of stuff, and the amount of debt. It’s […]

01/23/2015

If staying inside this winter is driving you up a wall, then get yourself motivated by getting your house in shape. Start off with choosing a few projects, and planning them out to complete by the start of opening day. If you need a suggestion, start with the ones that will improve your home’s…

01/22/2015

Mortgage rates are at historic lows for all types of loans. However, the difference in interest rates for 30-year and 15-year mortgages is worth looking at. 15-year mortgages require higher monthly premiums for the same loan amount, but the shorter term brings real money back into your income…

01/21/2015

At some point, the inevitable hand-over was going to happen, but that it will likely happen this year is somewhat of a surprise. Millennials will be the majority of homebuyers compared to other age groups at some point in 2015, according to current trends. Almost half of Millennials want to buy a…

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Charlotte, NC
28226

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Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
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Sunday 1pm - 7pm

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+19802636610

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http://oscarretoblog.com/

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