The Mortgage Man Team - Union Home Mortgage

03/13/2026

02/10/2026

Applying for a mortgage doesn’t have to feel overwhelming. Taking a little time to prepare can make the entire process smoother and less stressful. When you're informed and organized, you’re more confident, better positioned to make strong offers, and less likely to hit surprises along the way. A little prep now can save time, money, and headaches later – and help you move forward knowing you’re truly ready for the next step in your homebuying journey.

Applying for a mortgage doesn’t have to feel overwhelming. Taking a little time to prepare can make the entire process smoother and less stressful. When you're informed and organized, you’re more confident, better positioned to make strong offers, and less likely to hit surprises along the way. ...

02/06/2026

I couldn't resist. I guess she added the hard hat because I do construction loans! LOL

02/06/2026

Everyone wants a simple answer on rates, but the reality is more complex. While modest improvement is likely, sharp drops could reignite buyer demand and push home prices higher. That’s why timing and strategy often matter more than trying to predict the perfect rate.

Everyone wants a simple answer on rates, but the reality is more complex. While modest improvement is likely, sharp drops could reignite buyer demand and push home prices higher. That’s why timing and strategy often matter more than trying to predict the perfect rate.

01/29/2026

At Union Home Mortgage, our goal is to help as many people as possible achieve the dream of homeownership. With the UHM Grant, homebuyers can get up to $2,000 to help pay for their down payment and closing costs. Contact me to see if you qualify!

01/28/2026

Want to take advantage of the equity in your home? In just a few minutes, apply for a UHM HELOC and turn your equity into cash. For terms and conditions, visit https://ow.ly/S4Kg30sST5l.

01/27/2026

Rental properties are a proven method for generating passive income, and with UHM Platinum Non-Owner Occupied Loans, investors can get up to $1,551,250 to finance properties with up to 4 units! Contact me to learn more!

01/26/2026

With One-Time Close Construction, you can finance your new home from start to finish in a single loan. Avoid the hassle of multiple closings, lock in your rate, and enjoy peace of mind as your dream home takes shape.

01/25/2026

Construction-to-Permanent (C2P) loans are an all-in-one financing option for the construction, lot purchase and permanent mortgage, allowing veterans to build with no down payment! Contact me to learn more!

01/24/2026

Buy a home with no down payment when you purchase in a USDA-designated area. Contact me to see if USDA is right for you!

01/23/2026

Construction-to-Permanent (C2P) loans allows buyers to build their dream homes with a single closing, avoiding the additional fees present with other construction options. Contact me to learn more!

01/16/2026

Rates are on the move... In The Wrong Direction.... I'll be working this weekend if you want to take advantage of the rate drop before it's too late. These drops in interest rates are not lasting long. I have helped a ton of people this week already refinance their homes. https://vid.us/tut5nq Call Me. 704-231-3991

Interest Rate Update