Cat Totty - Cardinal Financial - NMLS 919528

06/19/2026

Four communities, four agents, one builder in one day. One of the best part of my jobs is meeting real estate and sales agents that want to know more about financing options for their clients, and also teach me about their communities, homes, and the area (hello, I have to know where the local coffee shops are!). Their clients are lucky to have them as local and home resources!

06/15/2026

The best first step isn't finding a house. It's getting prepared.

Before you start scrolling listings, take a few minutes to understand your credit, budget, and financing options. A little planning now can help you shop with more confidence later.

When you're ready, get pre-approved with real numbers, not estimates.

06/12/2026

Have you heard this term before? If you want help understanding it, send me a message anytime. 💪📩🤩

06/12/2026

The right home might need updates. That doesn’t mean you need separate financing.

Renovation loans can combine the purchase price and improvement costs into one loan, based on the home’s after-renovation value. Whether you're buying or refinancing, there may be options that fit your goals.

06/08/2026

05/26/2026

POV: You were already pre-approved when your dream home hit the market 🔥

Offer submitted.
Seller confident.
Deal accepted.

Preparation wins in this market.

Ready to be the buyer sellers say yes to?

05/25/2026

Today we honor those who gave everything. 🇺🇸