The Brands + Bands Strategy Group

Directions Website Contact the business

The Brands + Bands Strategy Group Building strategy and stacks!

We help you go from annoyed with your accounts to aligned with your wallet through 1:1 support, practical financial education, and workplace financial wellness—so you can build wealth on your terms.

October is National Financial Planning Month, and there’s still time to make moves before the year wraps. 👀At The Brands...
10/20/2026

October is National Financial Planning Month, and there’s still time to make moves before the year wraps. 👀

At The Brands + Bands Strategy Group, we believe financial planning is about more than where your money is today. It’s about understanding what you have, what’s working, and what opportunities are still on the table.

Mind you - you don’t have to wait until January to get your money together. Also, you don't need to save $500 a month to see movement within your goals! There are still 2.5 months left to review your accounts, revisit your goals, and make intentional moves toward the life you want in 2027.

Let’s make the rest of this year count.

Explore our services, see who we work with, and learn what working with us actually looks like at thebrandsandbands.com/services.

Q For Your A: What’s one money move you want to make before 2026 is over?

In Money - 💰

A savings goal without a plan is just a number you hope to reach.Building your saving stack starts with understanding yo...
10/15/2026

A savings goal without a plan is just a number you hope to reach.

Building your saving stack starts with understanding your cash flow and assigning your money a purpose.

We recommend thinking about three foundational savings buckets:

1. Emergency fund: Start with $500, work toward one month of essential expenses, and build toward 3–6 months over time.

2. House fund: Prepare for unexpected home expenses with consistent contributions. Start at $25, increase to $50, and work toward $100 as your cash flow allows.

3. Treat Yourself Tax: Plan for discretionary spending, entertainment, and the things that make life enjoyable. Your financial plan should account for living today while preparing for tomorrow.

Your first step is a wallet audit. Review what you earn, what you spend, what you owe, and what you can reasonably set aside. Then prioritize one goal and build a repeatable savings routine. An 80/20 approach can help you direct most of your designated savings toward your primary goal while continuing to make progress on another.

Consider using a high-yield savings account for appropriate savings goals, automating contributions, and keeping accessible funds where you need them. Your account setup should reflect your timeline, access needs, and priorities.

Start where you are. Build the habit. Grow the stack.

Visit our YouTube video for a practical walkthrough of the saving stack in the comments!

Funding and grants. Legal basics. Cash flow, expenses and taxes. AI built for your business. A 30-day content plan. Hiri...
10/08/2026

Funding and grants. Legal basics. Cash flow, expenses and taxes. AI built for your business. A 30-day content plan. Hiring. Sales. Eight sessions, one day, one room.

That was Raise The Bar by Qcitymetro.com and it was phenomenal. The price we paid, about what people spend at Starbucks in a week, is going to be true compound interest for what we're building this quarter and sets us up for an even more amazing 2027.

It's one thing to have a business and work on your business, but working in your business is a key thing that gets missing from the formula of being an entrepreneur. It's one thing to be in your head or on your phone, and another to experience it and see it in real time. The presenters were knowledgeable and caring, and the stories and strategy pulled together to make it one of the best things we did this week.

Excited that we're pivoting with the right tools and insights from events like this to provide a better experience to our clients and companies.

A full day and a full notebook.

The way we do business is shifting. So we’re shifting how we build.That was one of our biggest takeaways from ASPIRE Com...
10/06/2026

The way we do business is shifting. So we’re shifting how we build.

That was one of our biggest takeaways from ASPIRE Community Capital’s Economic Symposium during Charlotte Economic Development Week.

The conversation around changing supplier diversity programs, contracting opportunities and businesses relying too heavily on one access point reinforced something we’ve been drilling down on: diversification has to be intentional.

We’re looking at more ways to pursue opportunity—from City of Charlotte contracts to state, federal and corporate opportunities.

But we’re also thinking differently about collaboration.

We’re leaning into networking across, because up is good, but across is better.

The pivot isn’t just about finding more opportunities. It’s about building the relationships, strategy and infrastructure to make those opportunities sustainable.

That’s the work happening behind the scenes at The Brands + Bands Strategy Group.

Big news for The Brands + Bands Strategy Group! 🥂We're officially a City of Charlotte Small Business Enterprise (SBE)!Th...
10/02/2026

Big news for The Brands + Bands Strategy Group! 🥂

We're officially a City of Charlotte Small Business Enterprise (SBE)!

This is an exciting milestone for our business and opens the door to new opportunities to connect with local organizations and explore ways to bring financial education to more people through contracts and bidding!

From financial wellness workshops and community education to helping small business owners better understand their money, we're looking forward to expanding how we serve.

And there's more on the horizon. As we prepare for our next chapter, we're building on the work we've already done while exploring new ways to grow.

One certification. New opportunities. Plenty of work ahead!

Here's to what's next for The Brands + Bands Strategy Group!

10/01/2026

Remember getting a math problem in school where you had ALL the numbers… but the answer was still wrong?

Sometimes the problem wasn’t the numbers. The formula was out of order.

That’s how we want you to think about your budget.

Because if you budget for the bills but forget to budget for being a person—groceries, fun, random life stuff, annual expenses, the things that make your life YOUR life—the math is going to keep not mathing.

That’s what we look for in a Budget Audit:

• Your existing budget
• Your bank + credit card statements
• What you planned to spend vs. what you actually spent
• Expenses missing from the equation
• How debt payoff, savings + other goals fit together
• Where the formula needs to be adjusted

You’re not necessarily bad at budgeting. You may just be working with a formula that doesn’t account for your whole life.

And that’s exactly what we’re looking at before you build that October budget.

Because the work has always been about more than the numbers in your accounts. It’s about what those numbers are helping you build.

And soon, you’ll see that reflected in our name, too.🤭

Q For Your A: What part of your life keeps getting left out of your budget?

Rework your math with a Budget Audit and let’s get the formula right—not just the numbers. Learn more on the website!
Dassit.

09/29/2026

Apparently spending years inside the finance industry makes you a spy. Meet Nadia - she didn’t learn this from a course. She worked for three financial institutions before she ever taught a workshop or posted a single piece of content. What started as show-and-tell from her day job became showing people that even starting with $5, money can work for them.

So when we talk about how money products get built, worded, and sold, that’s a field report, not a hot take. Inc. just said it in “Fintech Has a Messaging Problem. Financial Creators Know How to Fix It” - creators lead with the person, not the product, and they show the messy middle. That’s the other side of the coin, and it’s the lens this company was built on.

It’s the conversation we have in our content and the context every client gets - from people who felt the money conversation opted them out, to someone who worked in product marketing on those very products. Same tone every Thursday in Fumbled to Funded - a voice memo straight to your inbox. Link in bio.

Q For Your A: what’s one money thing nobody ever actually explained to you?

In Money —

October 1 is next week. The Great Lock-In isn't waking up at 4:30am and spending $0 - it's movement on purpose.Before th...
09/24/2026

October 1 is next week. The Great Lock-In isn't waking up at 4:30am and spending $0 - it's movement on purpose.

Before the 1st, pick ONE January goal worth finishing, and ONE number you're increasing: savings, debt, retirement, income. One. Not your whole financial life.

This month's newsletter has been giving you the pre-work for your lock-in + real context on questions I've been giving nosey answers to. Join, get a freebie + get your money together: www.thebrandsandbands.com/newsletter

Today — our founder, Nadia, graduated from the IntuitIntuit IDEAS accelerator program. 🎓And this milestone hits differen...
09/22/2026

Today — our founder, Nadia, graduated from the IntuitIntuit IDEAS accelerator program. 🎓

And this milestone hits different because when Nadia entered the program, she was on the verge of quitting the business she started in 2020.

IDEAS gave her the space to rethink what she thought this business was supposed to be.

As she shared during graduation today: sometimes you have to blow up what you think is good for what you have the opportunity to make better.

That meant a new structure. A new ecosystem. And a new way of thinking about what this business can become.

We experienced the Intuit ecosystem through partnerships and tools including Zella Life, Urban League of Central Carolinas, Mailchimp, TurboTax, Credit Karma and QuickBooks, while also building alongside an incredible cohort community.

We’re grateful for the $5,000 completion grant, but we’re even more excited about the ROI from all the work that got us here.

Today, we celebrate the graduation.

January 2027, we start the next chapter.

And trust us—we’re not walking into it as the same business that entered IDEAS.

Address

740 W 5th St
Charlotte, NC
28202

Opening Hours

Tuesday 2pm - 5pm
Wednesday 2pm - 5pm
Thursday 2pm - 5pm
Friday 2pm - 5pm

Alerts

Be the first to know and let us send you an email when The Brands + Bands Strategy Group posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to The Brands + Bands Strategy Group:

Shortcuts

Share