Joseph Smithers, Agent with New York Life

09/23/2025

Yesterday, I had the pleasure of meeting with Jim Funk from the SBDC in South Carolina. I was not aware of the incredible services that they provide to small business owners at NO COST to them!

The SBDC provides free counseling and other free services to small businesses in SC. Their mission is to support economic development by helping small businesses grow and succeed. They work in all industries and all stages of life from pre-venture to mature/exiting businesses. They adhere to a strict confidentiality agreement and are very client-centric, working on Their client’s goals and at their pace and preferred mode of interaction (in-person, Zoom, or phone). You can learn more about the SBDC and sign up for their free services at https://bit.ly/3VsMdEq.

09/14/2025

3 in 10 “HENRYs” don’t feel confident they’ll have enough money to retire, according to a new NerdWallet survey.

Three in 10 “HENRYs” don’t feel confident they’ll have enough money to retire, according to a new NerdWallet survey.

09/13/2025

Every hug, every milestone, every promise kept — love shows up in the moments that matter most. Because, as this video shows, love is not something you just say – it’s something you do. I’m here to help you protect the ones you love. Reach out to me to start the conversation.

09/12/2025

September is National Life Insurance Month — a reminder that real love isn’t only spoken, it’s shown. Because, as this video shows, life insurance is one of the most meaningful ways to ensure your family is cared for — today, tomorrow, and for generations to come. Let’s talk about how you can protect the ones you love.

09/11/2025

We remember and honor the lives lost on September 11, 2001. Their legacy lives on in our hearts and actions.

09/10/2025

We’re honored to be recognized on the .org Best Annuity Companies List for August 2025 as the most trusted annuity provider, ranked by consumers. This achievement reflects New York Life’s 180-year legacy of longevity, financial strength and stability and our commitment to delivering best-in-class annuity solutions, unmatched support and seamless service experiences to our clients. Read the details here http://bit.ly/4fDqAKE

09/09/2025

Is your retirement plan built to last? Join bestselling author Tom Wall as he reveals the “best kept secret in finance” to supplement retirement income, pursue tax-favored growth, and seek greater peace of mind about retirement. Don’t just save—learn how to spend confidently, without fear! RSVP now to transform your strategy.

Register to attend: https://bit.ly/4nImbcv
Registration code: 250232

08/25/2025

A 529 plan offers a tax-advantaged way to prepare for future education costs—from college tuition and books to certain K–12 and vocational programs. Reach out to me today if you want to learn how to invest for a bright future! https://nyl.co/3JuLcsK

08/24/2025

Find out how the DCA Plus Account within a variable universal life policy may help you earn a 12% guaranteed interest rate (6.38% actual yield) as you strategically enter the market.

Learn about dollar cost averaging and how this investment option can work to your advantage in your universal life insurance policy.

08/23/2025

Rules for Required Minimum Distributions (RMDs) just got friendlier. Based on new changes to SECURE 2.0 Act some clients can now use annuity income to offset other RMDs distributions from other non-annuitized qualified retirement accounts. New York Life is here to help make annuity conversations easier. Let’s connect to see if this strategy makes sense for you.

08/22/2025

It’s back-to-school season! Time to gear up, get organized, and set the tone for a successful year ahead. Whether it's saving for college, preparing for retirement, or ensuring your family's financial security, I'm here to help every step of the way. Reach out, and let's work together to make sure you're prepared for whatever the future holds.

08/21/2025

Let’s protect everything—and everyone—who depends on your income.
Disability insurance can be an important safety net if a sickness or injury stops you
from working. According to FinanceBuzz, there are six times when protecting your
income is especially critical. Click below to find out what they are or reach out to me if you’d like to learn more.
https://bit.ly/4oMtOzM