Richard Thomas - Thomas Risk Solutions

Richard Thomas - Thomas Risk Solutions I'm an independent agent with The Jordan Insurance Agency.

We offer a wide range of insurance coverage from a superior group of insurance companies to make sure we provide you high quality products with top notch service. After dedicating 15+ years to the retail sales and management industry, I embarked on a new journey in 2015 by venturing into the insurance sector. It was during this transition that I uncovered my genuine passion for assisting families

in navigating the intricate world of insurance. My expertise spans across various insurance domains, encompassing Medicare, Health Insurance, Life Insurance, Home Insurance, Auto Insurance, Business Insurance, Dental Insurance, and Vision Insurance. I take immense pride in forging enduring connections with my clients while diligently identifying solutions to safeguard their interests with the utmost integrity and exceptional service.

06/24/2026

Did you know — Lloyd's of London insured Bruce Springsteen's voice for $6 million. The principle's the same as any insurance: if losing it would cost you, there's a way to protect it.

06/22/2026

Quick one on life insurance — term vs. whole life, how each one is structured, and how people think about which type fits what they're trying to protect.

06/21/2026

Happy Father's Day weekend from all of us at Thomas Risk Solutions. To every dad reading this — the planners, the providers, the quietly steady ones who taught us to look out for the people we love — thank you. Enjoy the time with family.

06/17/2026

"In-network" doesn't mean what most people think it means — and that gap costs people money every day. Quick myth-buster.

06/15/2026

Two common Medicare coverage paths — Original Medicare (with optional Medigap and a separate Part D drug plan) and Medicare Advantage (Part C). A plain-English look at how each one works so you can understand your options.

Summer road trips and visits to the grandkids are the best part of the season — right up until someone needs a doctor th...
06/12/2026

Summer road trips and visits to the grandkids are the best part of the season — right up until someone needs a doctor three states from home.

If you're on Medicare, whether your coverage travels with you comes down to which path you picked. Original Medicare goes just about anywhere that takes Medicare. A lot of Advantage plans keep you inside a local network.

Worth knowing before you pack the car. Visit www.thomasrisksolutions.com to schedule a consultation.

06/10/2026

Retiring early and defaulting to COBRA? You might be paying close to triple what the marketplace would cost. Here's the quick math.

06/08/2026

Before you sign up for any insurance — Medicare, life, or health — there's one question that tells you almost everything about the advice you're getting. Here it is.

06/01/2026

Retiring before 65? The gap between your last day and Medicare is almost never as expensive as the HR exit packet makes it look.

Here's how one client ended up paying about a third of what COBRA would have cost — and walked into Medicare without a hitch.

There are four enrollment windows in Medicare, and most people only know about one. Here's the cheat sheet — worth a scr...
05/28/2026

There are four enrollment windows in Medicare, and most people only know about one. Here's the cheat sheet — worth a screenshot.

Miss the wrong window and a late surcharge can follow you for the rest of your life; get the timing right and Medicare is a lot more flexible than people give it credit for.

Not sure which one applies to you? Visit www.thomasrisksolutions.com to schedule a consultation.

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3540 Toringdon Way Ste 200
Charlotte, NC
28277

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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