Karyn McAlpin at Guaranteed Rate Affinity NMLS 505392

Karyn McAlpin at Guaranteed Rate Affinity NMLS 505392 I am a VP of Mortgage Lending NMLS 505392 at Guaranteed Rate Affinity (d/b/a GR Affinity, LLC in New York state) NMLS 1598647.

Karyn McAlpin - I am a VP of Mortgage Lending NMLS 505392 at Guaranteed Rate Affinity NMLS 1598647. As a trusted mortgage advisor, I am well-versed in our broad range of loan products and programs, and I love helping clients achieve their financial goals. I work with clients to finance their first home, second homes, move-up homes, and investment properties. Down Payment Assistance programs are am

ong the most popular, in addition to traditional loan products like conventional, FHA, VA, and USDA. I’ve been in the mortgage industry for more than 30 years. I believe the quality of origination is what drives the customer’s experience. The better and more detailed I am at the beginning of the process, the smoother it goes, and the happier my teammates are, too! Gathering the correct information upfront is essential and makes a difference down the line. When you put quality in, you get quality out. I am blessed that my career as a loan originator is not just a “job” … it is my passion and what I love to do! Atlantic Coast Mortgage is dedicated and committed to teamwork. This ensures that the clients, our referral partners, and every other party to the transaction (appraisers, attorneys, etc.) receive the same high level of service. When everyone feels valued, productivity and success follow. When I’m not helping clients, I support the ALS Association in honor of my amazing late father-in-law, and the Susan G. Komen Foundation, in honor of my incredible mother, a breast cancer survivor. I love spending time with my family, making as many memories as possible. We love being outdoors and traveling. Our favorite summer vacation spot is Oak Island, North Carolina, and my husband and I travel to Aruba each year for our “kid-free” vacation, affectionately known as our “annual honeymoon.” In addition to vacation traveling, we spend a lot of time cheering for our daughter at her volleyball and soccer matches. I also love volunteering at my daughter’s school, Statesville Christian School, and helping in any way I can. I enjoy supporting my husband’s multifaceted career in firefighting, whether it's educating students in hazardous materials/chemistry or serving as a Live Burn Instructor. As the first second-generation fire Chief at Ebenezer Fire-Rescue and Hazmat Captain at Mooresville Fire Rescue, he inspires me to give back to my community in meaningful ways. Above all, God has given me the gifts to make a positive impact on the lives of others, and that is what I strive to do every single day.

06/08/2026

As you move into homeownership, terms like escrow start to matter more. Escrow helps take the guesswork out of homeownership costs. Instead of paying taxes and insurance all at once, they’re built into your monthly payment. I’ll help you understand what to expect so you can plan with confidence. Let's connect.
https://myoc.io/ehT26uxHBRF/xQDNG



NMLS #505392

06/04/2026

Closing costs aren’t one-sided. They’re shared across the transaction and can shift based on how the deal comes together. Understanding that early helps you plan with more confidence and fewer hiccups regarding costs when you’re closing. Reach out and we can work through your options.
https://myoc.io/ehT26uxHBRF/kCjIj



NMLS #505392

06/02/2026

A lot of buyers feel unsure about what it really costs to own a home, and that’s completely understandable. There’s more to it than the mortgage, but once you see the full picture, it starts to feel much more manageable. If you want help thinking it through, I’m here to guide you.
https://myoc.io/ehT26uxHBRF/ISsRS



NMLS #505392

06/01/2026

June is National Homeownership Month. You’ve already made the right move to buy. And now your home is a powerful investment that’s built equity over time. But have you put it to work for you? It could help you make big moves like renovating, consolidating debt or planning that next big thing. See how to tap into your equity and set your other plans in motion.
https://myoc.io/ehT26uxHBRF/mCre6



NMLS #505392

05/14/2026

The best homes don’t just look good, they fit how you want to live. When your space aligns with your day-to-day, everything else starts to fall into place. I’ll help you turn that into a plan you can move forward with.

Explore your options: http://ms.spr.ly/6182vRGAQ

05/13/2026

If your wealth is in crypto, qualifying for a mortgage hasn’t always been straightforward. That’s changing. With RateFi, your crypto may help support qualification without requiring you to sell, giving you more asset freedom as you move toward homeownership.

Let’s connect and walk through your options: http://ms.spr.ly/6182vudFM

Looking to make the jump to homeownership? The stars just might be aligned for you … conditions are favoriting buyers an...
05/11/2026

Looking to make the jump to homeownership? The stars just might be aligned for you … conditions are favoriting buyers and rates are down from last year. Now that you have an edge in the market, I’m here to help you get the most out of your home purchase.

Learn more: http://ms.spr.ly/6188vPkAu

Join us for exclusive presentation with EVP, Kate Amor, Head of Enterprise Product at Rate, on Thursday, May 21st at 1:0...
05/07/2026

Join us for exclusive presentation with EVP, Kate Amor, Head of Enterprise Product at Rate, on Thursday, May 21st at 1:00 PM CDT

https://register.gotowebinar.com/ /4274385992564196949

05/07/2026

Spring real estate moves quickly and prepared buyers have the ultimate advantage. I’ll help you lock in your financing with a one-day loan approval with Same Day Mortgage*, so when the right home appears, you could move fast, too.

Reach out today: http://ms.spr.ly/6183vMfkV

05/06/2026

Refinancing doesn’t have to be complicated. With a VA Interest Rate Reduction Refinance Loan (IRRRL), qualified service members and Veterans may be able to reduce their monthly payments without the hassle.

Learn more: http://ms.spr.ly/6186vM3Ij

Address

7903 Providence Road, Ste 160
Charlotte, NC
28277

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