Home Loans By Paul, VP & Senior Loan Officer, NMLS ID # 442231

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Charlotte, NC
Home Loans By Paul, VP & Senior Loan Officer, NMLS ID # 442231

🖐⭐️ VP, Senior Loan Officer
Ranked Top 1% LO in US
NMLS ID # 442231
www.HomeLoansByPaul.com

As your Trusted Mortgage Professional, my goal is to deliver the utmost level of customer service, provide reliable mortgage advice and build strong, lifelong relationships. My achievements will depend solely on the level of service and expertise I provide to you, working diligently to earn the privilege of being referred to your colleagues, friends and family members. I’m thrilled to be able to funnel my genuine passion for helping others by assisting people with what may be the biggest financial investment of their life. Whether you are refinancing your existing home, building or purchasing a new home, rest assured that you have a friend in the business. I will make sure to keep you updated on any changes or opportunities you may be able to take advantage of, as well as warn you of any pitfalls. If you know anyone who needs quality mortgage advice, please keep me in mind. I can be reached either by email or phone at [email protected], or 703-627-0912.

11/02/2026

Mortgage rates are holding relatively steady this week! While FHA and VA rates saw slight increases, 30-year and 15-year fixed rates remained unchanged.

Thinking about buying a home or refinancing? Staying informed is the first step! Let's connect and explore your options. 🔑

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL

11/02/2026

Behind every brave service member is a family whose strength, sacrifice, and unwavering support deserve recognition.
This Military Family Month, we're celebrating the families who navigate every deployment, relocation, and homecoming with courage and resilience. 🇺🇸

11/01/2026

Daylight Saving Time ends November 1st at 2:00AM, local time ⏰
Take a moment to set your clocks back one hour and enjoy a little extra time to recharge! 😴

10/31/2026

Happy Halloween! 🎃👻
Are you ready to Trick-or-Treat yourself to a BOO-tiful new home? Want to take the FRIGHT out of home financing? Whatever your homeownership GHOULS, your friends at CMG Home Loans are here to make it happen 🍬

10/30/2026

Are you ready for trick-or-treaters? 👻
Before the ghosts, goblins, witches, and superheroes arrive at your door, make sure your home is ready for a safe and successful night of trick-or-treating. 🎃🍬
Swipe through for a few frightfully helpful tips!

10/30/2026

In a market where interest rates can change quickly, having a mortgage company that offers a can be a POWERFUL advantage. Here’s a perfect example why. 👇

I got to make one of my favorite calls today. 📞

A client who is scheduled to close next week had already locked in his , giving him protection if rates moved higher. But since rates improved during the process, CMG’s Float-Down Policy allowed us to lower his rate before closing and improve his loan terms.

That’s exactly how a float-down works: you get the security of a RateLock, but if the market improves, you may have the opportunity to benefit from those lower rates before closing.

Needless to say, he was ecstatic.

As we head into Halloween weekend, there were no tricks or spooks on this call. Just better loan terms, lower monthly payments, and some great news before closing. 🎃

10/29/2026

Congratulations to Lauren & Ashton on three exciting milestones: getting married, selling their home, and purchasing a new one!

With the help of a seller-paid negotiated by their agent, Brody, they were able to transition into their new home with a more comfortable mortgage payment. Even better, their new home is just down the street from family, making this exciting new chapter even more special.

Thank you, Lauren & Ashton, for trusting us to be part of your journey. We wish you many years of happiness, love, and wonderful memories at 4018!

A special thank you to our valued partners, Brody Todd and Josh Finigan with The Finigan Group, for helping make this dream of homeownership a reality.

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL

10/29/2026

Don’t let a fixer-upper scare you away! From cozy kitchen makeovers to charming upgrades, renovation financing could help you turn a house with potential into a home you’ll love.
🪄🔮Here’s how a renovation loan can add a little practical magic to your home search:
http://spr.ly/6184BHWmvg

10/28/2026

A SCARY👻 good deal for buyers and sellers alike!
With our exclusive List & Lock™ advantage, sellers can advertise discounted rates on their listings, drawing in more buyer demand, and giving the future buyers a desirable rate on their mortgage.
Ready to learn more? Reach out today!

10/26/2026

A little movement in the right direction!
FHA and VA rates saw slight decreases this week, while the 30-year conventional rate held steady.

Even small changes can make a difference when planning your next move!

💬 Thinking about buying or refinancing? Let's connect and explore your options!

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL

Address

3540 Toringdon Way Ste 200, Ofc 262
Charlotte, NC
28277

Website

http://www.HomeLoansByPaul.com/

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