Home Loans By Paul, VP & Senior Loan Officer, NMLS ID # 442231

Home Loans By Paul, VP & Senior Loan Officer, NMLS ID # 442231 🖐⭐️ VP, Senior Loan Officer
Ranked Top 1% LO in US
NMLS ID # 442231
www.HomeLoansByPaul.com

As your Trusted Mortgage Professional, my goal is to deliver the utmost level of customer service, provide reliable mortgage advice and build strong, lifelong relationships. My achievements will depend solely on the level of service and expertise I provide to you, working diligently to earn the privilege of being referred to your colleagues, friends and family members. I’m thrilled to be able to funnel my genuine passion for helping others by assisting people with what may be the biggest financial investment of their life. Whether you are refinancing your existing home, building or purchasing a new home, rest assured that you have a friend in the business. I will make sure to keep you updated on any changes or opportunities you may be able to take advantage of, as well as warn you of any pitfalls. If you know anyone who needs quality mortgage advice, please keep me in mind. I can be reached either by email or phone at [email protected], or 703-627-0912.

Mortgage Rate Update: Rates Hold Steady to Start the WeekMortgage rates started the week unchanged, with the average top...
09/08/2026

Mortgage Rate Update: Rates Hold Steady to Start the Week

Mortgage rates started the week unchanged, with the average top-tier 30-year fixed rate holding at 6.89%.

That puts us just below the highest level we've seen since June 2025. Rates have generally been trending higher since the Iran war ceasefire ended, with rising fuel prices frequently contributing to the upward pressure.

But there’s an important detail behind today’s “unchanged” headline.

Mortgage lenders don’t adjust rates every time the bond market moves. While bonds are constantly trading, lenders typically try to limit rate changes when markets are relatively calm.

Today, the bond market has been leaning slightly toward higher rates. If that trend continues, we could see a small increase in mortgage rates tomorrow.

Bottom line: today was steady, but the market is showing some early signs of upward pressure. As always, staying informed can help you make better decisions about when to buy, refinance, or lock in your rate.

Have questions about what today’s market means for you? Let’s talk.

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL











When it comes to fire safety, prevention is just as important as preparedness. As we observe National Preparedness Month...
09/08/2026

When it comes to fire safety, prevention is just as important as preparedness. As we observe National Preparedness Month, here are some helpful tips to stop fires before they start 🧯🔥

Here’s to the hustle, heart, and hard work behind every dream 🇺🇸Today, we celebrate the people who put in the work and m...
09/07/2026

Here’s to the hustle, heart, and hard work behind every dream 🇺🇸
Today, we celebrate the people who put in the work and make a difference every day 👩‍🏭 👷 👩‍⚕️ 👨‍💼
Happy Labor Day from CMG Home Loans!🏡

This Labor Day Weekend, leave the work to us! When you’re ready to make your next move, let me take the labor out of the...
09/04/2026

This Labor Day Weekend, leave the work to us!
When you’re ready to make your next move, let me take the labor out of the financing process.
Enjoy your long weekend, you’ve earned it!

And just like that… North Carolina officially feels like home. 🏠 Congratulations to Kellie on closing on her new home af...
09/03/2026

And just like that… North Carolina officially feels like home. 🏠

Congratulations to Kellie on closing on her new home after relocating from New Hampshire. We were able to get her set up with our CMG Physicians Loan, a product designed specifically for medical professionals stepping into homeownership.

Huge thank‑you to Doug Bishop - Global Real Estate Advisor with Compass for the consistent professionalism and collaboration. Always a pleasure working together.

If or is in your future, let’s talk strategy and get you set up for success. Medical professionals—our is built to support your journey.

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL











From hurricanes and floods to wildfires and severe storms, emergencies can happen anywhere 🌪️ 🔥How can you prepare your ...
09/03/2026

From hurricanes and floods to wildfires and severe storms, emergencies can happen anywhere 🌪️ 🔥
How can you prepare your home for the unexpected? 🏠 Check out our tips: http://spr.ly/6182B1hFbu

Preparedness starts before the emergency. ⚠️As September is National Preparedness Month, take a few minutes to review ho...
09/01/2026

Preparedness starts before the emergency. ⚠️
As September is National Preparedness Month, take a few minutes to review how you can better protect your home from hurricanes, flooding, severe storms, and wildfires.
📌 Save this carousel for your next home safety check-in!

Mortgage Rate Update: Rates Reach a New 1-Year HighMortgage rates edged higher today, with the average top-tier 30-year ...
08/31/2026

Mortgage Rate Update: Rates Reach a New 1-Year High

Mortgage rates edged higher today, with the average top-tier 30-year fixed rate reaching 6.87%, the highest level since June 2025.

But before the headline sounds too alarming, there’s some important context.

Today’s increase was driven largely by month-end trading in the bond market, rather than a major economic report, inflation surprise, or breaking news. Since mortgage rates are influenced by the bond market, that movement pushed rates slightly higher.

The bigger picture:
Rates were already close to longer-term highs last week, and today’s move was just enough to technically set a new high. For the average borrower, however, today’s rates are essentially the same as what we saw on July 23rd.

Bottom line: today’s headline sounds bigger than the actual change. Rates are elevated, but there was no major market shock behind today’s move.

If you’re thinking about buying, refinancing, or simply want to understand what today’s rates mean for your plans, let’s talk.

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL











🏡 You can renovate almost anything...✔️ Cabinets✔️ Flooring✔️ Paint✔️ LandscapingThe one thing you can't change about a ...
08/31/2026

🏡 You can renovate almost anything...
✔️ Cabinets
✔️ Flooring
✔️ Paint
✔️ Landscaping
The one thing you can't change about a house? LOCATION! 🌎📍

✨ Partner Spotlight: Jed Wilkerson, MBA | Estate Strategies Group | Northwestern Mutual Wealth Management Company ✨ Toda...
08/28/2026

✨ Partner Spotlight: Jed Wilkerson, MBA | Estate Strategies Group | Northwestern Mutual Wealth Management Company ✨

Today I’m excited to spotlight Jed Wilkerson, an incredible financial planning and asset management partner who has become a valuable resource for the clients we serve.

One of the things I appreciate most about Jed is his approach to financial conversations. He believes in creating a space where people can ask questions, have meaningful conversations, and make informed decisions without feeling pressured or overwhelmed by complicated financial jargon. That kind of guidance can make a huge difference when you're trying to understand the bigger picture of your financial future.

As a loan officer, having Jed as a resource allows me to help clients beyond the mortgage. Homeownership is an important piece of the financial puzzle, and sometimes clients need guidance on how their home, investments, and broader financial goals can work together. Having a trusted professional like Jed to collaborate with means we can help connect our clients with the right resources for their individual goals.

I’m incredibly grateful for the partnership we’ve built and for the perspective Jed brings to the table. When professionals can come together, share their expertise, and keep the client's best interests at the center of the conversation, everyone benefits.

Jed, thank you for being such a great partner and resource. I’m looking forward to continuing to work together and helping even more clients navigate their financial and homeownership goals with confidence! 🤝🏡

Have questions about how your mortgage fits into your bigger financial picture? Let’s talk. I’m always happy to connect you with trusted professionals who can help you make informed decisions for your future.

📲 703-627-0912 (call or text)
📧 [email protected]
🌐 www.HomeLoansByPaul.com
📍Based in Charlotte, NC | Licensed in VA, DC, MD, NC, SC, GA, FL









Address

3540 Toringdon Way Ste 200, Ofc 262
Charlotte, NC
28277

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