Ashleigh Kirsch - Wyndham Capital Mortgage

09/28/2021

That house you looked at today and wanted to think about until tomorrow, may be the same house someone looked at yesterday and will make an offer on today. It all starts with a quick telephone call to see what you qualify for. At Wyndham Capital Mortgage - NMLS #2948 we make the home buying process as seamless as possible. If homeownership interests you, please give me a call! 7047053422 🥳🙏🏻🏠🐶

Wyndham Capital Mortgage is a leading digital home lender and mortgage company that uses advanced technology and expert guidance to deliver best-in-class value, convenience and service every time.

08/24/2021

Friends: The NAR released their Quarterly US Market Forecast yesterday. If projections are correct the 30 year Government Bond is set to increase from 2.9% in Q3 2021 ----> 3.7% in Q4 2022. This is not meant to intimidate consumers but rather to educate on predictions from expert market analysts. Also, the Feds are also scheduled to meet on Thursday. Will this be the start of the inevitable climb? Rates cannot stay at historic lows forever. If purchasing or refinancing makes sense NOW, why wait? I am a phone call away for questions/free advice/or if you want to grab a cup of coffee and discuss! :)
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06/23/2021

I’ve tried my best to connect with all my past clients and anyone I know who owns a home over the last year. Rates are projected to increase in 2021 from historic all-time lows. However, today is not that day but, I implore you, don’t wait any longer! Would you like to lower your payment? Call me! Want to pay your home off sooner? Text me! Want to get cash out for debt consolidation or home improvements? Let’s talk!

Please reach out to me to discuss further! We can look at your whole situation and see if there’s benefit and opportunity for you. Don’t hesitate to reach out and thank you for putting your trust in me! :)

09/24/2020

Being a first-time home buyer can be intimidating, but research and preparation can set you up for a successful experience. Get the upper hand on your search by avoiding these common mistakes:

NOT GETTING PREAPPROVED: The preapproval process gives you a chance to discuss the different options with your lender. Additionally, being a preapproved buyer shows that you are serious and prepared to close the deal, which gives you leverage when you're ready to make an offer.
SPENDING MORE THAN YOU CAN AFFORD: Remember, buying a house means more than just the cost of the house: Interest on your loan, taxes, and insurance are all a part of your mortgage payment each month.
NOT PREPARING FOR THE MORTGAGE PROCESS: You need to show your lender your tax returns, pay stubs and financial account statements. Also, check your credit report to make sure there’s nothing unexpected in your financial profile.
FORGETTING ABOUT VA, USDA AND FHA LOANS: You could miss out on benefits like no down payment, lower credit score requirements, no mortgage insurance and the ability to roll your closing costs into the loan.

Now that you’re fully up-to-date on first-time home buyer mistakes to avoid, let me help you find the right mortgage for you. Send me a message to kick-start your home buying journey!

09/17/2020

Deciding between renting and owning? Consider the facts before choosing:

🏘️ When you RENT:
- Your monthly payment will likely increase.
- You are limited in customizing your home.
- You will likely pay rent, fees and a security deposit.
- You build your landlord's wealth.

🔑 When you OWN:
- Your monthly payment is locked in.
- You have the freedom to customize your home.
- You will likely own a down payment and closing costs.
- You build your own wealth.

No matter which route you pick, it's important to make an educated decision based on the following questions:

💲 What can you afford?
🏠 How long do you plan to stay in the home?
❓ Do you want stability or flexibility?
🛠️ Can you afford to be responsible for home repairs/maintenance?
🥇 What are your financial, career and family goals?

Still on the fence? Let's talk about it.

Send me a message to discuss your options!

09/08/2020

If your credit is lower than you'd like, there are many ways you can boost it up! Follow my steps to a higher credit score so you can stop worrying and start working towards qualifying for the best terms on loans and credit cards.

09/04/2020

Take the pain out of the mortgage process with on-demand approvals, free MLS access and virtual closings - letting you sign documents from anywhere. Close from a coffee shop, your couch or out by the pool! Ready to get started? Send me a message!

05/06/2020

We are extremely excited to partner with Homebot the provider of the award-winning client-for-life portal that empowers consumers to build wealth through home ownership. Use my link to check out your home value and track your equity position!

https://hmbt.co/brtEan

Homebot is a monthly financial dashboard that enables you to maximize the wealth from the single largest asset you will ever own.

01/28/2020

Wyndham Capital Mortgage - NMLS #2948 is being recognized as Ellie Mae's Innovation Award winner for Artificial Intelligence for 2020. So proud to work for this company and can't wait to see what this year has in store for us!

--Ellie Mae ®, the leading cloud-based loan origination platform provider for the mortgage industry, today announced the 2020 Ellie Mae Innovation Award winners, honoring mortgage companies that have distinguished themselves with their innovative use of Ellie Mae technology. The Ellie Mae Innovatio...