Deneault & Greyard

10/16/2026

Leasing a car? Consider gap insurance to protect against losses that may not be covered by your current policy.

10/14/2026

Social Security benefits will increase by 3.6% next year.

If your family also receives a Pension (or will in the future), there is a good chance your Pension benefit will not increase with inflation (or won't keep up).

What does that mean for you?

You need to be investing in a way that will cover your future expenses.

Cash flow may seem fine right now, but after 15 years with no inflation adjustment to your Pension, your Pension check will not go nearly as far as it does now.

10/14/2026

Medicare doesn’t cover all the health-care expenses you may experience. Enter Medigap.

10/12/2026

Why we do what we do:

10/12/2026

It isn't whether you should have auto insurance - it's what kind you should have.

What kind of auto insurance should you have? Do you know?

10/09/2026

It’s possible to avoid these classic retirement traps, with a little preparation.

Beware of these traps that could upend your retirement.

10/08/2026

Stocks finished the third quarter mixed. The S&P 500 gained 2.03%, and the Nasdaq Composite rose 2.47%, while the Dow Jones Industrial Average slipped 2.70%. Halloween is next on the calendar, with U.S. consumers expected to spend \$13.5 billion USD this year and 6.26 million Canadian children in their trick-or-treating years.

Stocks were mixed in the third quarter as economic, geopolitical, and corporate earnings news pushed the broad market higher while weighing on the Dow Industrials.

10/06/2026

Is a nearly 3% real return (net of inflation) worth considering?

Let's talk TIPS, but not the coffee shop iPads with 25%, 30%, and 40% as the only options...

Treasury Inflation-Protected Securities.

TIPS are issued by the U.S. Treasury, and are designed to help protect investors from inflation. The principal value is adjusted based on changes to inflation (CPI).

As of the last few weeks, the 10-year TIPS yields is nearing 3% for the first time since 2002.

If inflation averaged 3% over the next 10 years, a 2.90% real yield would result in a nominal return on TIPS of 5.90%.* (2.9% real yield + 3% CPI adjustments)

Are TIPS worth considering for your portfolio? Not sure if higher rates means you should be adding more bonds? Talk with your advisor.

𝘏𝘺𝘱𝘰𝘵𝘩𝘦𝘵𝘪𝘤𝘢𝘭 𝘦𝘹𝘢𝘮𝘱𝘭𝘦 𝘧𝘰𝘳 𝘪𝘭𝘭𝘶𝘴𝘵𝘳𝘢𝘵𝘪𝘷𝘦 𝘱𝘶𝘳𝘱𝘰𝘴𝘦𝘴 𝘰𝘯𝘭𝘺. 𝘈𝘤𝘵𝘶𝘢𝘭 𝘪𝘯𝘧𝘭𝘢𝘵𝘪𝘰𝘯 𝘢𝘯𝘥 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘳𝘦𝘴𝘶𝘭𝘵𝘴 𝘸𝘪𝘭𝘭 𝘷𝘢𝘳𝘺. 𝘛𝘐𝘗𝘚 𝘢𝘳𝘦 𝘴𝘶𝘣𝘫𝘦𝘤𝘵 𝘵𝘰 𝘪𝘯𝘵𝘦𝘳𝘦𝘴𝘵-𝘳𝘢𝘵𝘦 𝘳𝘪𝘴𝘬 𝘢𝘯𝘥 𝘮𝘢𝘺 𝘧𝘭𝘶𝘤𝘵𝘶𝘢𝘵𝘦 𝘪𝘯 𝘷𝘢𝘭𝘶𝘦 𝘪𝘧 𝘴𝘰𝘭𝘥 𝘱𝘳𝘪𝘰𝘳 𝘵𝘰 𝘮𝘢𝘵𝘶𝘳𝘪𝘵𝘺. 𝘌𝘹𝘢𝘮𝘱𝘭𝘦 𝘢𝘴𝘴𝘶𝘮𝘦𝘴 𝘴𝘦𝘤𝘶𝘳𝘪𝘵𝘪𝘦𝘴 𝘢𝘳𝘦 𝘩𝘦𝘭𝘥 𝘵𝘰 𝘮𝘢𝘵𝘶𝘳𝘪𝘵𝘺 𝘢𝘯𝘥 𝘦𝘹𝘤𝘭𝘶𝘥𝘦𝘴 𝘵𝘢𝘹𝘦𝘴, 𝘧𝘦𝘦𝘴, 𝘢𝘯𝘥 𝘦𝘹𝘱𝘦𝘯𝘴𝘦𝘴.

10/05/2026

Don’t be afraid of the cyber desperadoes. Learn how your data can be covered by cyber liability insurance in this fun video.

10/02/2026

Extended care refers to services needed by those who have a chronic illness or disability.

Understanding the types of extended care services—and what those services could cost—may be critical.