Joycelyn Bailey

Joycelyn Bailey I am a Mortgage Broker with CMS Mortgage Solutions, Inc
NMLS # 1236060 CMS NMLS #212405

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage

consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

From the bustling neighborhoods of Philadelphia to the scenic views of the Pacific Northwest, our Multi-Unit Property Lo...
01/16/2024

From the bustling neighborhoods of Philadelphia to the scenic views of the Pacific Northwest, our Multi-Unit Property Loan Programs are opening doors across the nation. 🏠✨ With as little as 5% down, you're not just investing in a property; you're investing in your future. Live in one unit, rent out the others, and watch as your neighbors become your secondary income stream. πŸ’ΌπŸ“ˆ

Embrace the savvy side of homeownership with Prosperity Home Mortgage. Whether you're in sunny California or the historic beachfront of New Jersey, we're here to help you capitalize on multi-unit living. 🌟🏘️

Every client's journey to homeownership enriches our own story. 🏑✨ Gratitude is not just a pillar of our values but the ...
01/12/2024

Every client's journey to homeownership enriches our own story. 🏑✨ Gratitude is not just a pillar of our values but the heart of our daily interactions. Thank you for sharing your positive experiences and reinforcing why we do what we do!

01/10/2024

Don’t wait for the competition to heat up! As rates drop, more and more homebuyers will begin to make their move. Reach out today to get pre-approved and beat the rush. And don’t worry - if rates drop further, we’ve got you covered. Let’s get started! 🏑

πŸŽ‰ A Decade of Prosperity! 🌟 This year marks our ten-year milestone as an independent mortgage company. More than just a ...
01/09/2024

πŸŽ‰ A Decade of Prosperity! 🌟 This year marks our ten-year milestone as an independent mortgage company. More than just a celebration of time, it's a reflection on the incredible journey of empowering our customers to achieve their goals and dreams. We feel privileged to have played a role in making homeownership and financial aspirations a reality. Excited for the next decade and the new heights we'll reach together! 🏑



Celebrating a Decade of ProsperityCelebrating a Decade of Prosperity: A Journey of Innovation, Resilience, and Customer-Centric Excellence

🌷 Don't wait for the spring rush! 🏑✨ Beat the crowds and secure your dream home now while rates are dropping! πŸ“‰πŸ’° With co...
01/08/2024

🌷 Don't wait for the spring rush! 🏑✨ Beat the crowds and secure your dream home now while rates are dropping! πŸ“‰πŸ’° With competition on the horizon, seize the moment and make your move – this might just be the best time to turn your homeownership dreams into reality! πŸš€πŸ 

01/05/2024

We're kicking off the New Year with a twist! Who says resolutions are just for gyms and fitness? Join the PHM Homeowners Club and flex your financial fitness this year! It's the kind of 'fitness' that builds equity, community, and peace of mind.🏑πŸ’ͺ

Didn’t I literally ask where has 2024 been my whole life? I’m not even into that sort of thing but seriously my 2024 is ...
01/04/2024

Didn’t I literally ask where has 2024 been my whole life? I’m not even into that sort of thing but seriously my 2024 is amazing.

36.2K likes, 633 comments. β€œYear 2024/5784 a Green LightπŸš¦β—οΈβ€

🌟 Seize Your Home-Buying Moment! 🏑✨"Market conditions may be more favorable than you think for buying your dream home." ...
01/03/2024

🌟 Seize Your Home-Buying Moment! 🏑✨

"Market conditions may be more favorable than you think for buying your dream home." Dive into our latest blog for insights and tips on making your dream a reality! πŸš€



Seize the Moment: Why Now May Be the Perfect Time to Buy Your Dream Home

01/02/2024

πŸ‘πŸ’Ό New Year, New Financial Goals! With our 'Refine Your Rate Resolution' extended for 2024, embrace the opportunity to optimize your mortgage in the future. Whether you’re looking to buy a new home or refinance your current PHM loan, we're here to help make sure you're always in the best spot possible. Make 2024 the year you secure your Refine Your Rate Guarantee and make the most of your homeownership journey! 🌟

12/31/2023

πŸŽ‡ As the skies light up with the promise of a New Year, Prosperity Home Mortgage is here to illuminate your path home. Wishing you a year of health, happiness, and prosperity. Happy New Year!

🏑✨ New Year, New Goals! What's your vision for 2024?A) Settle into my very first home πŸ—οΈB) Transform my current space in...
12/29/2023

🏑✨ New Year, New Goals! What's your vision for 2024?
A) Settle into my very first home πŸ—οΈ
B) Transform my current space into a dream spot πŸ› οΈ
C) Expand my horizons in the real estate market 🌐
D) Find that perfect getaway home πŸ–οΈ

Let us know in the comments which resolution resonates with you! Whatever your goal, Prosperity Home Mortgage is here to help you make it happen.

12/27/2023

β±οΈπŸ’¨ Time flies, and so does our Rapid Close program! As we wrap up another year, don't let another moment slip by. Seize the opportunity to make your homeownership dreams a realityβ€”faster than ever. If your New Year's resolutions include buying a home, building your real estate portfolio, or renovating your space using the equity you've built, we're here for you at Prosperity Home Mortgage!

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Charlotte, NC
28210

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