Joycelyn Bailey

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Joycelyn Bailey I am a Mortgage Broker with CMS Mortgage Solutions, Inc
NMLS # 1236060 CMS NMLS #212405

Prosperity Home Mortgage, LLC, a wholly owned subsidiary of The Long & Foster Companies, is a full service mortgage banker that specializes in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, construction loans and renovation financing. Our company is represented by more than 500 mortgage consultants throughout 48 jurisdictions including: Alabama, Alaska, Arizona, Arkansas, Colorado, Connecticut, District of Columbia, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maine, Maryland, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, West Virginia, Wisconsin and Wyoming. NMLS ID #75164 (NMLS Consumer Access at http://www.nmlsconsumeraccess.org/)

From the bustling neighborhoods of Philadelphia to the scenic views of the Pacific Northwest, our Multi-Unit Property Lo...
01/16/2024

From the bustling neighborhoods of Philadelphia to the scenic views of the Pacific Northwest, our Multi-Unit Property Loan Programs are opening doors across the nation. ๐Ÿ โœจ With as little as 5% down, you're not just investing in a property; you're investing in your future. Live in one unit, rent out the others, and watch as your neighbors become your secondary income stream. ๐Ÿ’ผ๐Ÿ“ˆ

Embrace the savvy side of homeownership with Prosperity Home Mortgage. Whether you're in sunny California or the historic beachfront of New Jersey, we're here to help you capitalize on multi-unit living. ๐ŸŒŸ๐Ÿ˜๏ธ

Every client's journey to homeownership enriches our own story. ๐Ÿกโœจ Gratitude is not just a pillar of our values but the ...
01/12/2024

Every client's journey to homeownership enriches our own story. ๐Ÿกโœจ Gratitude is not just a pillar of our values but the heart of our daily interactions. Thank you for sharing your positive experiences and reinforcing why we do what we do!

01/10/2024

Donโ€™t wait for the competition to heat up! As rates drop, more and more homebuyers will begin to make their move. Reach out today to get pre-approved and beat the rush. And donโ€™t worry - if rates drop further, weโ€™ve got you covered. Letโ€™s get started! ๐Ÿก

๐ŸŽ‰ A Decade of Prosperity! ๐ŸŒŸ This year marks our ten-year milestone as an independent mortgage company. More than just a ...
01/09/2024

๐ŸŽ‰ A Decade of Prosperity! ๐ŸŒŸ This year marks our ten-year milestone as an independent mortgage company. More than just a celebration of time, it's a reflection on the incredible journey of empowering our customers to achieve their goals and dreams. We feel privileged to have played a role in making homeownership and financial aspirations a reality. Excited for the next decade and the new heights we'll reach together! ๐Ÿก



Celebrating a Decade of ProsperityCelebrating a Decade of Prosperity: A Journey of Innovation, Resilience, and Customer-Centric Excellence

๐ŸŒท Don't wait for the spring rush! ๐Ÿกโœจ Beat the crowds and secure your dream home now while rates are dropping! ๐Ÿ“‰๐Ÿ’ฐ With co...
01/08/2024

๐ŸŒท Don't wait for the spring rush! ๐Ÿกโœจ Beat the crowds and secure your dream home now while rates are dropping! ๐Ÿ“‰๐Ÿ’ฐ With competition on the horizon, seize the moment and make your move โ€“ this might just be the best time to turn your homeownership dreams into reality! ๐Ÿš€๐Ÿ 

01/05/2024

We're kicking off the New Year with a twist! Who says resolutions are just for gyms and fitness? Join the PHM Homeowners Club and flex your financial fitness this year! It's the kind of 'fitness' that builds equity, community, and peace of mind.๐Ÿก๐Ÿ’ช

Didnโ€™t I literally ask where has 2024 been my whole life? Iโ€™m not even into that sort of thing but seriously my 2024 is ...
01/04/2024

Didnโ€™t I literally ask where has 2024 been my whole life? Iโ€™m not even into that sort of thing but seriously my 2024 is amazing.

36.2K likes, 633 comments. โ€œYear 2024/5784 a Green Light๐Ÿšฆโ—๏ธโ€

๐ŸŒŸ Seize Your Home-Buying Moment! ๐Ÿกโœจ"Market conditions may be more favorable than you think for buying your dream home." ...
01/03/2024

๐ŸŒŸ Seize Your Home-Buying Moment! ๐Ÿกโœจ

"Market conditions may be more favorable than you think for buying your dream home." Dive into our latest blog for insights and tips on making your dream a reality! ๐Ÿš€



Seize the Moment: Why Now May Be the Perfect Time to Buy Your Dream Home

01/02/2024

๐Ÿก๐Ÿ’ผ New Year, New Financial Goals! With our 'Refine Your Rate Resolution' extended for 2024, embrace the opportunity to optimize your mortgage in the future. Whether youโ€™re looking to buy a new home or refinance your current PHM loan, we're here to help make sure you're always in the best spot possible. Make 2024 the year you secure your Refine Your Rate Guarantee and make the most of your homeownership journey! ๐ŸŒŸ

12/31/2023

๐ŸŽ‡ As the skies light up with the promise of a New Year, Prosperity Home Mortgage is here to illuminate your path home. Wishing you a year of health, happiness, and prosperity. Happy New Year!

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Charlotte, NC
28210

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