Keynote Insurance and Retirement Planning

12/17/2024

Folks just a reminder in case you weren't able to get your Medicare /Drug Plan reviewed and selected for 2025 due to various reasons NC does have an SEP (Special Enrollment Period) in place to allow till the end of the year to still get a January 1st effective date.

If you would like to get a review and analyze your options please do not hesitate to reach out to view the savings and options!

12/05/2022

Medicare beneficiaries can look forward to lower insulin costs, earlier start dates for new enrollees, and more starting in 2023.

12/05/2022

Have you reviewed your Medicare coverage lately? Annual open enrollment is coming to an end on Wednesday so there is still time to review your options to see if you are truly in the best coverage for you. If you have a Medicare supplement there may be a chance at getting a lower premium. It never hurts to take a look!! Send a message or give a call!

Medicare beneficiaries can look forward to lower insulin costs, earlier start dates for new enrollees, and more starting in 2023.

01/08/2022

One of the biggest things that eats up a retirement nugget and income is TAXES! Did you realize there are several options that are better for planning that just a simple IRA/401k plan?

Tax Guy explains how to take advantage of tax-free income opportunities.

11/30/2021

Folks we are winding down to the last week of the Annual Enrollment Period (AEP) for Medicare Advantage and PDP (Drug plan) options. Have you reviewed your coverage this year? Have rate increases jumped on to where you might want to look at your options? We still have time but it is quickly running out.

Let's chat and see what your options may be before that opportunity is gone for another year. It never hurts to review!

04/01/2021

I've been trying to spread this word for quite some time. Hopefully the information can reach more eyes and ears and minds!

Secret Tax-Free Retirement (Approved by IRS)

02/11/2020

The #1 biggest fear expressed by most retirees and aspiring retirees is outliving their retirement/savings.

This is due to several factors included among them is life expectancy increasing, however the biggest factor that causes reduction of retirement income over time is TAXES! Have you reviewed your accounts lately? Protected your accounts against loss due to market volatility? Gotten a 2nd opinion?

Did you know there are ways to "invest", save and prepare that help limit and mitigate that tax exposure in retirement years?

If you haven't discussed these questions with your kids or vice versa then please do, and contact me for a review. We can give you a financial well being check up and ensure that you are on the right path.

Most working Americans don’t have a clue about how prepared their parents are for retirement, a new survey found, a knowledge gap that could hurt their own finances.

11/05/2019

Well everybody we are dead in the middle of that time of year OPEN ENROLLMENT! There have been changes that will take place for 2020 as well as rate increases etc.

It is advisable to review your current insurance from Medicare health to drug coverage and non-Medicare insureds whether you are on ACA (Obamacare) or purchase other private coverage.

Shoot a message, or comment here and we can coordinate a free review and answer questions that you may have.

03/08/2019

Folks probably the most important thing we need in today's society is financial literacy. Understanding how taxation works as well as proper ways to plan for retirement will completely change the game and YOUR LIFE AS WELL AS YOUR LEGACY!

Remember knowledge is power. One of those areas in major need of understanding is the recent new tax law! Here is an article that briefly explains things. Please read.

Lawmakers who oppose the tax cuts are now banking on Americans accustomed to receiving big returns not understanding the basics about taxes and mistaking smaller refunds for paying higher taxes overall...

11/29/2018

Consumer question here: Please let me know the pulse of the people.

When you are shopping for some type of insurance... let's say life insurance. Do you prefer an agent to be there for you and educate on you the ins and outs, pros and cons etc of each option and then direct you to the best option for you long term or do you just price shop?

10/15/2018

For those wondering what the new premiums and deductible will be for 2019 Medicare recipients here is the breakdown. If you are concerned about filling those gaps in Medicare please contact us. If your current Medicare supplement plan or Medicare Advantage plan needs to be reviewed please contact us ASAP! Open enrollment starts TODAY!

On October 12, 2018, the Centers for Medicare & Medicaid Services (CMS) released the 2019 premiums, deductibles, and coinsurance amounts for the Medicare Part A and Part B programs.