Kendra Lamanna NMLS 1496814

04/10/2026

Two things just happened in real estate that are worth paying close attention to right now, and both of them have immediate implications for buyers and sellers.

First, crypto just entered the mortgage world in a meaningful way. A new program backed by Fannie Mae now allows buyers to use Bitcoin or USDC as collateral for their down payment without having to sell their holdings first. That is a significant shift for a growing segment of buyers. About 13% of younger buyers have already been liquidating crypto just to fund down payments. This program changes that entirely, allowing them to preserve their digital assets while still getting into a home.

Second, if you are thinking about selling, the timing could not be more relevant. Realtor.com identified the week of April 12th through April 18th as the single best week to list a home in all of 2026. Homes listed during that window historically see up to 17% more views and sell faster than listings from other weeks. Buyer activity peaks in spring, urgency builds as families want to be settled before summer, and that combination creates real momentum for sellers who are positioned and ready.

Whether you are buying, selling, or watching the market, these two developments matter right now. Follow me for quick real updates on what is actually happening in real estate every week.

03/31/2026

If you are buying outside a major city, USDA just made your home buying process a whole lot easier and faster.

USDA made a major update that brings their loan program in line with how FHA and VA loans already work. Lenders can now approve and close USDA loans in-house, which means faster closings and a smoother experience for everyone involved. They also launched a brand new online portal where borrowers can manage their loan information around the clock, 24 hours a day, seven days a week. And here is the best part: nothing changed with eligibility. Same guidelines, same zero down payment, no PMI like conventional loans. Just a faster and smoother process from start to finish.

USDA is still one of the most underrated loan options out there for buyers in rural and suburban areas, and now it is easier than ever to take advantage of it.

If you are buying outside a major city, reach out today and I will check if you qualify.

03/27/2026

Charlotte realtors and builders, this is the tool that is going to change how your buyers compete this spring and you need to hear about it.

It is called NAF Cash, and here is how it works. Your buyer makes an all-cash offer with no financing contingency, fast close, and clean terms. But they do not actually need the cash. NAF steps in and purchases the home for them in cash, then your buyer closes with their financing afterward. The seller gets certainty, your buyer jumps to the top of the offer pile, and you win more deals. It gets even better if your buyer has a home to sell first. NAF Cash gives them up to 60 days to sell, so nobody is stuck juggling two mortgages. And yes, you get paid your full commission on the cash purchase.

This is not just a program. It is a genuine competitive edge, and we are getting agents certified on May 7th at OMB Ballantyne with breakfast, coffee, and mimosas included.

Save your spot here: https://lendingwithkendra.com/event-page

03/27/2026

5.0 star review received on Experience.com for Kendra Lamanna by Lisa S - Kendra was amazing and made the process as smooth and painless as it possibly could be!

Click to see all 365 reviews of Kendra Lamanna, Loan Consultant | NMLS # 1496814

03/27/2026

5.0 star review received on Experience.com for Kendra Lamanna by Kariss A C - I love workin with Kendra and her team! Kendra was always available to take my calls at a time
that was convenient for my schedule . She answered any questions I had, and if she didn't know the answer right away, she spoke with her team and made sure she found it in a timely manner .

Click to see all 364 reviews of Kendra Lamanna, Loan Consultant | NMLS # 1496814

03/24/2026

5.0 star review received on Experience.com for Kendra Lamanna by PJ K - Kendra is a rockstar! On a very challenging purchase, My client was going through a divorce with two children. On her limited budget she was adamant about purching after the divorce sale so the children wouldn't feel displaced. Kendra worked the problem got her mom on as a co-signer. If it was for Kendra's expereince and asking the right questions they would probably renting! The only complaint I have is she is a BIlls fan! LOL

Click to see all 363 reviews of Kendra Lamanna, Loan Consultant | NMLS # 1496814

03/09/2026

Did you know property taxes can vary dramatically depending on where you live?

Some states pay less than $1,000 a year, while others average over $9,000 annually.

If you’re planning to buy a home, property taxes can have a big impact on your monthly payment and long-term affordability.

Swipe through to see which states have the lowest and highest property taxes in the U.S. ➡️

If you’re curious how taxes affect your monthly payment when buying a home, I’m always happy to run the numbers and help you plan. 🏡

02/24/2026

Homeownership starts with understanding your budget. Whether you earn $30,000 or $80,000 annually, there’s a strategy to reach your goals. The key is knowing what monthly payment fits your lifestyle. At New American Funding, we personalize your mortgage plan so you can move forward with confidence. Message me today to get started 🏠📲

02/20/2026

More options. More flexibility. More confidence. 🏠✨

As inventory continues to grow, buyers may see a shift toward a market that allows thoughtful decision-making rather than rushed offers. A projected 9–10% inventory increase signals momentum toward balance — giving buyers room to explore neighborhoods, price points, and loan options that truly fit their goals.

Timing matters, but preparation matters more. 📲 Thinking about buying this year? Let’s build a smart plan together.

02/18/2026

Stability in mortgage rates = clarity for buyers. 🏡

With rates in the low-6% range and holding steady, many buyers are finding it easier to make informed decisions about affordability, monthly payments, and timing. A predictable rate environment allows for smarter planning — whether you’re purchasing your first home or preparing for your next move. The goal isn’t to time the market perfectly — it’s to understand it clearly.📲 Want help navigating today’s rate environment with confidence? I’m here to help.

02/13/2026

More homes. More choices. More opportunity. 🏡✨

Housing inventory is rising across every region of the U.S., giving buyers more options and breathing room in their search. From the Midwest to the West, increased inventory can mean less competition, more negotiating power, and the ability to make decisions without the pressure of scarcity. A growing supply is a healthy sign for the real estate market and an encouraging one for buyers who’ve been waiting.

👉 Thinking about buying? Let’s talk about what this shift means for your buying power.