Emma Toney Independent Representative

05/30/2025

And the best part about working with me is that I can look at MANY different companies… so I can fit your wishes into your lifestyle!

01/28/2025

The first part applies to my audience…
There has NOT been a pause on individual federal assistance and grant programs. This means there’s no freeze on:
-Social Security benefits
-Medicare benefits
-Food stamps
-Wellfare assistance
And other forms of direct individual assistance.

——That was pretty much verbatim from the video.

Whether or not you agree or disagree with things that are being affected are not up for discussion on this post, however I wanted to be what I always have been for my clients and their families: a trusted source of information and someone to help in uncertainty.
Let’s get ahead of any confusion and remember to stick to reliable sources. Google is not always your friend.
IF you are a client of mine (or you just want to know more) and you find yourself questioning some things that are happening as they pertain to your government benefits then please shoot me a message and I’ll be happy to help!

32.9K likes, 3358 comments. “"This is not a blanket pause on federal assistance and grant programs." White House press secretary Karoline Leavitt, during her first press briefing on Tuesday, faced a barrage of questions on the Trump administration's freeze on federal financial assistance programs ...

08/28/2024

A must read if you have or are going on to Medicare! There are HUGE changes this year coming to Medicare that begin on January 1st, 2025.
If you have an agent, please call them to review your plan for the UPCOMING year or you can call me for a NO-COST review!

An Annual Notice of Change lays out how much your premiums, deductibles, and copays will differ in the year ahead and whether the plan will even be offered.

07/31/2024

A new Medicare rule could force seniors to switch health insurance plans come 2025…
Interesting article!
If this applies to you don’t hesitate to contact me today!

A new update to Medicare coverage under the Inflation Reduction Act means seniors who delay joining Medicare could face additional hurdles.

01/26/2024

Looking for a good comprehensive Dental or Vision plan? Take a look:

https://myplan.ameritas.com/id/010N3562

Contact me today for a no cost consultation!

Ameritas dental plans and vision plans are great supplemental insurance options for Medicare and Marketplace health care plans.

06/19/2023

Happy Father's Day to all the amazing dads out there! We hope you have a wonderful day filled with love, laughter and cherished memories with your loved ones. ❤️👨‍👧‍👦🎉

04/11/2023

LIFE INSURANCE IS NOT JUST FOR FUNERALS!
Too many people do not understand that phrase.
Life Insurance helps people:
-Cover final bills
-Adjust to the reality of having an income source lost
-Take the time needed to grieve
and yes…
-Cover funeral costs.

04/01/2023

Let me expand on this:
Life insurance does something called underwriting. Basically, they look at the health conditions you have, health conditions you’ve had in the past, and depending on the type of life insurance if you have any dangerous hobbies or a dangerous vocation. They look at your age, weight, height, sex(at birth), ni****ne vs non ni****ne, and many other things depending on who you decide to go with. That’s why it’s better to get life insurance earlier in life because typically a younger person is healthier than an older person (not always true but statistically speaking).
So, with that in mind, what have YOU done to protect your family against financial hardship in the event of your untimely death?
Life insurance is one of the most underrated but best gifts of love you can give. So when you are planning for your future, consider that in your plan.🧐

03/29/2023

02/22/2023

Getting life insurance means your family won't have to fundraise for your funeral.