06/05/2024
Are you self-employed, an independent contractor, also known as a 1099-NEC worker, looking to buy a home but struggling to qualify for conventional or FHA mortgage products due to a lack of traditional tax documents like W-2s or consistent pay stubs? If you have verifiable cash flow for a 10% to 40% down payment, 3 to 9 months of reserves, and 12 to 24 months of consistent bank statements, you might qualify for a bank statement loan or a 1099 loan. With a minimum credit score of 600, flexible financing options are within reach. Contact me today to discuss how we can tailor a solution to your unique financial situation. There is always a scenario we can analyze to make your homeownership dreams a real thing.