Brad Harris -BJH Insurance Services

07/25/2026

There are lots of call centers bugging Medicare customers right now and they are trying to lure people into switching to Medicare Advantage. They are promising that people qualify for grocery help of up to $300 a month. Here is the thing, they can't promise anyone that. The only people that may qualify for that are people that are on Advantage plans that have a chronic Illness. If any of you ever want to try an Advantage plan. Please don't buy it from someone that you don't know. Call me and I will go over how those plans work, what is great about them and what is not so great about them. Then if you decide to do so. I will find the best plan for you based on your doctors, your meds, and your zip code.

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02/16/2026

If any of my customers are on my page I am asking for some help. I need more great google reviews from as many of you I can get. Here is the link to do just so as well as my QR code attached as well which will take you to the reviews page as well. https://g.page/r/Cdkc_NlOslqMEBM/review

Thanks,
Brad

12/19/2025

Merry Christmas and Happy New Year to all of my friend's and customers. Thanks so much to all of you for trusting me with your insurance needs. Merry Christmas!!

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11/10/2025

If any of you are on ACA plans and the APTC's (subsidies) are stinking for you for 2026. Give me a call I have some great plans for people that have no pre-existing conditions and don't have to see the doctor that often. Just PM me or call me and I am here to help.

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11/03/2025

There are two Part D plans that have huge increases in premiums for 2026. Those two companies are Cigna aka HealthSpring and Aetna Silver Script Choice. If you have these for Part D coverage, you definitely need to shop your Part D plan for 2026.

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10/15/2025

AEP Starts today, so if you need a drug plan changed or an Advantage plan changed. Give me a ring. Or if you are paying to much for your supplement plan call me and I can shop that for you as well.

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08/12/2025

If any of my customers are reading this that were recently declined when I tried to change your Medicare Supplement policy. There is a company out there right now that is being very liberal with medical records and they are approving just about everyone. This company has been in the Medicare Supplement market for over 33 years as well. I can't promise they will approve you, but so far I have gotten three people approved with them that I couldn't get approved with anyone else.

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07/17/2025

I also sell an incredible Medical Fixed Indemnity health insurance plan as well for people under 65. It is called Affordable Choice by Manhattan Life. There are no deductibles and no coinsurance with these plans. They do not cover pre-existing conditions or pregnancy though. They are really good plans and you can go to any doctor that will take the plan. However they do have a huge network to take advantage of. It is called the First Health Network with over 810K physicians and 1.5 million facilities nationwide with 5900 hospitals as well. Since they are indemnity plans they pay a set amount for procedures. For example on the Elite plan. If you go into the Hospital for 3 days, the plan would pay 2k for being admitted, then 4k a day for 3 days. So if your bill for those 3 days ends up being say 10K after discounts are applied. You would get sent a check for 4k and they would pay the doctors the 10K. These plans are incredible. Here is a link to more info about these plans.

Affordable Choice Enhanced from ManhattanLife is a fixed-indemnity hospital insurance plan that pays set daily cash benefits for hospital stays, doctor visits, surgery, and more—with no deductibles or coinsurance. It includes added coverage for cancer treatments, prescriptions, and preventive care...

07/05/2025

I just finished taking AHIP for the year. It is crazy that it has to be done yearly. My score was 100%. Next week I will start all my carrier certifications for 2026. I will just do one a day until I knock them all out. I think I am going to take the test to sell ACA plans as well for 2026.

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07/03/2025

Happy 4th of July to everyone and my customers. I really appreciate all of you trusting me with your insurance needs. I hope all of you have a wonderful 4th and a wonderful weekend.

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