09/30/2026
☂️ Do you have enough liability protection if the unexpected happens?
An Umbrella Policy is designed to provide an extra layer of personal liability protection above the limits of certain underlying insurance policies, such as your auto and homeowners insurance.
🚗 Example: Imagine you’re responsible for a serious car accident and the damages exceed the liability limit on your auto policy. Once the applicable underlying policy limit is exhausted, an umbrella policy may provide additional coverage for a covered claim, up to the umbrella policy limits.
🏡 It may also provide additional liability protection for certain covered incidents involving your home or other personal activities.
Think of it like an umbrella ☂️ — your other policies provide the first layer of protection, and your umbrella policy can provide additional protection when a covered liability loss exceeds those limits.
You’ve worked hard for what you have. Let’s talk about whether you have the liability protection that fits your needs.
📞 Contact our office today to schedule an insurance review and learn more about Personal Liability Umbrella coverage.
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Call (704) 971-3030 for life, home, car insurance and more. Get a free quote from State Farm Agent Ivan Archbold in Charlotte, NC