Mike Richardson, Financial Advisor at Morgan Stanley

06/11/2026

June marks Morgan Stanley's annual Global Volunteer Month. My colleagues and I are coming together to give back to our local communities. Proud to be a part of it! Learn more: https://livesocial.seismic.com/awpOJQ

05/29/2026

May 29 is National 529 Day, a timely reminder to think about education financial planning across generations. A 529 Plan can be a flexible, tax-efficient way to invest for future education needs while supporting broader wealth and legacy goals. Reach out to discuss. https://livesocial.seismic.com/aq-bJC

05/25/2026

On this Memorial Day, we honor and remember the men and women who made the ultimate sacrifice in service to our country. Their courage and commitment will never be forgotten. Wishing you and your loved ones a safe and peaceful Memorial Day weekend!

04/22/2026

At the Morgan Stanley Technology, Media & Telecom Conference, NVIDIA CEO Jensen Huang observed that compute has become the foundation of the modern economy—powering intelligence, revenue and GDP. In a fireside chat with Morgan Stanley Co-President Dan Simkowitz, he outlined AI's shift to agentic systems and why efficiency, measured in tokens per watt, is now a defining CEO level growth decision.

morganstanley.com

04/15/2026

Tax policy changes can have ripple effects across cash flow, charitable giving, and estate strategies—especially as TCJA sunset provisions approach. The attached article outlines considerations that may help frame productive planning conversations ahead of 2025.

morganstanley.com

04/08/2026

Have you considered how your lifestyle could affect your spending needs in retirement? Let's talk about strategies that can help you proactively prepare. https://livesocial.seismic.com/Ty3ge https://livesocial.seismic.com/aOO6oE

04/02/2026

SAP CEO Christian Klein on AI, business data, and why human judgment remains critical in the enterprise.

morganstanley.com

03/26/2026

Your phone is a gateway to your personal and financial information. Here are three ways to keep your phone safe from bad actors.
https://livesocial.seismic.com/aOwkhw

03/18/2026

The high-stakes buzzer-beaters of March are fun to watch, but the biggest bracket most families will ever fill out is the one that decides how to pay for college. As the college basketball postseason heats up, let it be your reminder that higher education can come with real, rising, multi-year costs (tuition, housing, meals, books, transportation—and the "surprise fees" nobody puts on a highlight reel).

Instead of waiting until senior year to "figure it out," start building your game plan now:

○ Know your numbers early: Compare sticker price vs. net price (what families actually pay after grants/scholarships), and don't forget non-tuition expenses.

○ Treat aid like a deadline-driven season: Key forms and requirements can shift year to year—especially with the ongoing modernization of the federal aid application process—so planning ahead reduces last-minute stress and missed opportunities.

○ Start saving sooner than you think you "need" to: Education savings accounts can offer tax advantages and flexibility, and even small, consistent contributions can add up over time.

○ Build a "full-court press" plan: Combine savings, realistic school lists, scholarships, grants, work-study, and a borrowing strategy that doesn't follow you long after graduation.

Fill out brackets for fun, but build a college-cost strategy on purpose. The earlier you plan, the more options you have when the final bill hits.

03/11/2026

In this episode of The Alts Report, Michael Gaviser, Wealth Management's Head of Private Markets and Michael Arougheti, CEO of Ares Management, discuss how sports investing extends beyond team ownership and how investors are gaining access alongside real estate and infrastructure opportunities. Watch the full conversation: https://livesocial.seismic.com/lg7Lu