Finance Life Group

09/18/2022

https://financelifegroup.com

Trying to find insurance financial services in Charlotte? Call Finance Insurance Group. I provide various insurance coverages, from health insurance to group plans.

09/15/2022

09/15/2022

Critical Illness Insurance
Once considered a “supplemental” insurance product, critical illness insurance has become an essential piece of an employer’s overall employee benefit offering. At no direct cost to you, critical illness insurance can provide a safety net and real financial protection for your employees and their families.

Critical Illness Insurance does not cover the diagnosis or treatment of COVID-19.

Consider this:
1.7 million
Americans are diagnosed with cancer annually.1

69.3%
Americans have a 69.3 percent chance of surviving a cancer diagnosis for at least five years2

1 in 3
More than 1 in 3 fundraisers on GoFundMe are now for medical expenses3

66%
2 of 3 Americans filing bankruptcy cite medical issues as a key contributor4

Critical Illness Insurance
Essential protection for your workforce
Both critical illness survival rates and the costs of medical care are rising. Critical illness insurance pays an employee when diagnosed with a covered illness or procedure, helping offset the cost of care and providing the freedom to choose treatment options.

Advantages
Benefit paid directly to the employee
Guaranteed issue – no medical exams or tests to take

09/15/2022

consider this:
80%
of workers would keep a job with benefits rather than take one that offered more pay and no benefits.1

66%
of workers feel that benefits and perks are the largest determining factor in considering a job offer.2

6 out of 10
employers offer at least one voluntary benefit to their employees; the number increases for large employers with over 80% offering a voluntary product.3

23%
of employees who purchased voluntary benefits did so because they needed help with out-of-pocket medical costs.4

why voluntary employee benefits?
coverage to meet each employee's needs
give employees the freedom to choose the coverage that’s right for them.

affordable
voluntary benefits can be offered at no additional cost to you. employees may purchase coverage at affordable rates.

convenient
payments are automatically deducted from an employee's paycheck. benefits are paid directly to them, regardless of other coverage.

protection
voluntary employee benefits can help cover out-of-pocket costs related to a covered illness or injury.

09/15/2022

Allows an employee's loved ones to remain financially secure after they die.
How it works
The family can use the money from life insurance to pay for childcare, college tuition, rent or mortgage, bridge retirement income gaps, and cover any final expenses.

Consider this
More than one-third (35 percent) of all households would feel adverse financial impacts within one month if a primary wage earner died.9

Advantages
Group Whole Life coverage available
Premiums won’t increase, even if health changes
The policy’s death benefit will never decrease

09/13/2022

SAVE ON YOUR MOST IMPORTANT COVERAGES

09/11/2022

It’s Life Insurance Awareness Month! And there’s no better time to evaluate your life insurance needs. If the cost is holding you back, you’re likely overestimating how expensive the right coverage will be. Get a quote today

09/10/2022

Coverage in all states

09/10/2022

More information on savings about to come.

09/10/2022

https://client.ilife.tech/welcome?Ref=F47HHWVV

Browse instant online quotes from today’s top life insurance providers.