Wayne Ballard, Jr

04/27/2026

Have you ever said, "Wow, I wish my (current age) could go back to my (any previous age) and share what I know now?" I have - many times. But here is a truth.

"Forgive yourself for not knowing earlier what only time could teach. Because the truth is, we can only understand certain things after we grow, after we go through life, and after time quietly teaches us what we once didn't know!" (source unknown)

But struggling with money issues does not have to be learned only through hard knocks. If you are struggling with money issues there is help available. Reach out to someone who helps people in similar situations every day. Save yourself some pain and frustration.

Regardless of your struggle, I am glad to listen and do my best to help others along the way.

Harold Wayne Ballard Jr is a representative of Primerica located at 615 S College St Charlotte, NC 28202. Contact to receive a free FNA.

04/22/2026

I've just reached 100 followers! Thank you for continuing support. I could never have made it without each one of you. 🙏🤗🎉

04/22/2026

Being a Regional Vice President serving clients, friends, & reps with the intricacies of life insurance, investments, & mortgages is challenging and rewarding! I am also grateful to keep a foot grounded in the life of my local and global church. This lesson series on Numbers was just released this week for the summer quarter. I am so grateful to have had annual opportunities to write lessons used by thousands of people over the past thirty years!

If you are ever near Charlotte and want to talk about financial matters or the life of faith just say the word! The coffee is on me!

04/01/2026

The IRA contribution deadline is approaching! Whether you’re opening a new account or adding to an existing one, contributing before April 15 can help you maximize your savings potential. Message me if you’d like help determining what works best for you.

03/23/2026

If you or someone you know is looking for a new opportunity please let me know!

03/19/2026

Most people don't receive a financial education growing up, that means they don't know how to make the most of what they earn. Contact me to get a free financial education.

03/19/2026

03/07/2026

Our office offers you the opportunity to achieve the top three and four of these six!

03/07/2026

It’s easy to overlook small contributions, but consistency can make a big impact over time. Think of it like daily habits…they add up! Steady progress can support future goals.

Contact me to see how consistent investing fits into your scenario.

Primerica Important Disclosures.