Impact Credit Solutions and Coaching

10/17/2022

Are you looking for student loan debt relief?

The Biden-Harris Administration is providing up to $20,000 in student loan debt relief for eligible borrowers.

Apply today (but no later than Dec. 31, 2023).

08/23/2022

Keeping💲in the pockets of our clients by reducing overpayment on every day bills is our favorite way to serve!
If you could keep a hundred extra bucks at the end of the month {and not even have to change a thing you are doing or consuming in order to get it} what would you be doing with your extra money⁉️🤔

07/05/2022

Keep your spare powder dry with Series I Savings Bonds

With inflation running hot and real yields deeply negative, and a potential bear market on the horizon, the question that every investor is…

07/01/2022

Written By ESR News Blog Editor Thomas Ahearn Effective July 1, 2022, the three nationwide credit reporting agencies (NCRAs) – Equifax, Experian, and TransUnion – will remove nearly 70 percent of medical collection debt tradelines from consumer credit reports to support consumers faced with unex...

05/22/2022

https://www.forbes.com/sites/zackfriedman/2022/05/21/navient-agrees-to-cancel-35-million-of-student-loans/

Here's who qualifies for this student loan cancellation.

05/19/2022

You need a credit card, check this card out...

A premium cutting edge everyday spending experience, with exclusive features, metal card, automatic credit optimization, and a cred.ai guaranty to never pay fees or interest.

05/19/2022

https://www.lexology.com/library/detail.aspx?g=6a660b64-3841-4048-859f-1da25616431e

As the topic of credit reporting and credit scoring remains front and center at several federal agencies, a major Federal Housing Finance Agency…

04/20/2022

The Consumer Financial Protection Bureau recently submitted its annual report to Congress on the Fair Debt Collection Practices Act.

04/06/2022

https://www.kxly.com/no-ability-to-move-forward-low-credit-scores-cripple-a-family-paying-2400-a-month-to-live-out-of-a-hotel/

SPOKANE, Wash. – First-time homebuyers are struggling to break into the housing market. Nationwide, nearly 2 million prospective buyers are expected to be priced out this year, according to the National Association of Realtors. NAR says that accounts for about 10 percent of local families. Credit ...

03/21/2022

Medical Debt Collection change coming soon.

The three nationwide credit reporting agencies (NCRAs) – Equifax (NYSE: EFX), Experian (LON: EXPN), and TransUnion (NYSE: TRU) – today announced significant changes to medical collection debt reporting to support consumers faced with unexpected medical bills. These joint measures will remove nea...

03/13/2022

Financial Literacy...BECAUSE MONEY MATTERS! I spoke to one of my clients today and he was telling me about him and his wife interest in Financial Investment Vehicles.
If anyone is interested, in learning more about finances, please let me know. I will try to setup something with my financial advisor via Zoom.

02/22/2022

If you have a federal student loans and on your credit report, it shows late payments between March 2020 until May 2022, it is my understanding that late payments can not be reported due to the CARES ACT. If you do not know who your servicer is or how to contact them, contact the Department of Education through StudentAid.gov or call 800-433-3243.

Is the government doing anything to help with my student loans during the coronavirus outbreak?

The CARES Act, the sweeping stimulus legislation enacted in March, includes relief for student loan borrowers. Under the new law, no payments are required on federal student loans owned by the U.S. Department of Education between March 13, 2020 and May 1, 2022. In addition, the interest on these federal student loans will automatically drop to zero percent between March 13, 2020 and May 1, 2022. Private student loans, and federal student loans not owned by the Education Department, are not covered by the CARES Act.