Stephine Andreu - Mortgage Loan Originator Nmls:1740017

06/13/2024

02/01/2024

10/06/2023

Don't let rates keep you from buying a home! Let me do the scary stuff.

01/21/2022

Looking to refinance but don’t want to roll the dice on paying for a new appraisal? Reach out to see if you’re eligible for an appraisal waiver. It could save you hundreds.

01/20/2022

Before you start shopping for a new home, make sure you know your budget. Call us today to help determine how much purchasing power you'll have – it only takes a few minutes!

01/19/2022

First-time homebuyer? Get familiar with the term debt-to-income ratio (DTI). Your DTI is used by mortgage lenders to determine whether your loan application will be approved. Pro Tip: Aim for 40% DTI or less for the best options and rates.

01/18/2022

Fast, committed, qualified, knowledgeable, passionate, diligent, determined … just a few of the words you’d find if you could look up “mortgage broker.” Contact me today to see what a local independent mortgage broker can do for you.

01/17/2022

Fiction! If you have your eye on homes in the $250,000 range, you could save hundreds when you buy vs. rent and purchase with as little 3% down! Don’t wait any longer. Reach out now to see what’s possible.

01/16/2022

When it comes to mortgages, a pre-qualification and pre-approval are different! While a pre-qualification gives you an idea or estimate of the loan you can qualify for, a pre-approval indicates the loan amount you can afford, and is usually good for 90 days.

01/15/2022

Let your inspiration run wild in during ! Whether you want to build the ultimate gardening shed or to take a bucket-list culinary tour, you can tap into the equity in your home to finance your passion project. Message me to learn more!

01/14/2022

Closing costs include any fees or charges that must be paid at closing, and often include title insurance, property tax, settlement documents and attorney fees. Want to learn more about your home loan? Ask us anything!

01/13/2022

The LE outlines your loan terms and estimated closing costs. You'll receive this document within 3 business days of your mortgage application being submitted. Want to learn more about your home loan? Ask us anything!