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843 Benefits and Health Marketplace

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Charleston, SC
843 Benefits and Health Marketplace

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Online coaches and virtual challenges are good, but we think the reliance on technology is part of why we all got lazy in the first place. PLUS its fun!

We sell group and individual health insurance and do our best to make your plan more than something you hope to never use by integrating wellness programs, social events, and technology to create educated clients and a more sustainable plan. 843 Benefits and Health Marketplace is our attempt to improve the perception of health insurance by connecting consumers to great health plans while improving their overall health and well being by integrating social community wellness campaigns and free fitness classes as part of their benefits. We feel wellness is something that has been completely omitted from the recent healthcare law changes and hope to do something about it through partnerships with local fitness professionals and seasonal events held throughout the Charleston area. Our clients will have the opportunity to participate in fitness classes free of charge, attend nutrition workshops or challenges, and participate in social fitness events like the rugged maniac or bridge run and get great rewards from us for doing so. Nothing compares to having an actual instructor kicking your tail or giving you guidance in person. And behind the scenes we will always be working hard to help you find the most affordable and appropriate benefit plans for your individual, family, or employer needs.

11/02/2026

Open enrollment is now open, and choosing quickly isn't the same as choosing well. Run through these five questions before you pick a plan:

▪️Are your doctors in network?
▪️Are your prescriptions covered?
▪️How much will you pay before the plan starts paying?
▪️What is the annual out-of-pocket maximum?
▪️Does the plan fit the care you expect to need?

Plan names and monthly premiums only tell part of the story, which is why our local advisors at 843 Benefits and Health Marketplace walk through these details with you.

Book a time to compare options with us at 843benefits.com/book-online.

10/26/2026

Open enrollment for individual health plans begins November 1, and getting organized now makes the process smoother once new plans are available.

Start by listing your doctors, prescriptions, and preferred hospitals, then gather your household income information and think through the care you expect to need next year. Bringing those details to a local advisor lets us compare options with you and explain the plan details that are easy to miss when shopping alone.

Explore your individual coverage options and book an appointment online with our Health Marketplace team at 843benefits.com/marketplace.

10/23/2026

Meet Heidi Houze, one of the licensed advisors helping Lowcountry clients make sense of their coverage at 843 Benefits and Health Marketplace. As a Benefits Advisor, she works with business clients and the senior market, guiding people from their first question through enrollment.

Medicare is a frequent part of her work, and during the annual enrollment period from October 15 through December 7, she can walk clients through their doctors, prescriptions, and costs before they choose coverage for next year.

Send Heidi a benefits or Medicare question anytime at 843benefits.com/contact.

10/21/2026

Rate increases may be significant again this year, so preparing for your employee benefits renewal now gives you more time to weigh options once carriers release final rates.

Small-business owners can start by gathering their current bill or benefits summary, noting employee feedback, reviewing participation, and confirming hiring plans for the year ahead. Once updated carrier information arrives, our team at 843 Benefits and Health Marketplace can use that groundwork to compare strategies with you right away.

Book a renewal review with us at 843benefits.com/book-online.

09/28/2026

Where you buy your benefits matters.

Choosing a local advisor means working with someone who understands your business, community, and goals. Instead of calling a different representative each time you have a question, you'll have a trusted advisor who will support you throughout the year.

With offices serving both Charleston and Bluffton, we're committed to providing transparent advice and personalized service every step of the way.

If you're ready to work with a local team that puts relationships first, visit www.843benefits.com to connect with our team.

09/24/2026

Navigating individual health insurance for the first time can feel overwhelming — especially with so many plan types and acronyms to sort through. But once you understand the basics, choosing coverage that actually fits your life becomes much easier.

We put together a simple breakdown of the most common plan options to help you get started and feel more confident as you explore what’s right for you.

If you’re thinking about enrolling in a marketplace plan or just want clarity on your choices, our team at 843 Benefits and Health Marketplace is here to help. Reach out anytime with questions or to walk through your options.

Have you ever struggled to choose the right plan? Share your experience below.

09/24/2026

ACA Open Enrollment begins on November 1st, and knowing your key dates and taking a few steps now can make the process much smoother when the time comes. Swipe through for a practical overview of what to do before enrollment opens.

Have questions about your health coverage options? Give us a call. We are here to help you navigate it.

09/17/2026

Life changes fast, and some of those shifts can impact your health insurance in ways that aren’t always obvious. That’s why our team at 843 Benefits and Health Marketplace is always here to help you understand what your options look like.

Certain milestones can open a Special Enrollment Period — a 60‑day window before or after the event where you can update or choose new coverage outside the standard Open Enrollment Period. If any of these happened recently, it may be a good time to check in with us:

• Getting married, divorced, or welcoming a new child
• Moving to a new ZIP code, county, or state
• Turning 26 or losing job‑based coverage
• Changes in income or household size
• Turning 65 or becoming a U.S. citizen

If any of these sound familiar, our team would be glad to talk through your options and make the process simple. Reach out anytime — we’re here to help you navigate your Special Enrollment Period with confidence.

09/16/2026

As your business grows, your benefits needs change. Here's how to compare your options.

For many smaller businesses, individual health coverage can offer flexibility and cost savings. As your team grows, a traditional group health plan may become a better fit for your employees and your business goals.

There isn't a one-size-fits-all solution. The right choice depends on your team, your budget, and your long-term plans.

Not sure which option makes the most sense? Schedule a consultation with our advisors at www.843benefits.com.

09/15/2026

Voluntary benefits can be a simple way for small businesses to enhance their overall employee benefits package without adding major costs. These optional coverages give your team more freedom to choose what fits their lifestyle, and they help companies stand out in a competitive hiring market here in coastal South Carolina.

At 843 Benefits and Health Marketplace, we work with many growing businesses and tech startups across Charleston, Bluffton, and Hilton Head, and we’ve seen how the right mix of benefits can make a real difference for both retention and culture.

Want to explore voluntary benefit options or strengthen your current package? Our team is always here to help.

Address

130 River Landing Drive, Ste 1D
Charleston, SC
29492

Opening Hours

Monday	8am - 6pm
Tuesday	8am - 6pm
Wednesday	8am - 6pm
Thursday	8am - 6pm
Friday	8am - 6pm

Telephone

(843) 377-8540

Website

http://www.843bhm.com/

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