Jared W Jackson, Mortgage Broker

09/07/2026

09/05/2026

Your group chat isn’t a mortgage professional. Neither is a podcast, a TikTok, a FaceSnap—or your cousin who bought a house once in 2007. 😂 I’m not trying to be mean. There is just so much misinformation out there, and I hate seeing bad advice convince someone that homeownership isn’t possible before they’ve even explored their options.

Yes, renewing your lease may feel easier, even when it comes with another increase. But before you sign, let’s at least have a conversation. There are more loan programs, down-payment options, and paths to homeownership than most people realize. You may be closer than the group chat thinks.

Let’s talk about what could actually work for you.

09/05/2026

09/04/2026

Even with a holiday weekend in the mix, nearly 400 homes closed and another 416 went under contract. Buyers are still buying—but 666 price changes show that sellers still need to pay attention to price.

County Breakdown — Facebook-Friendly

Charleston County: 234 new | 178 closed | 195 under contract | 213 price changes

Berkeley County: 160 new | 129 closed | 135 under contract | 260 price changes

Dorchester County: 93 new | 74 closed | 71 under contract | 175 price changes

Colleton County: 19 new | 10 closed | 15 under contract | 18 price changes

TOTAL: 506 new | 391 closed | 416 under contract | 666 price changes

09/03/2026

Should property taxes only change when a home is sold?

I understand what property taxes pay for, and I don’t mind contributing my fair share to schools, emergency services, roads and the community we all rely on. But I also understand the frustration of homeowners being taxed on a value they never paid and may never actually receive. A rising property value looks great on paper, but it doesn’t put additional money in your bank account to cover a higher tax bill.

This can be especially difficult for seniors and others living on fixed incomes. Someone can own the same home for decades, have no intention of selling and still see the cost of remaining in that home continue to rise. Would it be fairer for a home’s taxable value to remain tied to its purchase price until it is sold? Would that help longtime homeowners—or simply shift too much of the tax burden to newer buyers?

I can see both sides, and I’m genuinely interested in hearing what everyone thinks. How would you change the property tax system, if at all?

09/02/2026

This isn’t about vilifying landlords. Your landlord may be a great person who responds quickly, handles repairs and has treated you fairly. But at the end of the day, your rental is still an investment for them. If you move out, they’ll likely have someone new in there within a week—possibly paying 20% more instead of the 10% increase you almost agreed to. Your landlord will be just fine.

The important question is: What’s best for you?

If homeownership makes sense for your finances and your future, let’s talk about turning that monthly housing payment into an opportunity to build your own equity instead of someone else’s. You don’t have to be completely certain you’re ready. That’s what the first conversation is for.

09/01/2026

Ma’am Saab owner Raheel Gauba had a lot on his plate in running Charleston’s award-winning downtown Pakistani restaurant. Now, he’s crafting plates, too.

09/01/2026

Welcome to 123 Giles Drive! Nestled in the established Forest Lawn neighborhood, this charming ranch-style home offers a comfortable layout, a spacious 0.45-acre lot, and the freedom of no HOA.Recent improvements include a new roof installed in March 2026, an HVAC system replaced in 2024, fresh interior paint, and new flooring throughout the living areas and bedrooms. The water heater, refrigerator, and stove have also been replaced during the current owner's ownership, and the washer and dryer convey with the property!Conveniently located near shopping, dining, everyday essentials, and all that the Charleston area has to offer, this home provides the opportunity to settle in and add your own personal touches. The property is being sold as-is. Come explore the possibilities at 123 Giles Drive!

Property 123 Giles Drive, Goose Creek, 29445 has 3 bedrooms, 2 bathrooms with 1148 square feet.

09/01/2026

Welcome home to this charming 3-bedroom, 2-bath ranch nestled in a cute, established neighborhood in Summerville. This newer construction home offers a thoughtfully designed layout with a surprisingly spacious feel, a rare find for modern ranch-style homes. Enjoy easy, single-level living with an open and inviting floor plan that's perfect for both everyday living and entertaining. The well-sized bedrooms and comfortable living spaces provide flexibility for families, guests, or a home office. Conveniently located just minutes from downtown Summerville, you'll love being close to local shops, dining, and community events, while also enjoying quick and easy access to I-26 for commuting.With its great size, desirable layout, and prime location, this home offers the perfect combinationof comfort and convenience. Don't miss your opportunity to own a move-in ready home in one of Summerville's most appealing areas. This home is also offering an assumable 4.25% rate for those who qualify.

www.rainbowrowrealestate.com/property/26023622/

Rainbow Row Real Estate Jared W Jackson, Mortgage Broker

Property 114 Cannonsmill Lane, Summerville, 29485 has 3 bedrooms, 2 bathrooms with 1776 square feet.

09/01/2026

I cringe a little every time I hear someone say, 'That home isn’t in a flood zone.' Every home is in a flood zone, even one sitting on top of a mountain. The real questions are: Which flood zone is it in, what is the actual risk, and will the mortgage company require flood insurance?

Here in the Lowcountry, some of the zones you’ll commonly see are X, shaded X, AE and VE. X generally indicates lower risk, shaded X represents a 0.2% annual chance of flooding, AE is considered high risk, and VE is a high-risk coastal area that also faces hazards from storm waves. Even when your mortgage company doesn’t require flood insurance, it may still be worth considering. Most homeowners insurance policies do not cover flooding.

More importantly, get an actual insurance quote before you’re committed to purchasing the home. Flood insurance can add hundreds of dollars to the monthly payment in some cases, and that can make a real difference in your budget and loan qualification. Also ask whether there is an elevation certificate available. It isn’t required for most policies, but it provides additional information about the home’s elevation and may help reduce the insurance premium. This is another reason having a good real estate, lending and insurance team around you matters. We can help you uncover these numbers before your dream home turns into a monthly-payment nightmare.