Alternative Lending Insider

Alternative Lending Insider Edward Moda: NEXA Mortgage, Senior (MLO). I am a mortgage broker

After completing a 27 years as a Senior Mainframe Software Engineer, I’ve officially returned to my roots; back in the mortgage world as a Loan Officer with NEXA Mortgage specializing in Alternative Produc.ts.

05/18/2026

We can lend in most states.

05/14/2026
05/14/2026

Check out BANKROLL’S Industry-Leading Features:
Your business is always evolving. Wouldn’t it be great to have access to a financial product with the flexibility to evolve with it? Now you do! Our new Revolving Line of Credit - BANKROLL provides the MAX loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or borrow additional funds on an unlimited basis! With Bankroll you only pay for what you use and you’re in complete control based on your unique business needs that may change over time! And…Bankroll provides early payoffs without penalty anytime during the loan!

Check out BANKROLL’S Industry-Leading Features:
• Max approval amounts up to $1,500,000 with minimum initial draw of only $5,000
• Max amortizing term up to 36 months with low, fixed weekly payments
• A revolving period up to 1 year (52 weeks)
• Unlimited draws of $5,000 or more during the revolving period
• Unlimited partial principal paydowns of $5,000 or more during revolving period
• Every payment made and partial principal paydown frees up line availability
• Finance charges accrue and are collected weekly
• Closing points only charged on cash out
• Pay off or pay down with no penalties, maintenance fees or prepayment fees

Send a message to learn more

05/14/2026

We Love financing Restaurants!
Your Restaurant business is always evolving. Wouldn’t it be great to have access to a financial product with the flexibility to evolve with it?

Now you do! BANKROLL: Our new Revolving Line of Credit.

BANKROLL provides the MAX loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or borrow additional funds on an unlimited basis! With Bankroll you only pay for what you use and you’re in complete control based on your unique business needs that may change over time! And, Bankroll provides early payoffs without penalty anytime during the loan!

Send a message to learn more

05/07/2026

“Cash Flow Is Oxygen”
-Revenue is important.
-Profit matters.
-But cash flow is oxygen...

A profitable business can still struggle if working capital dries up at the wrong time. Smart operators don’t wait for emergencies. They secure access to capital BEFORE they need it.

Send a message to learn more

05/07/2026

Ever notice how opportunities never wait for bank approvals?
A restaurant owner doesn’t have 3 months to wait when:
✅ equipment breaks
✅ inventory is needed
✅ expansion space opens up
✅ cash flow tightens
Fast business funding can be the difference between surviving and growing.

Send a message to learn more

05/07/2026

Banks Said No”

Banks are great… until they aren’t.
Many restaurant and retail owners discover too late that traditional banks move too slowly for real-world business opportunities:

- New equipment.
- Expansion.
- Payroll gaps.
- Renovations.
- Seasonal inventory.
- Sometimes timing matters more than perfection.
- Alternative business financing exists for one reason:
- To help businesses keep moving when opportunity can’t wait
90 days.

Send a message to learn more

04/24/2026

If you're investing in SENIOR CARE Housing, this program could be the strategic edge they need to grow — efficiently and effectively.

Program Highlights:

✅ Financing up to 75% LTV
✅ 30-year fixed options (interest-only available)
✅ Loans up to $5 million
✅ Eligible for both purchases and cash-out refinances

Easy Qualification Criteria:
- Property must be 1–4 units
- No major structural renovations required

UNSECURED BUSINESS LINE of CREDIT!!!Check out BANKROLL’S Industry-Leading Features:Your business is always evolving. Wou...
04/16/2026

UNSECURED BUSINESS LINE of CREDIT!!!

Check out BANKROLL’S Industry-Leading Features:
Your business is always evolving. Wouldn’t it be great to have access to a financial product with the flexibility to evolve with it? Now you do! Our new Revolving Line of Credit - BANKROLL provides the MAX loan approval, a fixed loan term up to 36 months, and a fixed weekly payment – plus the flexibility to pay down or borrow additional funds on an unlimited basis! With Bankroll you only pay for what you use and you’re in complete control based on your unique business needs that may change over time! And…Bankroll provides early payoffs without penalty anytime during the loan!

Check out BANKROLL’S Industry-Leading Features:
• Max approval amounts up to $1,500,000 with minimum initial draw of only $5,000
• Max amortizing term up to 36 months with low, fixed weekly payments
• A revolving period up to 1 year (52 weeks)
• Unlimited draws of $5,000 or more during the revolving period
• Unlimited partial principal paydowns of $5,000 or more during revolving period
• Every payment made and partial principal paydown frees up line availability
• Finance charges accrue and are collected weekly
• Closing points only charged on cash out
• Pay off or pay down with no penalties, maintenance fees or prepayment fees

Edward A. Moda
Reverse Mortgage Loan Officer
(There’s No “I” in TEAM; there’s an EAM and those are my Initials!)
NMLS ID 146520
NEXA Lending, LLC
1126 Lango Ave, Ste 101 Charleston SC 29407
Phone:(206)930-5606
[email protected]

This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. NEXA Mortgage, LLC is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency. Copyright © 2020 NEXA Mortgage, LLC NMLS #1660690. AZ BANKER license number: BK-2006218. 5559 S Sossaman Rd Bldg # 1 - #101 Mesa, AZ 85212 602-344-9333. www.NEXAMortgage.com NEXA Mortgage, LLC is an Equal Housing Lender. Equal Housing Opportunity. All rights reserved.

Find out how to apply for a mortgage online with NEXA Mortgage. Our quick and easy tools can help you determine what you qualify for, for free!

Address

Empowered By NEXA Mortgage: 126 Lango Avenue, Ste 101
Charleston, SC
29407

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