Derek Goulette - Mortgage Planner

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Derek Goulette - Mortgage Planner Derek Goulette, Mortgage Planner
Fairway Home Mortgage NMLS #2289
NMLS #: 325427
949-280-8044 Conquer the competitive market by contacting Derek today!

My Experience & Local Relationships will give you the Competitive Edge in today’s hot real estate market. Sellers and Realtors want to know that the buyers financing is secure. When an Agent sees that Derek Goulette is handing the Loan – they know the Buyers made the RIGHT choice in a Lender. Derek Goulette, Mortgage Planner
NMLS #: 325427
Fairway NMLS #2289
949-280-8044
Fairway Independent Mortgage
Equal Housing Opportunity

Getting close to the closing table? This is when keeping your finances steady really matters.A new car payment, a new cr...
10/15/2026

Getting close to the closing table? This is when keeping your finances steady really matters.

A new car payment, a new credit card, a job or income change, or a large transfer between accounts can change the financial picture your loan was based on.

That doesn’t mean you can’t make any moves while you’re under contract—it means it’s smart to check with your lender before making them.

Sometimes a change simply requires additional documentation. Other times, it could affect your qualification or the loan itself.

Until you have the keys, keep things simple—and keep your lender in the loop.

10/14/2026

A house is the purchase. A home is everything that comes after.

It’s the routines you create, the people you invite over, the milestones you celebrate, and the ordinary moments that slowly become your favorite memories.

There’s a lot that goes into buying a home—but at the end of it all, you’re creating a space for the life you want to live.

Four walls are only the beginning.

You handed over the earnest money… now what?During the transaction, that deposit is generally held by the party specifie...
10/13/2026

You handed over the earnest money… now what?

During the transaction, that deposit is generally held by the party specified in your purchase agreement. If everything moves forward to closing, it’s typically credited toward the amount you owe at closing.

But if the deal falls through, things aren’t always as simple as “you get it back.” Your contract, contingencies, deadlines, and the reason the transaction ended can all matter.

The takeaway: know what protects your deposit before you put it down.

Realtors I have tools for the rate rollercoaster.  Let's chat!
10/11/2026

Realtors I have tools for the rate rollercoaster. Let's chat!

10/09/2026

Communication is key.

A simple update, a quick follow-up, and staying available can make all the difference.

10/08/2026

People don’t want another transaction. They want someone who listens, guides, and genuinely has their back. That’s how I help everyone.

10/08/2026

The closing is just the beginning.

Whether you’re buying a home or trusting me with your clients, I want to be the person you call long after the deal is done. That’s how lasting partnerships are built.

09/28/2026

Your lender isn't here to judge, we're here to guide. The more open and honest you are about your situation, the faster we can map out the path from where you are today to the keys in your hand. Help us help you. 🔑

Your Mortgage is more than just rates...
09/28/2026

Your Mortgage is more than just rates...

Address

115 Fairchild Street, Suite 310
Charleston, SC
29492

Opening Hours

Monday 8:30am - 6pm
Tuesday 8:30am - 6pm
Wednesday 8:30am - 6pm
Thursday 8:30am - 6pm
Friday 8:30am - 6pm
Saturday 8:30am - 6pm
Sunday 8:30am - 6pm

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