Zach Larichiuta - The Local Team

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Zach Larichiuta - The Local Team Want to speak to Zach? Schedule a time here and he will be looking forward to going over your personal scenario, questions and goals for mortgage financing!

Zach Larichiuta
Loan Officer/Sales Manager
NMLS # 303564
Branch Address: 1387 Harbor View Rd., Charleston, SC 29412
Branch NMLS # 2477724
https://activecomp.ly/nmls/303564 http://calendly.com/zach-larichiuta

10/21/2026

🏡🔑 Exciting News for Future Homebuyers!

Think your credit score might be holding you back from buying a home? It may be time to take another look! 👀
A traditional credit score doesn't always tell the whole story! Starting October 21, CMG Home Loans is offering VantageScore® 4.0 as another way to evaluate credit on eligible Conventional Loans! 💳✨

This scoring model looks at credit trends over time, and reported rent, utility, and phone payments may also be considered—potentially opening new doors for qualified homebuyers!

At the Local Team, we're excited to help more buyers explore their options and take the next step toward homeownership! 💙
📲 Wondering if VantageScore® 4.0 could help YOU qualify? Send us a message today! Let's explore your options and create a personalized plan to help you achieve your homeownership goals.



CMG Home Loans, NMLS ID # 1820. Equal Housing Opportunity.

🚨🏡 LAST CALL, REALTORS! Our Exclusive Webinar Is TOMORROW!The appraisal process is changing, and we want to make sure yo...
10/21/2026

🚨🏡 LAST CALL, REALTORS! Our Exclusive Webinar Is TOMORROW!

The appraisal process is changing, and we want to make sure you're prepared! 🔍

Join Matt Dorsey & Zach Larichiuta with The Local Team for an exclusive Agent Webinar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations, as we break down the new UAD 3.6 Appraisal Updates!

💡 Learn what's changing, how the updates may impact your transactions, and what you can do to stay ahead!

📅 TOMORROW! Thursday, October 22, 2026
⏰ 3 PM ET | 2 PM CT | 1 PM MT | 12 PM PT
💻 Online via Microsoft Teams

⏳ Don't miss this opportunity to stay informed and better serve your clients!
📲 LAST CHANCE TO RSVP! Call or message Matt Dorsey or Zach Larichiuta TODAY to secure your spot!
📞 The Local Team | (843) 606-6001

🏡📢 REALTORS! Stay Ahead of Appraisal Changes and Better Prepare Your Clients for a Smoother Transaction!Understanding th...
10/19/2026

🏡📢 REALTORS! Stay Ahead of Appraisal Changes and Better Prepare Your Clients for a Smoother Transaction!

Understanding the latest appraisal updates can help you anticipate potential challenges, answer client questions with confidence, and keep your transactions moving forward! 🔑

Join us, Matt Dorsey & Zach Larichiuta of The Local Team, for an EXCLUSIVE Agent Webinar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations.

🔍 Get the inside scoop on the new UAD 3.6 appraisal updates, what they mean for your transactions, and how you can prepare for the changes ahead!

📅 Thursday, October 22, 2026
⏰ 3 PM ET | 2 PM CT | 1 PM MT | 12 PM PT
💻 Online via Microsoft Teams

💡 We're committed to keeping our real estate partners informed, educated, and ready for what's next!
📲 Don't miss out! Contact us today to RSVP and secure your spot!
📞 Matt Dorsey & Zach Larichiuta | (843) 606-6001

🏡📢 REALTORS! Stay Ahead of the Appraisal Changes Coming Your Way!The new UAD 3.6 appraisal updates are changing the way ...
10/14/2026

🏡📢 REALTORS! Stay Ahead of the Appraisal Changes Coming Your Way!

The new UAD 3.6 appraisal updates are changing the way properties are evaluated and reported. Are you prepared? 🔍

Join Matt Dorsey & Zach Larichiuta of The Local Team for an EXCLUSIVE Agent Webinar featuring Tim Parent, SVP of Collateral Risk, Review & Construction Operations.

💡 Discover what's changing, how the new appraisal format may impact your transactions, and what you need to know to confidently guide your buyers and sellers!

📅 Thursday, October 22, 2026
⏰ 3 PM ET | 2 PM CT | 1 PM MT | 12 PM PT
💻 Online via Microsoft Teams

✨ We're committed to keeping our real estate partners informed, prepared, and ready for what's next!
📲 Don't miss out! Contact us today to RSVP and secure your spot!
📞 Matt Dorsey & Zach Larichiuta | (843) 606-6001

Need to catch a break in today’s rate environment? With CMG’s lender-paid Rate Break, your first 12 payments are calcula...
10/07/2026

Need to catch a break in today’s rate environment?
With CMG’s lender-paid Rate Break, your first 12 payments are calculated using a rate 0.50% below your note rate.*
Let’s discuss your options!

🎉 The Local Team is growing!We’re excited to welcome Renee Bundy- Homeownership Advisor to the Local Team as our newest...
10/01/2026

🎉 The Local Team is growing!
We’re excited to welcome Renee Bundy- Homeownership Advisor to the Local Team as our newest Junior Loan Officer! 🏡✨
Renee is a fantastic addition to our team, and we’re looking forward to seeing her build relationships, serve our clients and partners, and grow with us.
Please join us in giving Renee a warm welcome to the Local Team and ! 🙌💙

🎉 The Local Team is growing!We’re excited to officially welcome Alley Bissett to the Local Team as our newest Junior Loa...
09/29/2026

🎉 The Local Team is growing!
We’re excited to officially welcome Alley Bissett to the Local Team as our newest Junior Loan Officer! 🏡✨
Alley brings great energy to the team, and we’re looking forward to seeing her grow, build relationships, and help us continue delivering an exceptional experience to our clients and real estate partners.
Please join us in giving Alley a warm welcome to the Local Team and ! 🙌💙

09/24/2026

Welcome to The Local Team Alley Bissett and Renee Bundy- Homeownership Advisor!
We’re excited to keep growing our team with people who share our commitment to serving clients, building strong relationships, and making a real impact in our local communities. 🏡💙
Here’s to new opportunities, great partnerships, and helping even more families achieve their homeownership goals.
Welcome to the team — we’re so glad you’re here! 🙌

Our Toys for Tots reception was a huge success 🎁❤️Thank you to everyone who donated, showed up, and helped make this eve...
12/18/2025

Our Toys for Tots reception was a huge success 🎁❤️

Thank you to everyone who donated, showed up, and helped make this event so special.

This is one of the things our team looks forward to most during the holiday season, and every year our community shows up in a big way. Seeing the generosity and support from those around us never gets old.

Because of you, more kids will have something to smile about this holiday season — and that’s what it’s all about. 🎄✨

Matt Dorsey - Local Team
📲 (843) 364-7330
📧 [email protected]
🌐 Matt.MeettheLocalTeam.com

Zach Larichiuta - Local Team
📲 (843) 469-9010
📧 [email protected]
🌐 Zach.MeettheLocalTeam.com

Thank you to everyone who participated in our Toys for Tots drive this year! ❤️ We had a wonderful turnout, and we are s...
12/13/2025

Thank you to everyone who participated in our Toys for Tots drive this year! ❤️ We had a wonderful turnout, and we are so excited for these gifts to make their ways to their new homes in time for the holidays! 🎄 🎁

We were able to snag some pictures of a few of our boxes! Box one from the first photo is from Harrell insurance, Box 2 in photo 2 is from the Weeks & Irvine in Charleston, Box 3 & 4 both almost completely full in photo 3 are from Carolina One Real Estate in Charleston, and Box 4 in photo 4 (overflowing with donations) is from Cooperative Title in Charleston. Thank you all so much for participating and having such a great turnout, we are so thankful you are our partners. 🙏

We would also like to give a shoutout and thanks to our partners who did just as amazing that we did not have a chance to photograph, thank you to: Chucktown Homes Charleston, Tift Properties Charleston, Weeks & Irvine North Charleston, Weeks & Irvine Mount Pleasant, Weeks & Irvine James island, Weeks & Irvine West Ashley, Florence Law Firm Charleston, and Realty One Group in Mount Pleasant and Summerville. You all turned out just as much, and we are going to be blessing so many thanks to you. Here is to having an even better turnout next year!

Address

1387 Harborview Road
Charleston, SC
29412

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