Tom Selander, Mortgage Branch Manager

Tom Selander, Mortgage Branch Manager Local PRMI mortgage branch led by Tom Selander, Branch Manager. NMLS #202854. PRMI NMLS #3094. Why use Team Primary?

Helping buyers, Realtors, and builders with conventional, FHA, VA, USDA, construction, down payment assistance, and complex loan scenarios. www.scmortgageloan.com ~ 843.769.7772

Equal Housing Lender. ~ NMLS 233264

As one of our nation's largest mortgage lenders and with over a decade of experience in residential mortgage lending, you can consider Team Primary your local mortgage experts. We sp

ecialize in working with any individual looking to purchase a home, whether they are first time home buyers or experienced real estate investors. Our team is available 7 days a week for your convenience so don't hesitate to pick up the phone or shoot us an e-mail. We have extensive experience with the following mortgage programs: FHA, USDA (Rural Housing), VA (Veterans/Military), 203k (Rehab), No Down Payment, First Time Home Buyer and Homepath to name a few. We offer strength, trust, and integrity you can rely on.

🏡 A good homebuying decision starts with YOU.It’s easy to get caught up wondering what mortgage rates or home prices mig...
08/26/2026

🏡 A good homebuying decision starts with YOU.

It’s easy to get caught up wondering what mortgage rates or home prices might do next. But the better place to start is with the things you can evaluate today.

✓ Is the monthly payment comfortable?
✓ Do you have the necessary cash-to-close and appropriate reserves?
✓ Does the home meet your needs?
✓ Do you expect to stay long enough for homeownership to make sense?
✓ Are you financially prepared for homeownership?

Remember:

“Don’t buy because you’re afraid you’ll miss out. And don’t wait just because you’re hoping for the perfect market.”

Buy when the home, the payment and the timing make sense for you.

Here’s a question worth considering:

👉 If you found the right home tomorrow and the payment comfortably fit your budget, what would you be waiting for?

My role isn’t to tell you when you should buy. It’s to help you understand the numbers so you can make an informed decision that makes sense for you.

Have questions about your budget, payment or cash-to-close? Let’s talk.

Tom Selander | Branch Manager
Primary Residential Mortgage, Inc.
NMLS ID 202854 | PRMI NMLS ID 3094
📞 (843) 769-7772
📧 [email protected]

🏡 Is now a good time to buy?It’s one of the most common questions I hear from homebuyers: Should I buy now, or wait for ...
08/24/2026

🏡 Is now a good time to buy?

It’s one of the most common questions I hear from homebuyers: Should I buy now, or wait for rates or home prices to come down?

The challenge is that none of us can perfectly time the housing market.

Rates could come down, but lower rates may also bring more buyers back into the market and increase competition. Home prices can decline, but predicting exactly when, where or by how much is difficult.

So instead of asking, “What will the market do?” I encourage buyers to ask a different question:

“Is this the right time for ME to buy?”

That means looking at the things we can evaluate today: your budget, a comfortable monthly payment, cash-to-close, financial readiness and whether the home fits your plans.

Don’t buy a home because you’re afraid you’ll miss out, and don’t avoid buying because you’re waiting for the perfect market. Buy when the home, the payment and the timing make sense for you.

If you’re wondering what buying a home could look like for you, I’d be happy to help you understand the numbers—without the pressure.

📞 Tom Selander | Branch Manager
Primary Residential Mortgage, Inc.
NMLS ID 202854 | PRMI NMLS ID 3094
(843) 769-7772
[email protected]
www.scmortgageloan.com

🏡 Thinking about buying a home but not sure where to start?Join us this Saturday, August 22 from 10 AM–12 PM at the Cayc...
08/19/2026

🏡 Thinking about buying a home but not sure where to start?

Join us this Saturday, August 22 from 10 AM–12 PM at the Cayce-West Columbia Branch Library for a FREE Homebuyer Workshop hosted by Renee Mealing, MBA, Broker Associate with eXp Realty.

I’m excited to join Renee as the lending expert and help break down the mortgage side of the homebuying process in a way that’s easy to understand.

We’ll talk about:
🏠 The homebuying process
💰 Financing and down payment options
📋 Getting prequalified
💳 Credit and mortgage readiness
❓ Your homebuying and mortgage questions

Whether you're hoping to buy soon or simply want to understand what you need to do to prepare, this is a great opportunity to get information and ask questions in a relaxed setting.

📅 Saturday, August 22
⏰ 10 AM–12 PM
📍 Cayce-West Columbia Branch Library | West Columbia, SC

Bring your questions and come learn with us!

🏡 Not every borrower fits neatly into the traditional mortgage box—and that doesn’t necessarily mean the conversation is...
08/18/2026

🏡 Not every borrower fits neatly into the traditional mortgage box—and that doesn’t necessarily mean the conversation is over.

There are Non-QM loan options designed for borrowers with different income, investment or property situations, including:

🔹 Self-employed borrowers
🔹 Real estate investors
🔹 Bank statement, P&L and 1099 income options
🔹 DSCR investment loans
🔹 Foreign national programs
🔹 Unique properties and financing situations

Sometimes it’s simply a matter of finding a program that better fits the borrower’s financial picture.

Realtors: If you have a client you’re not quite sure about, send me the scenario. I’m always happy to take a look and see what options may be available.

📞 (843) 769-7772
📧 [email protected]

🏡 Homeownership can be about so much more than having a place to live.For many people, owning a home may offer opportuni...
08/13/2026

🏡 Homeownership can be about so much more than having a place to live.

For many people, owning a home may offer opportunities to:

🔑 Build equity over time
📍 Put down roots in a community you love
🛠️ Make a space truly your own
📈 Support your long-term financial goals

Buying a home is a big decision, and the right path looks different for everyone. If homeownership is one of your goals, getting informed early can help you understand your options and feel more prepared for what comes next.

Have questions about financing, pre-approval or the homebuying process? I’m here to help.

📲 Reach out anytime and let’s talk about your goals.

🎉🏡 Congratulations to the Wrights on their new home! 🏡🎉There’s nothing quite like getting the keys to a place you can ca...
08/12/2026

🎉🏡 Congratulations to the Wrights on their new home! 🏡🎉

There’s nothing quite like getting the keys to a place you can call your own. It was a pleasure being part of your homebuying journey, and I’m excited to see you begin this next chapter!

Wishing the Wright family many years of happiness, wonderful memories and special moments in your new home. 🔑❤️

Congratulations, Wrights — welcome home! 🏠

🏡 How much money do I really need to buy a home?The answer may be less than you think—and it is not just about the down ...
08/04/2026

🏡 How much money do I really need to buy a home?

The answer may be less than you think—and it is not just about the down payment.

Depending on your loan program and qualifications, your upfront costs may include:

🔑 A down payment
📝 Closing costs
🏠 Home inspection and appraisal fees
💰 Prepaid taxes and homeowners insurance
📦 Moving expenses and emergency savings

Some buyers may qualify for low down payment options, seller-paid closing costs or down payment assistance programs.

The best first step is to review your finances with a mortgage professional before you begin shopping. I can help you understand your options and create a personalized estimate based on your goals.

📲 Contact me to start the conversation.

Tom Selander | Branch Manager
Primary Residential Mortgage, Inc.
(843) 769-7772 | [email protected]
www.scmortgageloan.com

PRMI NMLS 3094. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. South Carolina Board of Financial Institutions, South Carolina – BFI Mortgage Lender/Servicer License MLS-3094.

A declined loan does not always mean a lost sale.A different loan program, underwriting approach, or second review may u...
08/03/2026

A declined loan does not always mean a lost sale.

A different loan program, underwriting approach, or second review may uncover another path forward. With more than 30 years of mortgage experience, I regularly help Realtors and buyers navigate challenging loan scenarios.

Before giving up on the deal, contact me for a second look.

📞 843-769-7772
📧 [email protected]

Tom Selander
Branch Manager | Mortgage Loan Originator
NMLS #202854 | PRMI NMLS #3094

Address

2176 Savannah Highway, Suite 101
Charleston, SC
29414

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

Telephone

+18437697772

Website

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