Pioneer Appalachia Federal Credit Union

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Pioneer Appalachia Federal Credit Union Pioneer Appalachia FCU | Empowering Financial Futures We are the optimal financial alternative for consumers in our market. Our Vision

We are:
1.

Our Mission
It is the mission of Pioneer Appalachia Federal
Credit Union to…
* meet the credit and savings needs of consumers,
especially persons of modest means, and to
* promote thrift among members by affording
them an opportunity to accumulate their savings
and to
* create for them a source of credit for provident,
business, or productive purposes. We partner with our members to achieve and sustain financial security by providing education and exemplary products and services. The financial institution of choice for the community we serve.
2. The premier employer for financial professionals, and
3. The model for other financial institutions


Our Story
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of “pioneering” educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that “members” could join and be founded on the principle of “people helping people”. One man led the way! John Roach was a man who dedicated his life to education. He lived with his family in Charleston, WV and spent a great deal of his time and efforts in growing the credit union one member at a time. Without John Roach, our credit union would not be what it is today. He opened the first account for Kanawha County Teachers Credit Union in 1940. Sometime later, the credit union grew to include all school employees in Kanawha County. At that time, the name was changed to Kanawha County School Employees Federal Credit Union. Years later, the credit union expanded again to include school employees in Clay, Fayette, Greenbrier, Kanawha and Roane counties. To more accurately represent the new membership base, the name was subsequently changed to West Virginia School Employees Federal Credit Union. In November of 2000, the credit union assumed the business operations of the former Mountaineer Federal Credit Union. This is now the site of our very popular South Charleston branch. In December 2002, we were granted a community charter, which greatly expanded the potential field of membership for the credit union. Once again, in an effort to reflect the ongoing spirit of our founders’ vision, the name was changed to Pioneer West Virginia Federal Credit Union. Keeping with the philosophy and vision of Mr. Roach and the other founders, our iconic brand “compass” represents how we want to guide each member through their own personal financial journeys. In addition, our four brand principles of Navigate My Tomorrow, Explore My Possibilities, Welcome My Today and Secure My Yesterday are a true testament of how we feel about each member. It is our goal to be your “financial compass for life!”

Today with an asset base in excess of $210 million, we provide a full range of financial services to thousands of members. Our services are available to anyone who lives, works, worships or volunteers in 24 West Virginia counties, and one county each in Kentucky and Ohio. Although most of our members reside within the boundaries of our field of membership, we have many active members throughout the United States.

10/05/2026

So what actually makes a credit union different?

For us, it comes down to one thing: our members.

We’re here to serve you, support our communities, and help you make confident financial decisions.

Fraud Alert: We’ve received reports of scammers calling members and pretending to be with Pioneer.Never share your passw...
10/02/2026

Fraud Alert: We’ve received reports of scammers calling members and pretending to be with Pioneer.

Never share your password, PIN or one-time passcode, and never give someone remote access to your device.

Learn more about protecting yourself from fraud:
www.pioneerafcu.org/fraudprevention

We had a great time recently talking with Marshall University UNI 100 students about budgeting, credit, credit cards, an...
09/29/2026

We had a great time recently talking with Marshall University UNI 100 students about budgeting, credit, credit cards, and making smart money decisions in college.

The students brought great questions and made it a really engaging conversation.

We’re proud to keep working with Marshall to make financial education practical, useful, and relevant for students.

Real life gets expensive pretty quickly!Students from Putnam County schools got some hands-on budgeting experience throu...
09/23/2026

Real life gets expensive pretty quickly!

Students from Putnam County schools got some hands-on budgeting experience through the Get a Life financial literacy program, working through expenses like housing, transportation, insurance and healthcare.

Our Pioneer team always enjoys being part of it and helping students practice these decisions before they have to make them for real.

A busy week of Business After Hours for Pioneer!We had a great time hosting the Putnam County Chamber of Commerce at our...
09/22/2026

A busy week of Business After Hours for Pioneer!

We had a great time hosting the Putnam County Chamber of Commerce at our Teays Valley office, while our Morgantown team was out connecting with the business community there too.

Great conversations, familiar faces and plenty of fun. Thanks to everyone who came out and spent some time with us!

A little college football spirit around Pioneer today 🏈 Football season always brings out the team colors around here.
09/18/2026

A little college football spirit around Pioneer today 🏈 Football season always brings out the team colors around here.

Today, we remember the lives lost on September 11, 2001, honor the courage of those who responded, and reflect on the un...
09/11/2026

Today, we remember the lives lost on September 11, 2001, honor the courage of those who responded, and reflect on the unity shown in the days that followed.

We remember.

09/01/2026

You don’t have to have everything figured out before you start.

Whether you’re working toward buying a car or a home, improving your credit, building savings, or simply trying to get more organized, the first step can be a conversation.

We’re here to help you understand your options and what your next step could look like.

Address

1316 Kanawha Boulevard E
Charleston, WV
25301

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 1pm

Telephone

+13043486648

Alerts

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