Pioneer Appalachia Federal Credit Union

Pioneer Appalachia Federal Credit Union Pioneer Appalachia FCU | Empowering Financial Futures We are the optimal financial alternative for consumers in our market. Our Vision

We are:
1.

Our Mission
It is the mission of Pioneer Appalachia Federal
Credit Union to…
* meet the credit and savings needs of consumers,
especially persons of modest means, and to
* promote thrift among members by affording
them an opportunity to accumulate their savings
and to
* create for them a source of credit for provident,
business, or productive purposes. We partner with our members to achiev

e and sustain financial security by providing education and exemplary products and services. The financial institution of choice for the community we serve.
2. The premier employer for financial professionals, and
3. The model for other financial institutions


Our Story
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of “pioneering” educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that “members” could join and be founded on the principle of “people helping people”. One man led the way! John Roach was a man who dedicated his life to education. He lived with his family in Charleston, WV and spent a great deal of his time and efforts in growing the credit union one member at a time. Without John Roach, our credit union would not be what it is today. He opened the first account for Kanawha County Teachers Credit Union in 1940. Sometime later, the credit union grew to include all school employees in Kanawha County. At that time, the name was changed to Kanawha County School Employees Federal Credit Union. Years later, the credit union expanded again to include school employees in Clay, Fayette, Greenbrier, Kanawha and Roane counties. To more accurately represent the new membership base, the name was subsequently changed to West Virginia School Employees Federal Credit Union. In November of 2000, the credit union assumed the business operations of the former Mountaineer Federal Credit Union. This is now the site of our very popular South Charleston branch. In December 2002, we were granted a community charter, which greatly expanded the potential field of membership for the credit union. Once again, in an effort to reflect the ongoing spirit of our founders’ vision, the name was changed to Pioneer West Virginia Federal Credit Union. Keeping with the philosophy and vision of Mr. Roach and the other founders, our iconic brand “compass” represents how we want to guide each member through their own personal financial journeys. In addition, our four brand principles of Navigate My Tomorrow, Explore My Possibilities, Welcome My Today and Secure My Yesterday are a true testament of how we feel about each member. It is our goal to be your “financial compass for life!”

Today with an asset base in excess of $210 million, we provide a full range of financial services to thousands of members. Our services are available to anyone who lives, works, worships or volunteers in 24 West Virginia counties, and one county each in Kentucky and Ohio. Although most of our members reside within the boundaries of our field of membership, we have many active members throughout the United States.

Congratulations to WVU Baseball on winning the Super Regional and punching their ticket to Omaha!We had a great time bei...
06/06/2026

Congratulations to WVU Baseball on winning the Super Regional and punching their ticket to Omaha!

We had a great time being part of the excitement this weekend and meeting so many new friends along the way. There’s nothing better than seeing our community come together to support something this special.

Proud to be cheering on the Mountaineers. Let’s go! 💙💛

New friendships made from all over the state. Almost 50 hotdogs eaten. Let’s run it back tomorrow!   Stop by and see us.
06/05/2026

New friendships made from all over the state. Almost 50 hotdogs eaten. Let’s run it back tomorrow! Stop by and see us.

Mountaineer fans, stop by and see us!Pioneer is set up at our Morgantown branch today for WVU Super Regional game today....
06/05/2026

Mountaineer fans, stop by and see us!

Pioneer is set up at our Morgantown branch today for WVU Super Regional game today. We’ll have hot dogs, drinks, and a few snacks available while supplies last.

Come say hi, grab something to eat, and let’s go Mountaineers! 💙💛

Every swipe can earn more.The Pioneer Perks Rewards Visa® gives you 2x points per $1 on everyday purchases — plus no ann...
06/02/2026

Every swipe can earn more.

The Pioneer Perks Rewards Visa® gives you 2x points per $1 on everyday purchases — plus no annual fee and flexible redemption options like cash back, travel, gift cards, and more.

Start earning today:

Earn rewards on every purchase — or keep it simple with a low variable rate. Two cards, one credit union, zero annual fees.

No fees. Keep 100%.We’ve extended our Coinstar® kiosk promotion through December 31! That means the standard fees for co...
05/29/2026

No fees. Keep 100%.

We’ve extended our Coinstar® kiosk promotion through December 31! That means the standard fees for coin and cash transfers are still on us when Pioneer members use their Pioneer debit card at a Coinstar® kiosk.

Turn your cash or coins into funds in your Pioneer account quickly and keep 100%.

Learn more: https://www.pioneerafcu.org/coinstar

This Memorial Day, we pause to remember and honor the brave men and women who made the ultimate sacrifice in service to ...
05/25/2026

This Memorial Day, we pause to remember and honor the brave men and women who made the ultimate sacrifice in service to our country.

Their courage, sacrifice, and devotion will never be forgotten.

From all of us at Pioneer Appalachia Federal Credit Union, we are forever grateful.

We’ve added three new modules to our Financial Education Hub!Explore new beginner-friendly resources on college costs, h...
05/19/2026

We’ve added three new modules to our Financial Education Hub!

Explore new beginner-friendly resources on college costs, homebuying basics, and helping teens build strong money habits.

Start learning today: pioneerafcu.org/financial-education

Small things add up — and so does a high-interest auto loan.If your auto loan is with another lender, refinancing with P...
05/12/2026

Small things add up — and so does a high-interest auto loan.

If your auto loan is with another lender, refinancing with Pioneer could help you lower your rate and keep more money in your pocket.

Rates are as low as 3.74% APR*. Check your rate today:
pioneerafcu.org/lending/auto-loans

Happy Mother’s Day to the women whose love can’t be measured, only felt.Some things never show up on a statement, but th...
05/10/2026

Happy Mother’s Day to the women whose love can’t be measured, only felt.

Some things never show up on a statement, but they mean everything. 💙🧡

Your checking account should work harder for you.With Pioneer Perks Checking, everyday purchases with your debit card ca...
05/07/2026

Your checking account should work harder for you.

With Pioneer Perks Checking, everyday purchases with your debit card can earn rewards, plus you get no monthly fee, no minimum balance, online banking, bill pay, and access to free nationwide ATMs.

Make the switch to checking that gives you more.

Open an account today: https://www.pioneerafcu.org/accounts/compare

Address

1316 Kanawha Boulevard E
Charleston, WV
25301

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 1pm

Telephone

+13043486648

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