Pioneer Appalachia Federal Credit Union

Pioneer Appalachia Federal Credit Union Pioneer Appalachia FCU | Empowering Financial Futures We are the optimal financial alternative for consumers in our market. Our Vision

We are:
1.

Our Mission
It is the mission of Pioneer Appalachia Federal
Credit Union to…
* meet the credit and savings needs of consumers,
especially persons of modest means, and to
* promote thrift among members by affording
them an opportunity to accumulate their savings
and to
* create for them a source of credit for provident,
business, or productive purposes. We partner with our members to achiev

e and sustain financial security by providing education and exemplary products and services. The financial institution of choice for the community we serve.
2. The premier employer for financial professionals, and
3. The model for other financial institutions


Our Story
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of “pioneering” educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that “members” could join and be founded on the principle of “people helping people”. One man led the way! John Roach was a man who dedicated his life to education. He lived with his family in Charleston, WV and spent a great deal of his time and efforts in growing the credit union one member at a time. Without John Roach, our credit union would not be what it is today. He opened the first account for Kanawha County Teachers Credit Union in 1940. Sometime later, the credit union grew to include all school employees in Kanawha County. At that time, the name was changed to Kanawha County School Employees Federal Credit Union. Years later, the credit union expanded again to include school employees in Clay, Fayette, Greenbrier, Kanawha and Roane counties. To more accurately represent the new membership base, the name was subsequently changed to West Virginia School Employees Federal Credit Union. In November of 2000, the credit union assumed the business operations of the former Mountaineer Federal Credit Union. This is now the site of our very popular South Charleston branch. In December 2002, we were granted a community charter, which greatly expanded the potential field of membership for the credit union. Once again, in an effort to reflect the ongoing spirit of our founders’ vision, the name was changed to Pioneer West Virginia Federal Credit Union. Keeping with the philosophy and vision of Mr. Roach and the other founders, our iconic brand “compass” represents how we want to guide each member through their own personal financial journeys. In addition, our four brand principles of Navigate My Tomorrow, Explore My Possibilities, Welcome My Today and Secure My Yesterday are a true testament of how we feel about each member. It is our goal to be your “financial compass for life!”

Today with an asset base in excess of $210 million, we provide a full range of financial services to thousands of members. Our services are available to anyone who lives, works, worships or volunteers in 24 West Virginia counties, and one county each in Kentucky and Ohio. Although most of our members reside within the boundaries of our field of membership, we have many active members throughout the United States.

09/01/2026

You don’t have to have everything figured out before you start.

Whether you’re working toward buying a car or a home, improving your credit, building savings, or simply trying to get more organized, the first step can be a conversation.

We’re here to help you understand your options and what your next step could look like.

Thinking about your next vehicle?Auto loan rates are currently as low as 3.74% APR* at Pioneer. Buying new, buying used,...
08/21/2026

Thinking about your next vehicle?

Auto loan rates are currently as low as 3.74% APR* at Pioneer. Buying new, buying used, or have an auto loan somewhere else? See if Pioneer can help you save.

Apply today: https://www.pioneerafcu.org/lending/auto-loans

08/07/2026

First-time car buyers: Don’t negotiate in the dark. 🚙💨

Focusing only on a monthly payment is the easiest way to overpay in interest. Know the numbers before you shop and explore your financing options with Pioneer auto loan rates as low as 3.74% APR.

Hit the lot with confidence. Check out your options below! 👇
https://www.pioneerafcu.org/lending/auto-loans

Cash or coins. Straight into your Pioneer account. No fees.Use your Pioneer debit card at a participating Coinstar® kios...
07/21/2026

Cash or coins. Straight into your Pioneer account. No fees.

Use your Pioneer debit card at a participating Coinstar® kiosk and transfer funds directly into your checking account.

Find a kiosk near you: https://www.coinstar.com/findakiosk

Some perks are worth opening.The Pioneer Perks Visa is packed with rewards for everyday life. Earn 2 points per $1 on pu...
07/15/2026

Some perks are worth opening.

The Pioneer Perks Visa is packed with rewards for everyday life. Earn 2 points per $1 on purchases and redeem your points for the things you actually use.

Coffee runs. Gas stops. Groceries. Gifts.
Your everyday spending can do more.

Apply today!

07/13/2026

Turn everyday purchases into rewards with the Pioneer Perks Rewards Visa. Earn 2 points per $1 on purchases and 1 point per $1 on balance transfers. Apply today at pioneerafcu.org

Aloha from Pioneer! 🌴Our team brought some island style to the office. Thanks to everyone who joined in!
07/10/2026

Aloha from Pioneer! 🌴

Our team brought some island style to the office. Thanks to everyone who joined in!

As America celebrates 250 years, we’re grateful for the freedom, courage, and sense of community that continue to shape ...
07/04/2026

As America celebrates 250 years, we’re grateful for the freedom, courage, and sense of community that continue to shape our nation and bring us together. Happy Fourth of July from Pioneer Appalachia Federal Credit Union. 🇺🇸🕶️🎆

Getting ready for the Fourth! 🇺🇸 Our team brought out the red, white, and blue today to kick off Independence Day weeken...
07/03/2026

Getting ready for the Fourth! 🇺🇸 Our team brought out the red, white, and blue today to kick off Independence Day weekend. Wishing our entire community a safe and happy holiday! 🔴⚪🔵

Address

1316 Kanawha Boulevard E
Charleston, WV
25301

Opening Hours

Monday 8am - 6pm
Tuesday 8am - 6pm
Wednesday 8am - 6pm
Thursday 8am - 6pm
Friday 8am - 6pm
Saturday 8am - 1pm

Telephone

+13043486648

Alerts

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