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Your Mortgage Lady Mint Group Mortgage, LLC, Gracen Jennings Watts, NMLS # 116577. Whether you are buying, refinanci NMLS # 116577

10/14/2026

Paying down a balance is only half the trick, the other half is timing. If you can, pay your credit card before the statement closes instead of just before the due date. That's the number that gets reported, and a lower reported balance can move your score without you spending a dime more than you already planned to. Small habit, real difference.

✨ Gracen Watts - Your Mortgage Lady
📞 843-906-3954
📧 [email protected]
🤩 Mint Group Mortgage
🌐 www.yourmortgagelady.com
🌐 www.mintgroupmortgage.com

10/12/2026

Quick tip from a marsh-view showing with Vanessa: once you're under contract, let your money sit still until closing. It saves you (and me) a lot of chasing 🙌

✨ Gracen Watts - Your Mortgage Lady
📞 843-906-3954
📧 [email protected]
🤩 Mint Group Mortgage
🌐 www.yourmortgagelady.com
🌐 www.mintgroupmortgage.com

10/09/2026

I'm not trying to close a loan and disappear. When someone works with me, I want to know where they're headed, not just where they are right now. A starter home now might be a stepping stone to something bigger in five years, and I'd rather plan for that from the start than have you call me back confused later. That's the kind of lender I want to be for people.

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

10/07/2026

Office in boxes, utilities to switch over, life in total limbo, and I'm still smiling through it 😄 Your loans stay my top priority while I sort the rest out.

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

10/05/2026

Here's a number that trips people up: if you put down less than 20%, you'll likely pay PMI, private mortgage insurance, on top of your regular payment. It's not a penalty, it's just how the math works when the lender is taking on more risk. The good news is PMI isn't forever. Once you build enough equity, it can come off, and that's a conversation worth having early instead of after you're already three years into the loan.

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

10/03/2026

Turns out I'm not immune to moving stress either 😅 Boxes everywhere, a new office in Ravenel on the way, and a whole lot of before and afters coming your way soon.

✨ Gracen Watts - Your Mortgage Lady
📞 843-906-3954
📧 [email protected]
🤩 Mint Group Mortgage
🌐 www.yourmortgagelady.com
🌐 www.mintgroupmortgage.com

09/30/2026

I've worked for the big mortgage companies, and the thing I missed most was real time with the people I was helping. Small on purpose means every client gets my full attention, from the first question to the closing table. A home is a big purchase, and you deserve someone focused on you. Follow along if that's the kind of lender you want in your corner.

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

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09/28/2026

Pre-approval is basically a lender looking at your actual numbers and telling you what you can borrow, before you fall in love with a house you can't get financing for. It's not the same as a full approval, and it's not a guarantee, but it's the difference between shopping with a real budget and shopping with a guess. Takes way less time than people expect, and it's the first thing I'd do before you even open Zillow.

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

Sharing an exciting update! I found a tenant for my current office at 553 Savannah Hwy. They are moving in on October 15...
09/25/2026

Sharing an exciting update! I found a tenant for my current office at 553 Savannah Hwy. They are moving in on October 15th!

I am buying the old Tourist Center almost to Ravenel. It needs a lot of love, but I am so freaking excited! I cannot wait. Closing next week, and the renovations will commence!

Now that we live in Ravenel, the Savannah Highway traffic is killing my joy.

Stay tuned. This is what it looks like now, but soon and very soon, we will see some changes!

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

Rates don't wait, and neither should you if you've found the right number.Once we lock your rate, it's protected through...
09/23/2026

Rates don't wait, and neither should you if you've found the right number.

Once we lock your rate, it's protected through closing, no matter what the market does next.

If you've been sitting on the fence, this is your sign. Call me today and let's get you locked in.

✨Gracen Watts - Your Mortgage Lady
📞843-906-3954
📧 [email protected]
🏡 NMLS # 116577 | MGM NMLS # 2450421
🤩 Mint Group Mortgage
www.yourmortgagelady.com
www.mintgroupmortgage.com

Address

Charleston
Charleston, SC
29401

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

Telephone

+18439063954

Website

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