Health Insurance Solutions Eric Baliko

09/08/2026

Every fall, people wait until October 15 to start thinking about their Medicare coverage. That's actually the wrong move this year specifically.

Here's why. So much has shifted behind the scenes this year, the extra pricing support ending, premiums moving, plans changing their lineups. If you wait until enrollment opens to start looking, you're reacting instead of planning. And with this much changing at once, reacting in a rush isn't the move.

The one thing actually worth doing right now: take a real look at your current coverage before the new numbers even come out. What are you paying now? What's actually working for you? What would you want to change if you had the option? Knowing that ahead of time means you're ready to compare instead of starting from scratch once the new plans are announced.

If you want a simple list of exactly what to review before October 15, comment QUESTIONS and I'll send it your way.

Do you like to get a head start on things, or are you more of a last-minute kind of person?

09/07/2026

We wish each of you a wonderful Labor Day! During this annual celebration of hard work, may you enjoy a well-deserved, restful break.

Please note that our office will be closed on Monday, September 7th, in observance of the holiday, and will reopen on Tuesday, September 8th.

09/07/2026

09/05/2026

The start of COLLEGE FOOTBALL! But we know what's really on your mind! When will I receive my Annual Notice of Change? 😄

09/04/2026

There's one question I get asked more than any other right around this time of year, and it's not even really about Medicare. It's usually some version of, "so is this your busy season?"

Yes. Also, ordering 2027 materials, training on new CMS rules, completing certifications, checking my client list twice. And I'm getting all my household chores and maintenance items completed for the year, like my semi-annual HVAC checkup and planning how I can eat healthy during the busy season.

It's a good busy though. The kind where you're tired but it's because you're doing something that actually matters.

What's the question you get asked most this time of year, work related or not?

09/02/2026

Here's a number that's going to catch a lot of people off guard this year.

About 3 out of 4 people on a standalone Part D drug plan are expected to see their premium go up for 2027. Not because they added a medication. Not because they used their plan more. Just because of how pricing is shifting behind the scenes this year.

Most folks assume if their health didn't change, their bill shouldn't either. Makes sense. That's just not how it's playing out this time. 🤷🏻‍♀️

Here's the part that actually matters. You won't know how this affects your specific plan until your renewal notice shows up. So when it does, don't just glance at it and set it aside like it's junk mail. Open it. Read the actual numbers.

If something on it doesn't make sense, that's a completely normal thing to ask about. That's what I'm here for!

09/01/2026

As health insurance agents, we know how complex and challenging it can be to navigate the world of dental insurance. Since many individual health plans don’t automatically include dental benefits, our team wanted to share a quick overview of dental insurance and why it may be worth adding to your existing health plan.
Swipe for a few helpful FAQs to keep in mind as you consider dental insurance.

If you have questions about adding dental coverage or would like to talk through an existing policy you’d like to revamp, do not hesitate to reach out to us. We’re always happy to help clarify your options and answer any questions you may have.

09/01/2026

There's a government program you've probably never heard of. It's been quietly protecting your drug plan premium for the last two years. And it's about to disappear.

It's called the Part D Premium Stabilization Demonstration. I know, not exactly a catchy name. But here's what it's actually been doing. It's helped keep standalone Part D premiums lower and more predictable while some big changes rolled out across Medicare.

That program is ending after this year.

Here's what that means for you. ⤵

If you're on a standalone drug plan, your premium could move differently than it has the last couple of years, not because your health changed, but because the support behind the scenes is going away.

You don't need to panic about this today. You do need to actually read your renewal notice this year instead of assuming everything stays the same. It might.
But "might" isn't something I want you finding out about after the fact.

If you want to know exactly what to check before assuming anything about next year's coverage, comment QUESTIONS and I'll send you the list.

08/31/2026

August went fast. It always does.

But here is what I want you to know going into September.

This is the month that matters most if you are on Medicare. Not October. September. Because September is when you still have time to think, ask questions, and make decisions without a deadline making everything feel urgent.

The Annual Enrollment Period opens October 15th. And the people who walk into it feeling calm and prepared are the ones who used September wisely.

That is exactly what I am going to help you do this month.

September starts tomorrow. I am so glad you are here for it.

What was the best part of your August? Drop it below!

08/27/2026

People often think asking for help with Medicare means they are going to get sold something.

So they Google instead. They ask their neighbor who heard something from someone who maybe knew an agent once. They piece together information from five different websites that all say something slightly different. And they make a decision that follows them for a long time hoping they got it right.

And the whole time there was someone they could have just called.

Here is what I want you to know about working with a Medicare agent.

It does not cost you anything. Medicare agents are compensated by the carriers, not by you. There is no bill at the end of the conversation.

It does not obligate you to anything. Asking questions is just asking questions. Nobody is going to pressure you into a decision you are not ready to make, especially when you are sitting in front of a Medicare professional