Thomas Watson-Five Stone Family Insurance

Thomas Watson-Five Stone Family Insurance My mission is to help people understand and manage their income and asset protection concerns.

According to LIMRA's recent Insurance Barometer Study, the number one reason consumers give for not purchasing life insu...
09/26/2024

According to LIMRA's recent Insurance Barometer Study, the number one reason consumers give for not purchasing life insurance — or more of it — is that it's too expensive. Yet, they consistently overestimated the cost of life insurance. About three quarters (72%) of Americans overestimate the true cost of a basic term life insurance policy.

When was the last time you reviewed your current protection positions? Let's do that today. Call 843-670-4045

While becoming disabled doesn’t have to mean the end of your life, it can mean a drastic change in your ability to work ...
09/16/2024

While becoming disabled doesn’t have to mean the end of your life, it can mean a drastic change in your ability to work in your current profession. Let’s talk about the different types of disability coverage that could help you maintain an income.

Permanent life insurance usually costs more per month, but covers more people, has more options and pays out to your rec...
09/13/2024

Permanent life insurance usually costs more per month, but covers more people, has more options and pays out to your recipients no matter when you die.

Many times people feel safe in the fact they "have insurance with my job". That might be perfectly fine for some people,...
09/13/2024

Many times people feel safe in the fact they "have insurance with my job". That might be perfectly fine for some people, but most people never plan to have any reviews done, to assure you're still in the right plans for your life situation. It's likely that your life has changed enough, that you need to do a review and make sure you're still able to protect the things that are important to you. Call today, and let me do a free, comprehensive review for you. 843-67-4045

Want the most efficient way to protect yourself from those Medicare holes? An inexpensive Medicare supplement plan can h...
09/09/2024

Want the most efficient way to protect yourself from those Medicare holes? An inexpensive Medicare supplement plan can help. They’re a great option, and the best may mean that many of your after- Medicare expenses disappear.

Under Medicare insurance, you pay nothing for most preventative services as long as you get the services from a health c...
09/02/2024

Under Medicare insurance, you pay nothing for most preventative services as long as you get the services from a health care provider who accepts “assignment.” This means that the provider has agreed to accept the payment Medicare has determined it will pay.

Terminally ill patients can sometimes withdraw part of their life insurance policy while they are alive to help settle m...
08/28/2024

Terminally ill patients can sometimes withdraw part of their life insurance policy while they are alive to help settle medical bills, plan a funeral and get the family comfortable.

Why is disability coverage recommended even with Social Security? Because Social Security does not provide complete inco...
08/26/2024

Why is disability coverage recommended even with Social Security? Because Social Security does not provide complete income replacement coverage – it can only provide a subsistence level of income replacement. Plus, Social Security has much stricter qualifying requirements for disability coverage.

Did you know the idea of workers' compensation in the United States has been around for over 150 years? While technicall...
08/23/2024

Did you know the idea of workers' compensation in the United States has been around for over 150 years? While technically not workers' compensation, Alabama and Georgia both passed employers’ liability laws in 1855.

While life insurance is one aspect of your financial health you don't have to deal with often, it's wise to conduct an a...
08/21/2024

While life insurance is one aspect of your financial health you don't have to deal with often, it's wise to conduct an annual policy review. When your life situations change, altering your policy may not always be your first thought.

What type of factors can affect insurance disability policy premiums? Type of occupations and risks involved with occupa...
08/19/2024

What type of factors can affect insurance disability policy premiums? Type of occupations and risks involved with occupations, current wages and the type of policies and disability coverage offered through the policies which are chosen.

Some premiums are considered fully paid off when you reach the age of 65. This means you're insured for the rest of your...
08/16/2024

Some premiums are considered fully paid off when you reach the age of 65. This means you're insured for the rest of your life, but no longer have to make payments.

Address

Charleston, SC
29401

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
Saturday 8am - 12pm

Telephone

+18436704045

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