Mountain View Coaching

02/20/2023

Less than a week out from our conference and we are so excited with everything that is to come. In recent days I have had messages about students that are still interested in signing up and I have had some businesses offer to help sponsor a student attend. If your business is interested in helping an area student attend this event, please let me know right away.

02/10/2022

Something to think about.

Be the bank! Just like with peer-to-peer lending, Mortgage Notes are an income stream that offer you the ability to reap the same benefits that banks do. When buying a mortgage note, you are basically becoming someone’s mortgage lender.

Mortgage notes are a more passive way of investing in real estate because you don’t have to actually go through the process of buying a property – or be a landlord. You receive a monthly payment of principal and interest – and if the borrower defaults, the property is yours.

It’s important to consider the type of loan, lien position, the asset class and the loan performance when evaluating mortgage notes to invest in. But if you do your research, mortgage notes are a great vehicle to building wealth!

Have you ever looked into Mortgage Notes?

02/02/2022

So many people think it takes forever to see differences in your finances. That is not always true. This Thursday Tardus Wealth Strategies will be hosting a free webinar for anyone that is interested in learning strategies for creating wealth in 2022. They have a lot of exciting news to share, and you can check it out with 0 obligation!! https://sf103.isrefer.com/go/WRC2022/ANDDAV/

01/06/2022

We are going to be joining in this reading group.
The foundation of true success is actionable habits. By making small, incremental, repeatable changes we can move ourselves along the path towards our ultimate goals.

What are you reading this month?

Our January book club of the month is ‘Atomic Habits’ by James Clear.

🧠He shows you how to reframe your life to create new habits and maintain them over time.
🎉 Such fitting timing – learn how to stick to those New Years Resolutions!

Who’s reading with us?

09/02/2021

With school getting ready to start, or already started, extracurricular activities are starting as well.

Some activities can be costly, especially if they are not sponsored by the school.

What activities do your kids do and how do you keep the costs as low as possible?

09/02/2021

Paper money is inexpensive to produce, particularly when compared to the production of coins.

Pennies and nickels cost more to produce than they are worth. Currently quarters and dimes range from 1/4 - 1/3 of their value to produce. A dollar bill costs around $.06 to produce. The hundred dollar bill is at the top of the production cost at $.14 per bill.

I find it so interesting to learn facts about money and finances. In the scheme of things, the cost of production is not a huge issue, other than when involved in an argument about eliminating the penny.

Do you have a weird or interesting money fact to share?

09/01/2021

It's that time of year again! For some the start of the school year is right around the corner, but many of us are already into our school year.
I love the month of July for stocking up on school supplies. Sales usually start the middle of July at big Office stores and you can stock up on a lot of the necessary supplies.
Many states have a tax-free shopping event at the end of the summer, for families to buy school clothes without paying taxes. If you are not aware of that being an option in your state, make sure to look at the surrounding areas as well.
Do you have any savings tips for beginning of the school year?

08/31/2021

Share what you have done/will do to make this month great.
Do you have a specific end of month practice?

08/29/2021

On this Sunday morning, we are taking time to relax from the busy week that passed. The first week of school took its toll on all in the house. Preparing for the next week will ensue this afternoon, but for this morning we are sitting back and taking a break.
How do you spend your Sunday mornings? Do you do something different after school starts?

08/29/2021

When time allows, day trips are a great way to spend some time with the family without breaking the bank!

We try to take in some local attractions any time that we are on the road for any reason, such as our soccer game today.

There are so many sights to see throughout our country, hit up state, or county, tourism sites or welcome centers to find the cheap or free options along your route.

When trying to keep costs low, make sure to prepare snacks and drinks, and potentially meals, to bring with you and eat throughout the day. Picnic tables are often available at rest stops, and in many states the rest stops are nicer now than they were 20 years ago, with different options for adults, children, and dogs as well.

Fuel is often a large cost. Using an app to determine the cheapest fuel along your route can lead to big savings over time.

What are your best tips?

08/27/2021

There are a few things that you want to make sure that you are doing...particularly if you are starting out our going through a rocky time.
1) Make sure you know your goals and values - you need something in place to keep you on the road to success.
2) Set up a credit plan - know how many credit cards you should have, what kind of outstanding debt you have, what works with your income and risk adversity.
3) Be aware of what is out there for you - offers change, make sure that you are getting the best opportunities.
4) Always pay your bills on time!
5) Have a budget in place - a budget is just a plan to tell your money where it should go. You wouldn't go somewhere new without a map or gps, why wouldn't treat your finances the same?
6) Have a monthly finances meeting with your family members - make sure everyone is on the same page, and if hard choices need to be made let each family member weigh in.
7) Don't max out your credit - if you are too close to your credit limits your credit score will be impacted.

If you want help with any of these things, or just to talk about how a coach might help you, reach out to us - link in bio.