The VA Home Team, LLC

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Chantilly, VA
The VA Home Team, LLC

Military Relocation Specialist | PCS to DC Expert. Buy, Sell & Finance with Confidence. 20+ Years Experience. Realtor | Loan Officer | Home Inspector

06/15/2026

🚨 Flooded Crawl Space Discovered During a PCS Home Tour 🚨

Description

Military families: this is exactly why a professional home inspection matters before you buy.

During a recent home tour, we discovered signs of a flooded crawl space that could lead to moisture damage, mold growth, wood deterioration, and costly repairs. Issues like this aren’t always obvious during a showing, but they can have a major impact on your investment.

Whether you’re moving across town or PCSing to Northern Virginia, knowing what’s behind the walls and under the floors can save you thousands.

Need a Realtor, Loan Officer, and Home Inspector all on the same team? I’ve helped thousands of buyers make informed decisions before they close.

📍 Northern Virginia
📞 703-786-3368
🌐 www.thevahometeam.com

Hashtags

NorthernVirginiaRealEstate TheVAHomeTeam RealEstateTips HomeBuyingTips CrawlSpace WaterDamage MoldPrevention

06/09/2026

🚨 𝐖𝐨𝐫𝐬𝐭 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞 𝐋𝐞𝐧𝐝𝐞𝐫𝐬 𝐢𝐧 𝟐𝟎𝟐𝟔 👀

Buying a home? Be extra careful with these lenders:

1️⃣ 𝐕𝐞𝐭𝐞𝐫𝐚𝐧𝐬 𝐔𝐧𝐢𝐭𝐞𝐝

• Facing a federal class action lawsuit x 3
• Accused of steering VA buyers into higher-cost loans
• Origination Fees (that they don't advertise)

2️⃣ 𝐑𝐨𝐜𝐤𝐞𝐭 𝐌𝐨𝐫𝐭𝐠𝐚𝐠𝐞

• Multiple lawsuits tied to lending practices
• Call center format
• Always compare fees + total cost!

3️⃣ 𝐖𝐞𝐥𝐥𝐬 𝐅𝐚𝐫𝐠𝐨

• Billions paid in penalties over the years
• Long history of consumer-related scandals
• Big name ≠ better experience

⚠️ Pro Tip: Don’t get swayed by big brands or flashy ads. Always shop around, compare the full cost (fees, rates, terms), and read the fine print.

Who else has had a rough experience with big mortgage lenders? Drop your thoughts below 👇
📞 703-786-3368
📩 [email protected]
📍 NMLS #2642547

06/02/2026

🏡 Gainesville, VA Townhouse Tour | 3 Bedrooms • 3.5 Bathrooms • $539,000

Description:
Looking for a townhouse in Gainesville, Virginia? Take a tour of this spacious 3-bedroom, 3.5-bath home listed at $539,000. This property offers multiple levels of living space, generous bedroom sizes, private bathrooms, and a layout designed for today’s lifestyle.

Located in one of Prince William County’s most desirable communities, you’ll enjoy convenient access to shopping, dining, commuter routes, parks, and highly rated schools. Whether you’re a first-time buyer, military family, growing household, or someone looking for a low-maintenance lifestyle, this Gainesville townhouse is worth a closer look.

As a Realtor, Loan Officer with Guardian Mortgage, Inc. (NMLS 2642547), and Home Inspector, I help buyers understand not only the home itself but also the financing and condition aspects before making a decision.

Thinking about buying in Gainesville, Haymarket, Bristow, or Northern Virginia? Reach out for a personalized home search or a second opinion on your loan options.

📞 Joseph Najm
🏡 The VA Home Team
💰 Guardian Mortgage, Inc. | NMLS 2642547
🔍 VA Home Inspect, LLC
🌐 www.thevahometeam.com

Hashtags:
PrinceWilliamCounty

05/30/2026

Sterling VA Condo Tour | 3 Bedroom Condo in Loudoun County | Northern Virginia Real Estate

📝 DESCRIPTION

Thinking about buying a condo in Sterling, Virginia? Join me as I tour this beautiful 3-bedroom, 2-bathroom home in one of Loudoun County’s established communities.

In this video, I’ll cover the home’s features, community highlights, nearby shopping and dining, commuter convenience, and what buyers should know before making an offer in today’s Northern Virginia market.

Whether you’re a first-time homebuyer, military family relocating to the DC area, or simply exploring homes in Loudoun County, this tour will help you better understand what this area has to offer.

Highlights:
✔ 3 Bedrooms
✔ 2 Bathrooms
✔ Approximately 1,302 Square Feet
✔ Convenient Access to Major Commuter Routes
✔ Close to Shopping, Restaurants & Entertainment
✔ Located in Desirable Loudoun County

As a Realtor, Loan Officer, and Home Inspector, I help buyers make smarter real estate decisions throughout Virginia, Maryland, and Washington, DC.

Listing Agent: Brendan Murphy | Samson Properties

📞 Joseph Najm
The VA Home Team
Realtor | Loan Officer | Home Inspector
🌐 www.thevahometeam.com
📧 [email protected]
☎️ 703-786-3368

HomeTour HomesForSale VirginiaHomes LoudounCountyHomes FirstTimeHomeBuyer MilitaryRelocation PCSToDC VAHomeLoan RealtorLife RealEstateVideo DMVRealEstate TheVAHomeTeam JosephNajm HomeBuyingTips NorthernVirginiaHomes

05/22/2026

Looking for a move-in-ready home in Northern Virginia? 👀

This updated townhouse features a renovated kitchen with quartz countertops, updated flooring, modern bathrooms, newer windows, Trex decking, and a location close to major commuter routes, shopping, and dining.

As a Realtor, Loan Officer, and Home Inspector, I always look beyond cosmetic upgrades. Nice finishes are great, but I also want to know the age of the roof, HVAC system, and exactly what the HOA covers before making a decision.

Would you choose location and convenience, or would you rather have more space farther out? 👇

Joseph Najm | Realtor • Loan Officer • Home Inspector
Guardian Mortgage, Inc | NMLS #2642547

Listing Agent- Sarabdeep Sarang; Ikon Realty

DMVRealEstate VirginiaRealEstate FirstTimeHomeBuyer MilitaryRelocation PCS VALoan TownhouseLiving HouseHunting NovaHomes Realtor LoanOfficer HomeInspector RealEstateTikTok DreamHome MoveToVirginia HomeBuyerTips

05/05/2026

Crawlspace Insulation Configuration

The crawlspace floor was not insulated; however, insulation was observed along the foundation walls. This configuration is commonly seen in conditioned or semi-conditioned crawlspaces and may be considered acceptable depending on lender, appraiser, and local requirements. Recommend confirming that the crawlspace design is functioning as intended with no significant moisture intrusion, exposed earth concerns, or other conditions that may impact the property’s overall condition or energy performance.

crawlspace, insulation, underwriting, energy efficiency, foundation insulation, appraisal condition

04/30/2026

4BR 3.5BA Home in Woodbridge, VA You Need to See 👀🏡

Take a look inside this spacious 4 bedroom, 3.5 bathroom home in Woodbridge, Virginia! 🏡 Featuring generous living space, multiple levels, and a layout perfect for everyday living or entertaining. Woodbridge offers commuter convenience, shopping, dining, parks, and great access to Northern Virginia and DC.

Thinking about buying in Woodbridge or anywhere in Northern Virginia? I’m a Realtor, Loan Officer, and Home Inspector—helping you make smarter moves with one trusted advisor. Message me for a private showing or financing options.

Hashtags:

04/26/2026

Construction Loans for Realtors | Close More Deals in Low Inventory Markets | Guardian Mortgage

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📝 Meta Description

Learn how construction loans help Realtors close more deals when inventory is low. Discover how to turn buyers who can’t find homes into successful closings with Guardian Mortgage.

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🔥 Hashtags

RealEstateStrategy
MortgageBroker
VAHomeLoans
HomeBuilding

04/23/2026

Helping Low Income Borrowers Get Approved for a Mortgage (What Most Lenders Won’t Tell You)

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📝 Description:
Think you don’t make enough to buy a home? That’s not always true.
There are real strategies that can help low-income borrowers qualify—if you know how to structure the loan properly.

As a Realtor, Loan Officer (Guardian Mortgage, Inc – NMLS 2642547), and Home Inspector, I’ve helped thousands of buyers navigate this exact situation.

In this video, I break down:
• How lenders actually calculate income
• Programs that can help you qualify
• What compensating factors can offset lower income
• Why most people get denied—and how to avoid it

If you’ve been told “you don’t qualify,” don’t stop there.

📩 Send me your Loan Estimate for a free second opinion
I shop your loan across 80+ lenders to find the best structure.

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🏷️ Hashtags:
LoanOfficer RealEstateAdvice HomeBuyingTips VAHomeTeam

Address

43793 Churchill Glen Drive
Chantilly, VA
20152

Telephone

+17037863368

Website

http://www.TheVAHomeTeam.com/, http://www.VAHomeInspect.com/

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