Colt Harmon NMLS #2760255

06/13/2026

RATE SHEET SHOWDOWN!

06/13/2026

Is your lender telling you that rates are still a touch high to justify a refinance?? Call me! Let JPH Mortgage give you a solid refinance option!

06/08/2026

Maximize your cash to close!

06/08/2026

JPH drives the money savings to you!

06/06/2026

Introducing JPH Mortgage Group:

Somewhere along the way, buying a home stopped feeling possible for a lot of hard-working people. Rates climbed, fees stacked up, and the big banks and retail lenders kept passing their costs straight on to you.
I know this firsthand, because I’ve spent time on the retail side of the mortgage business. I saw exactly how the overhead, the advertising, the layers of middlemen, and the markup get built into your rate — and how much of what borrowers pay has nothing to do with their actual loan. That’s exactly why I created JPH.
JPH Mortgage Group is built differently. We’re a mortgage brokerage. We do everything a bank or retail lender does — purchases, refinances, the full menu of loan programs — but instead of being stuck with one bank’s pricing, we shop a network of wholesale lenders to find you the strongest deal. No branches to fund. No bloated overhead. No fluff.
That means we can cut out the markup and fees the big guys charge, and hand those savings back to you.
My goal is simple: make homeownership affordable again. One family, one closing, one set of keys at a time.
If you’re buying, refinancing, or just want an honest look at your numbers, send me a message. No pressure — just real options and straight answers.

C**t Harmon
NMLS 2760255
501-472-2658

03/12/2026

If you are a realtor with New Construction listings and you want to differentiate your client and yourself from all other New Construction listings…REACH OUT TO ME! No..this isn’t a lender credit. These are real programs proven to move inventory faster than the competition!

03/09/2026

You know where to find me!

Good news for first-time homebuyers in Arkansas!

ADFA's StartSmart First-Time Homebuyer Program has dropped its mortgage rates — and they're looking great:

✅ 5.00% for Government Mortgages (FHA, VA, RD)
✅ 5.25% for Conventional Mortgages

If you've been waiting for the right moment to buy your first home, this might be it! StartSmart also offers down payment assistance to help make homeownership even more attainable.

Ready to take the next step? Visit homeloans.arkansas.gov to learn more and find an ADFA-approved lender near you.

03/06/2026

First time home buyer? Haven’t owned a home in 3 years? Looking for a 5% rate? Looking for down payment assistance? Looking for closing costs paid?

I’ve got just the program for you! Reach out to me!

03/03/2026

Just doing my best to go above and beyond for my clients!