Teri Helm Baker Mortgage Loan Officer NMLS 1746047

Teri Helm Baker Mortgage Loan Officer NMLS 1746047 I want to help people achieve their goals when it comes to HOME OWNERSHIP and Real Estate Investments.

Whether you're a first time home buyer or looking to start investing for the first time, or an established Investor, I want to see you succeed !

I would love to chat with you and discuss your goals and help educate you on the home buying process.
06/05/2025

I would love to chat with you and discuss your goals and help educate you on the home buying process.

“Real estate is the best investment in the world because it is the only thing they’re not making anymore.” - Will Rogers...
03/14/2025

“Real estate is the best investment in the world because it is the only thing they’re not making anymore.” - Will Rogers

We couldn’t have said it better ourselves!

Investing in property is an investment in your future. So let us help you make your investment — while supplies last ;)

Just setting out on your home-buying journey?Congratulations! We couldn’t be more proud.Obtaining a mortgage on a house ...
03/12/2025

Just setting out on your home-buying journey?

Congratulations! We couldn’t be more proud.

Obtaining a mortgage on a house can be an overwhelming experience, especially if it’s your first time. Thankfully, we’re experts on the subject — so please, allow us to help you out!

If you’re feeling uncertain about the home-buying process or have questions about how to get a mortgage, send us a message or give us a call!

We’re always here to help :)

What do you call a woman who sets her mortgage documents on fire? Bernadette 😂I’ll let myself out.
03/10/2025

What do you call a woman who sets her mortgage documents on fire?

Bernadette 😂

I’ll let myself out.

This is so relatable it honestly hurts 😂
03/09/2025

This is so relatable it honestly hurts 😂

You’ve decided to take out a loan to purchase your dream home, but you know next to nothing about responsible borrowing?...
03/07/2025

You’ve decided to take out a loan to purchase your dream home, but you know next to nothing about responsible borrowing?

That’s totally OK — we’re experts on the subject, and we’re more than happy to share some tips and tricks to help you out :)

Here’s our top three to get you started:

1. Browse your options and ask plenty of questions.
When it comes to responsible borrowing, research is crucial. The last thing you want to do is impulsively jump into a loan agreement and get stuck paying for years and years to come.
So explore your options, ask for advice, and make sure you’re getting the best loan possible!

2. Understand the difference between a secured and an unsecured loan.
Unsecured loans don’t require any collateral. With a secured loan, on the other hand, you could lose your home if you don’t make payments consistently or on time.

3. Always ask for the total amount you’ll need to repay before you borrow.
A shorter payment period may result in a lower Annual Percentage Rate (APR) amount..

We hope you found this informative! With these tips and tricks in mind, you’ll be fully prepared to borrow responsibly — but feel free to send us a message or leave a comment down below if we can assist you in the process :)

Mortgaging a home is a serious endeavor, one that requires extensive planning, strategizing, and commitment. So for all ...
03/05/2025

Mortgaging a home is a serious endeavor, one that requires extensive planning, strategizing, and commitment.

So for all the homeowners out there, please do us a favor and share your wisdom with the class:

What did your mortgage plan look like when you first bought your house, and how has it changed since then?

A DSCR Loan is a mortgage loan for a residential income-producing property. It is primarily based on the “Debt Service C...
03/05/2025

A DSCR Loan is a mortgage loan for a residential income-producing property. It is primarily based on the “Debt Service Coverage Ratio” or the cash flow of the property, rather than the borrower’s income. A traditional mortgage loan will require income verification, tax returns and a “Debt-to-Income” (DTI) ratio

DSCR Loans require none of these! Perfect for real estate investors ready to scale (no more W2!) or are looking leave behind the hassle, paperwork and headaches of conventional financing, DSCR Loans are quickly becoming the go-to loan option for real estate investors.

We want to know what you think about this one 🤔[People in Scotland paint the front door of their house red once they’ve ...
03/03/2025

We want to know what you think about this one 🤔

[People in Scotland paint the front door of their house red once they’ve finally paid off the mortgage.]

DOWN PAYMENT ASSISTANCE FOR EVERYONE - NO INCOME LIMITS - AND YA DONT HAVE TO PAY IT BACK ! UP TO $13k, a free solar pan...
03/03/2025

DOWN PAYMENT ASSISTANCE FOR EVERYONE - NO INCOME LIMITS - AND YA DONT HAVE TO PAY IT BACK ! UP TO $13k, a free solar panel system and a $12k tax credit on 2025 TAXES !

I offer DCSCR Investor Loan Products, residential SFR, Multi Fam, Mix used, and commercial. FORGIEN NATIONALS WELCOMED! ...
03/03/2025

I offer DCSCR Investor Loan Products, residential SFR, Multi Fam, Mix used, and commercial. FORGIEN NATIONALS WELCOMED! Non Trid, less regulation, more lenient guidelines. 680 FICO, 1.0% -1.4% ratio rule, no rent rolls, no PnL, no late payments in 24 months, and I offer Investor Re-fi options on your properties with 65% ltv , YES I CAN, you heard right! DM Me or email me for more info.

The answer to this one might shock you ;)[Most mortgage loans require less than 5% down payment.]
03/01/2025

The answer to this one might shock you ;)

[Most mortgage loans require less than 5% down payment.]

Address

3100 W Ray Road #201 Office #209
Chandler, AZ
85226

Telephone

+17019644069

Website

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