Lucy Vizcarra - NEXA Mortgage,LLC

11/13/2024

02/19/2024

Have you been renting for 2 years or more? Call me 602-999-4000

02/01/2024

Words Wednesday Spotlight: Down Payment Programs and Grants

Are you dreaming of homeownership but feeling uncertain about navigating down payments? Today, on Words Wednesday, we're demystifying the vital topic of down payment assistance!

Did you know there are numerous programs and grants designed to help you secure the keys to your new home? Whether you're a first-time buyer or looking to transition into a new property, there's potential aid tailored for you.

Uncover the opportunities:
- State-specific grants that could provide a significant boost to your down payment
- Forgivable loan programs that make financial burdens lighter
- First-time homebuyer incentives to make your property dreams a reality
- And much more hidden financial gems!

Remember, each program has unique criteria and benefits. Educating yourself is the first step towards leveraging these fantastic resources.

Have questions or need expert guidance? Our knowledgeable team is at your service to make the process clear and manageable. Don't let uncertainty hold you back from your homeownership goals.

01/29/2024

2024 Loan Limits Increase - To keep up with today's competitive housing market, the Federal Housing Finance Agency has announced an increase in the maximum conforming mortgage loan limits for 2024. The conforming loan limit is the maximum amount that can be guaranteed by Fannie Mae and Freddie Mac. For 2024, the conforming limits for much of the country will increase from $726,200 to $766,550 for single-family homes. Please call me if you are interested in learning how much yo qualify for! 602-999-4000.
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01/19/2024

Dreaming of Homeownership? Let's Talk Down Payments!

Are you weighing the possibilities for your future home purchase? The power of a larger down payment might just be your ticket to long-term financial comfort and stability!

Did you know these facts about larger down payments?

📣 Attention, future homeowners! 📣
If you're ready to begin the journey to the doorstep of your dream home, or simply navigating the seas of questions about down payments, our expert team is here with the compass you need.

Contact us TODAY! Let's turn your home-buying aspirations into reality.

Our door is always open – whether you're just starting out or ready to take the plunge, we're here to guide you every step of the way. Leave us a message, give us a call, or swing by our office. Your dream home awaits!

01/18/2024

As we move into a new year, I wanted to express my gratitude for all my amazing clients and real estate partners. With high mortgage rates and low inventory levels, 2023, was extremely challenging! But your trust and collaboration made the past year, truly extraordinary. Wishing you a wonderful start to 2024! Here is to create more amazing home stories together!

01/17/2024

It's Words Wednesday! Today's term on the table: Loan-to-Value Ratio (LTV)

The Loan-to-Value ratio is a critical metric in the finance world, especially when it comes to securing a mortgage or assessing property investments. But what does it mean for you and your assets? LTV represents the proportion of a property's value that is financed through a loan.

Do the intricacies of LTV ratios sound complex? We've got you covered! Don't hesitate to reach out!

01/10/2024

Word Wednesday!

Today, we unravel the term 'Finance Charge'.

A finance charge is the cost of borrowing money, including interest and other fees. It is calculated using three primary factors: the amount you borrow, the interest rate, and the length of time for which the money is borrowed.

Whether you’re a seasoned investor or just starting out, understanding what makes up a finance charge can help you better manage your loans and avoid unnecessary costs.

Stay informed, stay ahead!

Do you have any queries about finance charges? Comment below or drop us a DM!