Homeloanwithbrian

Homeloanwithbrian Thank you for choosing Brian and MyCityLender, powered by Barrett Financial Group, LLC! The housing and mortgage markets are constantly changing.

As a lending professional at MyCityLender, powered by Barrett Financial Group LLC, I am dedicated to helping you with all of your home mortgage needs. I can help you navigate the many options to find the right loan for you and your family. Whether you are refinancing, buying your first home or building your dream home, I can explore with you the many options for financing. You are invited to apply

on-line, over the phone, or contact me to set up an appointment. Either way you will get my immediate and personal attention!

04/08/2026

Mortgage rates just did something that makes both sides of the internet mad…

Basically nothing.

After a stronger-than-expected jobs report, a lot of people expected rates to move hard.

They didn’t.

Why?

Because right now, the bond market is being driven more by war headlines and global tension than by clean economic logic.

And while everyone is obsessing over rates…

The bigger shift is happening right here in the Phoenix market 👇

🏡 Inventory is climbing
📉 64% of homes are selling below asking
⏳ Homes are taking longer to sell

Translation?

Buyers are not gone.
They’re just not desperate anymore.

And sellers who still think it’s 2021 are getting exposed fast.

This market is not crashing.

It’s just not forgiving anymore.






HomeSellers
HomeBuyers
MaricopaCounty
RealEstateStrategy
InterestRates

03/31/2026

Mortgage rates just did something that should make a lot of people uncomfortable…

They actually got better right after everyone started panicking.

Last Friday, rates hit 6.64%, the highest level we’ve seen since August. And right on cue, the fear started spreading.

But then the market blinked.

Rates improved.

Now let’s be clear… rates are still above 6.5%, and that’s not exactly “good.” But the bigger story is this:

👉 The panic narrative may already be overblown.
👉 The Phoenix market is no longer forgiving bad pricing.
👉 And sellers who still think it’s 2021 are getting left behind.

Right now in Maricopa County:

📉 Prices are softening
🏡 Inventory is rising
⏳ Homes are taking longer to sell

Translation?

Buyers finally have leverage again.
And overpriced homes are getting ignored.

This market is not broken.

It’s just honest now.






HomeSellers
HomeBuyers
MaricopaCounty
RealEstateStrategy
InterestRates

03/25/2026

Mortgage rates were about to spike overnight…
…and then headlines about Iran flipped the market.
Here’s what happened:

• Bonds sold off overnight (rates ↑)
• News hit about geopolitical progress
• Markets reversed
• Mortgage rates moved slightly lower

Rates are now around 6.49%, down from last week’s highs above 6.5%.
But this isn’t a trend yet… just volatility.

Meanwhile in Maricopa County 👇
🏡 Inventory is up
📉 Pricing is more sensitive
⏱ First 2 weeks = critical
This is no longer a “list it and forget it” market.

It’s a strategy market.





HomeSellers
RealEstateStrategy
MarketShift
InterestRates

03/19/2026

Did mortgage rates spike because I went on vacation? 🤔

Not exactly… but they did hit 7-month highs last week.

Here’s what actually happened:

• Oil prices jumped
• Inflation concerns spooked bond markets
• Mortgage rates briefly surged

Then Monday happened 👇

Oil dropped 5%
Bond yields fell
Mortgage rates improved slightly

Meanwhile in Maricopa County:

🏡 Inventory is rising
⏳ Homes are taking longer to sell
💰 Buyers are negotiating again

The market isn’t the frenzy of 2021…
…but opportunity is still there.

Buyers have more choices.
Sellers just need the right pricing strategy.

Follow for the Weekly Housing Fast Break.






RealEstateMarket
InterestRates
PhoenixHousing
MaricopaCounty
MortgageNews

03/06/2026

Did mortgage rates jump because of the U.S. attack on Iran?

Global events are creating volatility in oil prices, the stock market, and the bond market… and that can impact mortgage rates quickly.

The good news: even after this week’s jump, rates are still near the lowest levels we’ve seen in more than three years.

Meanwhile in Phoenix, the housing market is shifting.
Inventory is higher.

Competition between listings is increasing.
And pricing strategy matters more than ever.
Homes priced correctly in the first two weeks are outperforming listings that try to “test the market.”
Smart strategy wins in this market.






HomeSellers
HomeBuyers
MarketVolatility
RealEstateStrategy
MyCityLender
BlueInkTitle

02/19/2026

Mortgage rates started the week flat, and that’s actually a positive sign.

Rates are holding near the lowest levels we’ve seen in more than three years, giving buyers some stability heading into spring.

At the same time, the Maricopa County housing market continues to rebalance. Prices are modestly down year over year, inventory is up, and homes are taking longer to sell. Buyers have more options and negotiating power than they’ve had in a while.

This isn’t a crash.
It’s a reset.

Prepared buyers win.
Strategic sellers win.
Smart agents win.

Your Weekly Housing Fast Break.

HomeBuyers HomeSellers MaricopaCounty ChandlerAZ MarketShift MyCityLender BlueInkTitle

02/12/2026

Mortgage rates kicked off the week basically flat, and that’s not bad news.

After rising in late January, rates have been drifting lower in slow, steady steps and are still near some of the lowest levels we’ve seen in years. The big wildcard this week is Wednesday’s jobs report, which could finally bring some movement.

Here in the Phoenix metro, inventory remains elevated and buyers have more options and negotiating power. Some home values are modestly down year over year, days on market are longer, and sellers are adjusting expectations.

This isn’t the frenzy of the past few years.
It’s a more balanced market where strategy matters.

Prepared buyers win.
Realistic sellers win.
Smart pricing wins.

Your Weekly Housing Fast Break.

HomeBuyers HomeSellers MarketShift MyCityLender BlueInkTitle

02/04/2026

Mortgage rates moved higher today, but not as much as the bond market suggested they should.

A stronger-than-expected manufacturing report pushed bonds lower, which typically forces rates up. Lenders did raise rates slightly, but the move was surprisingly modest. That kind of resilience often comes down to timing, and we may see more adjustment as the week continues.

Meanwhile in Maricopa County, the market is shifting into a more balanced environment. Median prices are moderating around $550,000, inventory remains elevated with roughly 18,500 active listings, and homes are taking longer to sell. Nearly half of listings have reduced price recently, and pending sales are down year over year, giving buyers more negotiation power.

This is not the frenzy of 2021.

This is the market where strategy wins.

Prepared buyers win.
Realistic sellers win.
Smart pricing wins.

Your Weekly Housing Fast Break is here.

ChandlerAZ HomeBuyers HomeSellers MarketShift MyCityLender BlueInkTitle

01/28/2026

Mortgage rates just moved lower for the fourth straight business day, with the average top-tier 30-year fixed rate sitting around 6.17%, the lowest level since January 16th.

But here’s the reality: we were actually even lower just two weeks ago, so this is more of a slow trickle than a major drop.

Meanwhile in Maricopa County, inventory remains elevated, homes are taking longer to sell, and buyers have more choices and leverage than they’ve had in years. Prices are showing mixed to slightly softer trends, signaling a more balanced market, not a boom, not a crash… a reset.

This is the market where strategy wins.

Prepared buyers win.
Smart pricing wins.
Educated agents win.

Your Weekly Housing Fast Break is here.

01/26/2026

Mortgage rates just jumped to the highest level we’ve seen in nearly a month… and if you’re waiting for “perfect rates” to make the market easy again, this is your wake-up call.

Rates moved back up around 6.21% as markets reacted to geopolitical headlines and global volatility. And even with major mortgage bond buying plans in the background, the reality is simple: the market already priced in the news.

Meanwhile here in Maricopa County, prices are moderating, inventory is elevated, and buyers have more options and leverage than they’ve had in years.

This is not a bad market. It’s an honest one.

Prepared buyers win. Strategic sellers win. Educated agents win.

Your Weekly Housing Fast Break is here.

01/14/2026

Mortgage rates just blinked… but the real story is still being missed 👀
Yes, some lenders ticked slightly higher. But rates are still sitting near 3 year lows while buyer leverage in Maricopa County is quietly growing. That combo creates opportunity.

Inventory is up. Days on market are longer. Price reductions are becoming the norm. And buyers are negotiating again. This market is no longer rewarding “list it and hope.” It is rewarding strategy.

Agents, this is your window.
Buyers, this is your leverage.
Sellers, pricing and presentation matter more than ever.

Your Weekly Housing Fast Break is here with the rate breakdown and the Maricopa County snapshot you need.

01/07/2026

📉 Mortgage rates are sitting near two-month lows… but that is only half the story.

In Maricopa County, leverage is shifting. Inventory is up. Homes are taking longer to sell. Buyers have more options. Sellers need sharper strategy. And rates are quietly setting the stage for what could be the lowest levels we have seen since early 2023.

This is not a guess-and-hope market.
This is a plan-and-execute market.

In this week’s Weekly Housing Fast Break, Brian breaks down the rate backdrop you need to understand, and Shane from Blue Ink Title delivers the local snapshot every agent and buyer should be watching as we head into 2026.

If you are buying, selling, or advising clients this year, this one matters.

👉 Follow for weekly market insights
📍 Maricopa County focus
🏡 Real data. Real strategy. Real advantage.

Address

2250 E Germann Road, Suite 12
Chandler, AZ
85286

Telephone

+14803902120

Website

https://www.barrettfinancial.com/biverson

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Our Story

Hello! My name is Brian Iverson and I’m an experienced Mortgage Planner with Peoples Mortgage Company. I grew up in Thousand Oaks, California, graduated from the University of California, Santa Barbara and now live in Chandler, Arizona with my wife and three boys. I am a licensed Mortgage Loan Officer providing families with strategic financing for the acquisition and refinancing of residential real estate in Arizona and California.

My job is to help you manage you your mortgage debt in way that integrates it with your short and long term financial goals and saves you as much money as possible, all things included. Because financing your home and real estate investments involves hundreds of thousands of dollars, I believe it is my professional and personal duty to meet with you in person, deliver a strategic financing plan that achieves your goals, and provide you with a customer experience that is second to none!

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