The Deb Klein Team

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The Deb Klein Team Deb Gontko Klein MBA | Branch Manager
NMLS #595188 I’ve been turning homeownership dreams into reality since 2004. John Fisher in Rochester, New York.

As a local lender at Planet Home Lending, I specialize in purchasing and refinancing primary and secondary homes, including vacation and investment properties. My team and I make the loan process quick and seamless, thanks to our in-house processing, underwriting, and closing services, ensuring timely loan closings every time. I hold an Executive MBA from Arizona State University and a Bachelor of Arts in Communications from St. Proud to be recognized as a Five Star Mortgage Professional by Phoenix Magazine for the past two years. Originally from Michigan, I’ve found my home in Arizona, where I enjoy golf, travel, and quality time with my three sons.

Waiting for rates to drop? Your rate is one number. It's not the only one that decides whether now is a good move for yo...
10/21/2026

Waiting for rates to drop?

Your rate is one number. It's not the only one that decides whether now is a good move for you. Here's what actually makes up your opportunity:

💰 Rate
🏠 Home price
👀 Competition
🤝 Seller flexibility
📆 Monthly payment
💵 Cash needed at closing

Message me to walk through your actual scenario.
https://myoc.io/fXlMbH4Tca2

Spring gets all the housing market hype. Fall might give you something better: room to think.This year, Realtor.com's na...
10/16/2026

Spring gets all the housing market hype. Fall might give you something better: room to think.

This year, Realtor.com's national research pointed to late Sept/early Oct as the most buyer-favorable stretch of 2026 — more homes on the market, prices easing off their summer peak, and less competition for the ones you actually like.

Curious what that looks like in our market? Send me a message, I'm happy to walk through it with zero pressure.
https://myoc.io/fXlMbH4Tca2

Fall home maintenance check: this one may be the quickest and most important one on the list. Test your smoke and carbon...
10/15/2026

Fall home maintenance check: this one may be the quickest and most important one on the list. Test your smoke and carbon monoxide detectors and swap the batteries for fresh ones. With furnaces and fireplaces running, this is not one to skip.
https://myoc.io/fXlMbH4Tca2

Buying a home involves more than just the down payment. Swipe through for a fuller picture of what costs to plan for.htt...
10/14/2026

Buying a home involves more than just the down payment. Swipe through for a fuller picture of what costs to plan for.
https://myoc.io/fXlMbH4Tca2

Your offer was accepted - congratulations! This stretch can feel like a lot of waiting and paperwork, but I will keep yo...
10/13/2026

Your offer was accepted - congratulations! This stretch can feel like a lot of waiting and paperwork, but I will keep you updated every step of the way. Here is what to expect from this stage.
https://myoc.io/fXlMbH4Tca2

Fall home maintenance check: don't wait for the first cold night to find out your furnace or other heating system needs ...
10/09/2026

Fall home maintenance check: don't wait for the first cold night to find out your furnace or other heating system needs attention. If you have a furnace, replace the filter, clear the area of debris, and consider getting a professional tune-up if it's been a while.
https://myoc.io/fXlMbH4Tca2

Keep family closer to home this holiday season. Sometimes buying a home isn't about where you want to live. It's about m...
10/08/2026

Keep family closer to home this holiday season. Sometimes buying a home isn't about where you want to live. It's about making sure someone you love has the right place to call home.

An eligible conventional financing option may allow you to purchase a home for an aging parent or an adult child with a disability—even if you won't occupy the home yourself.

That could mean helping a parent live closer to family or creating greater independence and stability for your adult child.
Every family's needs are different. Let's talk about what's possible for yours.
https://myoc.io/fXlMbH4Tca2

"Is it even a good time to buy?"I get this question every week. And the answer is that it depends on your not the news c...
10/07/2026

"Is it even a good time to buy?"
I get this question every week. And the answer is that it depends on your not the news cycle. There is no universal """"right time."""" There is just your right time. When your job is stable, your savings make sense, and you've found a payment you're comfortable with. That's the conversation I want to have with you. No pressures, no spin. Just an honest look at where you stand and where you want to be in the future. ""
"
https://myoc.io/fXlMbH4Tca2



Equal Housing Lender. © 2026 Planet Home, a DBA of Planet Home Lending, LLC | 321 Research Parkway, Suite 303, Meriden, CT 06450 (203) 265-5090 | NMLS ID # 17022 | For licensing information, go to: www.nmlsconsumeraccess.org. The DBA “Planet Home” is not authorized for use in the following states and territory: WY.

Fall home maintenance check: swap your HVAC air filter and any water filters before the season fully changes. Clean filt...
10/06/2026

Fall home maintenance check: swap your HVAC air filter and any water filters before the season fully changes. Clean filters mean better air and water quality, and less strain on your systems overall.
https://myoc.io/fXlMbH4Tca2

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3185 S Price Road
Chandler, AZ
85248

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