09/17/2025
Rates Are Falling. Refis Are Rising. According to Optimal Blue’s latest data, rate-and-term refinances jumped nearly 70% in August. This is the strongest month all year! Meanwhile, purchase activity is slowing down seasonally, and non-QM loans now make up a record 8.3% of all originations, a huge leap from just 1.4% in 2020. What does it all mean for you?
✅ If you’ve been waiting for better rates, this could be your moment to refi
✅ If traditional financing doesn’t quite fit your story, non-QM options are gaining traction
✅ And if you’re a buyer, softening rates could still work in your favor
Let’s talk strategy. Whether you're looking to refi, buy, or explore unique loan solutions, NOVA is here to help.
Reach out today!